Manage all your queries here
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✔️What are the end uses of a Bajaj Finserv Loan Against Property?
You can use a Loan Against Property to fulfil all your financial obligations. If you are a salaried individual, you can use your loan for the following purposes: 1. Mortgage buyout/Balance Transfer of existing loan 2. Consolidation of debt 3. Managing wedding expenses 4. New investments 5. Financing education
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✔️How can I avail a Bajaj Finserv pre-approved Loan Against Property with a low interest rate?
Applying for a loan with a low interest rate is dependent on a lot of factors. Generally, timely payments of existing EMIs, having a good credit score, and not having any outstanding unpaid debt will put you in good stead to find a low interest rate.
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✔️Do I need insurance for the property for which I want to avail of a Loan Against Property?
Yes, your property needs to be insured for fire and other calamities during the tenor of your loan. You will have to provide proof of insurance every year or whenever required.
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✔️What criteria does my property need to fulfill for me to avail a Loan Against Property?
You need to ensure that the title of the property is clear, free of any litigation, and should not have an existing mortgage or loan.
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✔️Can I avail of a Bajaj Finserv Loan Against Property for a property that is owned by my relatives and me?
Yes, you can. All the co-owners of the property will be considered as co-applicants of the loan.
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✔️How is the interest rate calculated on my Bajaj Finserv pre-approved loan against property balance transfer?
Your interest rate for a Loan Against Property is calculated on the basis of your income, the value of your property, and other factors that determine your capacity to pay. You can use the EMI calculator on the Bajaj Finserv Markets page to determine the EMI amount that you can pay towards your loan.
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✔️What is the tenure available to me?
Salaried individuals can enjoy a flexible tenure to repay their loan ranging from 2 to 20 years. Self-employed individuals can enjoy a loan tenure of up to 18 years.
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