When looking to switch your home loan to a new lender with more favourable rates, the PNB Housing Finance home loan balance transfer is a viable option. By transferring your home loan balance to PNB Housing Finance, you can benefit from lower EMIs, reduced interest rates, and flexible repayment options.
The process is simple and hassle-free, and you can also avail of additional top-up loans to meet your financial needs. Home loan balance transfer is now easy with Bajaj Markets.
Meet the eligibility criteria set by PNB Housing Finance balance transfer and apply with ease on Bajaj Markets. Read to learn the benefits of PNB Housing Finance home loan balance transfer.
The PNB Housing Finance Home Loan balance EMI calculator is a user-friendly tool that can help you make informed decisions about your balance transfer. If you want to use the Home Loan Transfer EMI calculator, you can follow the steps outlined below.
Step 1: Enter the outstanding loan amount you wish to transfer.
Step 2: Fill in the desired tenure for the loan in months.
Here is the list of PNB Housing Finance Home Loan Balance Transfer eligibility criteria:
You must be above 21 years and below 70 years at the time of maturity of the loan.
The net monthly income must be above ₹18,000.
A minimum work experience of 3 years for salaried applicants and a business vintage of 5 years for self-employed applicants is mandatory.
Here is the list of PNB Housing Finance Home Loan Balance Transfer documents required.
Identity Proof: PAN/Voter ID/Aadhaar Card
Address proof: Aadhaar Card/Passport/Driving License
Latest Degree to validate the educational qualification
Salary slips of the last 3 months (for salaried applicants)
Certificate & Proof of business existence (for self-employed applicants)
Form 16 for the last 2 financial years (for salaried applicants)
ITR for the last 3 financial years (for self-employed applicants)
Self-attested copy of the Title Documents of the Property and Approved Plan
Take a look at the simple steps.
Click on “APPLY NOW” and enter your personal details to check for an offer.
Select PNB Housing Finance from the list of partners.
Find out the home loan amount you could possibly avail of.
Fill home loan amount as per suitability & details of the property.
Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.
The minimum rate of interest charged is 8.50%.
The easiest way to check the EMIs payable is to use the PNB Housing Finance Home Loan balance EMI calculator on Bajaj Markets.
Applying for a balance transfer on Bajaj Markets is simple. You can be done in 4 quick steps, and access offers from several top lenders.
Salaried and self-employed applicants are eligible for Home Loan Balance Transfer.
You can get the PNB Housing Finance Home Loan Balance Transfer interest certificate online. Visit the official website, go to the “Others” section, and click on “Existing Customer Login”. Once here, log in using your username, password, and the code displayed.
You will then get access to a downloads section, where you can access your interest certificate.