PNB Home Loan Balance Transfer

When looking to switch your home loan to a new lender with more favourable rates, the PNB Housing Finance home loan balance transfer is a viable option. By transferring your home loan balance to PNB Housing Finance, you can benefit from lower EMIs, reduced interest rates, and flexible repayment options.

 

The process is simple and hassle-free, and you can also avail of additional top-up loans to meet your financial needs. Home loan balance transfer is now easy with Bajaj Markets. 

 

Meet the eligibility criteria set by PNB Housing Finance balance transfer and apply with ease on Bajaj Markets. Read to learn the benefits of PNB Housing Finance home loan balance transfer.

The PNB Housing Finance Home Loan balance EMI calculator is a user-friendly tool that can help you make informed decisions about your balance transfer.  If you want to use the Home Loan Transfer EMI calculator, you can follow the steps outlined below.

 

• Step 1: Enter the outstanding loan amount you wish to transfer.

• Step 2: Fill in the desired tenure for the loan in months.

• Step 3: Enter the expected interest rate that you'll be charged on the balance transfer.

Here is the list of PNB Housing Finance Home Loan Balance Transfer eligibility criteria:

 

• You must be above 21 years and below 70 years at the time of maturity of the loan.

• The net monthly income must be above ₹18,000.

• A minimum work experience of 3 years for salaried applicants and a business vintage of 5 years for self-employed applicants is mandatory.

Here is the list of PNB Housing Finance Home Loan Balance Transfer documents required.

 

• Identity Proof: PAN/Voter ID/Aadhaar Card

• Address proof: Aadhaar Card/Passport/Driving License

• Latest Degree to validate the educational qualification

• Salary slips of the last 3 months (for salaried applicants)

• Certificate & Proof of business existence (for self-employed applicants)

• Form 16 for the last 2 financial years (for salaried applicants)

• ITR for the last 3 financial years (for self-employed applicants)

• Self-attested copy of the Title Documents of the Property and Approved Plan

Take a look at the simple steps.

• Enter your Personal and Income Details

Click on “APPLY NOW” and enter your personal details to check for an offer.

• Choose your Lending Partner

Select PNB Housing Finance from the list of partners.

• Estimate Borrowing Power

Find out the home loan amount you could possibly avail of.

• Mention Requirement & Property Details

Fill home loan amount as per suitability & details of the property.

• Unlock Final Details

Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.