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Transparency guaranteed with
A Loan Against Property is one of the best to meet your financial requirement. On Finserv MARKETS, you can also opt for Loan Against property Balance Transfer through a 100% online process.
You can make the most of this facility along with availing top-up loans at a lower interest rate and with minimal documentation.
At Finserv MARKETS, you are ensured of 100% transparency and all information including all fees and charges will be provided to you upfront.
Regular Rate: 10.00% to 11.00% for salaried individuals.
Borrower Type/Interest Type | Time Period (Months) | Foreclosure Charges |
---|---|---|
Individual: Floating rate* | Greater than 1 Month | Nil |
Non-individual: Floating rate | Greater than 1 Month | 4% plus applicable taxes |
All borrowers: Fixed rate* | Greater than 1 Month | 4% plus applicable taxes |
For Term Loan, charges are calculated on the outstanding principal.*
For Flexi Term Loan, charges are calculated on the current dropline limit.
Borrower Type/Interest Type | Time Period (Months) | Foreclosure Charges |
---|---|---|
Individual: Floating rate* | Greater than 1 Month | Nil |
Non-individual: Floating rate | Greater than 1 Month | 2% plus applicable taxes |
All borrowers: Fixed rate* | Greater than 1 Month | 2% plus applicable taxes |
*The above charges are excluding taxes
These are indicative and subject to change at the discretion of lender/ without prior notice.
**Applicable following 1st EMI clearance.
For definitions of the terms marked with (*), please refer to the document 'Home Loan - Balance Transfer Terms' in the Download Section
Your interest rate for a Loan Against Property is calculated on the basis of your income, the value of your property, and other factors that determine your capacity to pay. You can use the EMI calculator to determine the EMI amount that you can pay towards your loan.
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!