KreditBee Personal Loans of up to Rs. 3 Lakhs | Quick Approval | Instant Disbursal
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
KreditBee allows you to avail a personal loan quickly, with minimal documentation, using their mobile and web-based platform. The KreditBee loan may be the right choice for you if you want to access funds immediately for your urgent needs.
The KreditBee Personal Loan is an option you can access with ease. In fact, you can avail of it even if you are relatively new to credit, and you can apply for this personal loan online. But before you do, check out a few basic details about the KreditBee personal loan.
KreditBee Personal Loan Details |
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Interest Rate |
15% p.a. onwards |
Loan Amount |
₹1,200 to ₹4 Lakhs |
Loan tenure |
Up to 24 months |
Minimum Monthly Income |
₹10,000 |
Disclaimer: The interest rate mentioned is subject to change at the lender’s discretion.
With KreditBee, you get to enjoy loans at competitive interest rates, allowing you to save significantly on interest charges. The KreditBee personal loan interest rate starts from as low as 15% per annum.
Banks generally offer a high personal loan interest rate if your credit score is low. On the other hand, you can still get a competitive KreditBee loan interest rate even if you don’t have an excellent score.
However, before applying for a personal loan, compare KreditBee's interest rates with offers from other banks and lending applications. This will help you make an informed decision about which one is the best offer for your financial requirement.
The following table showcases the KreditBee processing fee and other associated charges:
KreditBee Processing Fees and Charges |
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Processing Fee |
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Convenience Fee |
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Late Payment Fees |
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Disclaimer: The processing fees and other charges are subject to KreditBee’s policy changes. Check the lender’s website before applying for the loan.
Eligibility criteria to avail kreditBee instant loan are:
You must be a citizen of India
You must be above 21 years of age
Your net monthly salary must be at least ₹10,000
Your Aadhaar Card must be linked to your mobile number
The list of documents required for a KreditBee loan is given below:
ID proof: PAN Card
Income proof: Bank statement/Salary slip
Address proof: Aadhaar Card, Passport
Proof of Employment
Calculate Your EMI
| Year | Principal | Interest | Balance |
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Features and Benefits of KreditBee Personal Loan
Complete versatility in usage
A KreditBee instant personal loan allows you to use the funds for a variety of purposes. Medical crises, travel bills, mid-month cash crunches, and other unforeseen expenses can all be covered with these funds.
No collateral
A personal loan is an unsecured loan, which means it does not require any kind of security or collateral, such as stocks, cash, or other assets.
Easy Application Process
The entire application procedure is based on simplicity, with features like little documentation and a repayment tenure of up to 24 months.
Fast disbursement
Depending on your qualifications, a personal loan application can be approved in a few minutes.
How to Apply for KreditBee Personal Loan?
Any Indian individual who is salaried with monthly income of minimum Rs. 10,000 and is above the age of 21 years, may apply for a KreditBee Personal Loan through the Bajaj Markets. Simply follow the steps below:
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Filling Details Online: Enter your personal and professional details
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Select your Lending Partner: From the list of loan offers, select KreditBee to proceed
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Specify Personal Loan Details: Select the loan amount and repayment tenure as per your choice
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Approval & Disbursal: Get online approval in 2 minutes and money in your bank within 15 mins
You can use the KreditBee personal loan amount for various purposes like to cover expenses related to:
Travel
Wedding
Education
Shopping
Gifting
Home Renovation
In addition, as this loan is disbursed within minutes, you can use them to cover any emergency needs like medical expenses. You can also use the personal loan EMI calculator on Bajaj Markets to find a sanction with suitable terms.
The following table presents the interest rate offered by our other partner lenders. You can compare them with the KreditBee loan interest rate to make an informed decision about which loan offer to choose:
Lending Partner Name |
Interest Rate Range |
Avail Laon |
30% p.a. Onwards |
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14% p.a. Onwards |
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15.95% p.a. Onwards |
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18% p.a. Onwards |
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21% p.a. Onwards |
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10.99% p.a. Onwards |
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11% p.a. Onwards |
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16% p.a. Onwards |
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24% p.a. Onwards |
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14.50% p.a. Onwards |
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14% p.a. Onwards |
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9.99% p.a. Onwards |
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2% p.m. Onwards |
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12% p.a. Onwards |
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1.5% p.m. Onwards |
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10.99% p.a. Onwards |
Disclaimer: The interest rates in the above table are indicative and might change depending on the bank or NBFC.
You can contact KreditBee personal loan customer support through the following channels:
KreditBee personal loan customer care number: 080-44292200 / 080-68534522
Email: help@kreditbee.in
Office Address: KreditBee, 16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka, India- 560008
FAQs on KreditBee Personal Loan
If your KreditBee personal loan application is approved, you can expect to receive funds in your bank account within minutes.
You may access your payback schedule by logging into the KreditBee app.
KreditBee accepts Net Banking, Debit Card, and UPI payments.
In the case of a KreditBee personal loan, this service is currently unavailable.
Yes, all loans offered by KreditBee, including the KreditBee personal loan, are approved and sanctioned by the RBI.
No, you cannot reschedule or postpone your EMI date for your KreditBee personal loan.
The minimum amount that you can avail of as a KreditBee personal loan is ₹1,200.
