With a marked rise in desk jobs, many of us lead mostly sedentary lives. This can cause a number of diseases and illnesses that may require expensive medical interventions. These expenses can cause financial stress and can eat away your savings.
To help you manage such expenses, Bajaj Markets brings you the Sedentary Lifestyle Care by Bajaj Finserv. This policy plan covers the costs incurred on radiology and lab tests, doctor consultations and even physiotherapist sessions. You can also benefit from network discounts which makes it easy for you to manage your medical costs.
The application process for this insurance plan is simple and straightforward. Just follow these steps to get started:
Tap on ‘Buy Now’ on the product page
Enter the required details in the online application form
Complete the quick online payment
You’re all set! You will receive your membership details and welcome pack on your registered email ID.
Here’s the eligibility criteria for the Sedentary Lifestyle Care:
This benefit entitles policyholders to consult a doctor (specialty or general) that has a of BHMS, BDS, MBBS or BAMS, and the cover is provided for the same in accordance with the amount specified under the plan. In either of the above-mentioned scenarios, policyholders are required to present an invoice of their consultation such that reimbursement for the same can be processed. This reimbursement should clearly indicate the consultation fees, the doctor’s name and specialty, date of consultation, doctor stamp, customer details and registration number for reimbursement. The total extent of the benefit may be claimed within one visit or can be spread across multiple visits to the doctor provided they fall within the benefit outlined in the policy.
This package is made up of a number of predefined tests that are aimed at identifying and minimising risks in addition to detecting illnesses early on. Policyholders are entitled to undergo a checkup each policy year for a pre-defined lab test package as indicated in the package selected by them. These tests are available to only those mentioned under the policy. These tests can only be taken at Bajaj Finserv Health Prime partner hospitals and laboratories which are updated regularly.
Discounts provided under this plan include a 10 percent discount for OPD consultations, radiology and lab, health packages and plans, pharmacy expenses, spectacles, and dental procedures. A 5 percent discount is applicable to the room rent. In the event of an IPD admission, the ambulance ride is free. These discounts will be applicable to only those that operate within the Bajaj Finserv Health Prime network, there may be exclusions to this.
This benefit will include sessions with a registered physiotherapist as mentioned in the policy document. Your sessions (up to the benefit amount) can be spread out over multiple visits if you wish to do so.
Sedentary Lifestyle Care |
Essential |
|
Lab & Radiology Benefit (Open Market - Reimbursement) |
Benefits up to |
Membership fee |
benefit amount |
₹3,000 |
₹2,399 |
OPD/Doctor Consultation Benefit (Open Market Reimbursement) |
₹700 |
|
GP & Orthopaedic |
||
Physiotherapy Consultation- Open Market Reimbursement |
₹1,000 |
|
Physiotherapy Consultation- Open Market Reimbursement |
||
Network Discounts (Prime Network) |
- 10% discounts on doctor consultations, lab tests, preventive health check-ups, dental procedures, spectacle, and pharmacy - 5% discount on IPD room rent - Free ambulance service on IPD admission |
This policy plan is valid for a period of one year.
Policyholders of this plan are not provided with coverage for the following.
This package is not applicable outside of the Bajaj Finserv Health Prime network.
The home collection service is only available in select locations, and in the event that it isn’t, policyholders need to physically visit the location.
This package is only available to an adult mentioned in this policy and can’t be transferred to another member.
Carry forwards aren’t permitted even if that plan is renewed.
Benefits cannot be redeemed against cash.
Coverage isn’t provided for any medical treatments or procedures a policyholder might undergo.
Benefits may not be transferred to others unless they are covered under the policy.
Carry forwards are not permitted even if the plan is renewed,
The consultation benefit can’t be added to another facility.
Discounts cannot be combined with other benefits or services.
These discounts are only available within those specified under the Bajaj Finserv Health Prime network.
Policyholders, as well as those interested in getting the same, are requested to please read the policy wordings in order to have a clearer understanding of the same.
You can raise a claim in any of the following methods:
Install the Bajaj Finserv Health application
Sign-up or sign-in using your mobile number
Select your purchased plan from the ‘Health Plans’ section
Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable
Enter relevant details
Upload your invoice
Share your bank account related details
Attach one cancelled cheque to validate your claim
Submit your claim
Your claim shall be reimbursed in forty eight working hours
Log on to the Bajaj Finserv Health website
Select your purchased plan in the ‘Health Plans’ section
Select ‘Radiology and Lab Benefit’ or ‘Doctor Consultation’, whichever is applicable
Enter relevant details
Upload your invoice
Share your bank account related details
Upload one cancelled cheque to validate your account
Submit your claim
Your claim amount shall be reimbursed in 2 working days
Send an email to the email ID- customercare@bajajfinservhealth.in
In your attachments, add a legible invoice copy
Mention all relevant details
Share your bank details and add one cancelled cheque for validation purpose
Your claim shall be reimbursed in 48 hours
Teleconsultation Benefit
Raise a claim through any three of the following methods:
Install the Bajaj Finserv Health app
Log in to the app using your mobile number
Select your purchased plan under the ‘Health Plans’ section
Choose the ‘Teleconsultation’ option
Choose your preferred physician from the dropdown list
Select preferred time and date
Click on ‘Submit’
15 minutes prior to the scheduled time, you’ll receive a link
The consulting physician shall join the call during the stipulated time period
Go on to bajajfinservhealth.in
Log in using your mobile number
Choose you purchased plan under the ‘Health Plans’ sections
Select the ‘Teleconsultation benefit’
Choose your preferred doctor from the given list
Select preferred time and date
Click on ‘Submit’
You will receive a link 15 minutes prior to the consultation
Your doctor shall join the video or voice call during the scheduled time period
Make cashless claims through any of the following methods:
Install the Bajaj Finserv Health app from AppStore or PlayStore.
Sign-up or sign-in using your mobile number
Choose your purchased plan under the ‘My Health Plans’ section
Choose ‘Lab test package’ option
Choose your preferred lab or hospital
Mention your redemption date, then confirm your option
You will receive a voucher link, you may use this to claim benefits and offers.
Begin by visiting the bajajfinservhealth.in website
Log in using your mobile number
Choose your purchased plan under ‘My Health Plans’ section
Select ‘Lab test package benefit’ tab
Choose your preferred lab or hospital
Type in your redemption date and confirm
You will receive a voucher link, you may use this to claim benefits and offers.
You may begin by emailing customercare@bajajfinservhealth.in
Enter relevant details like date, customer name, lab or hospital name
A representative will get in touch with you to confirm your identity using an OTP
You will receive a voucher link, you may use this to claim benefits.
Grab your Bajaj Finserv Health Prime Network benefits in any of the following way(s):
Any lab or hospital under the Bajaj Finserv Health Prime Network will offer said benefits, you may visit any of these to claim the benefit
Share relevant details with the representative
Share received OTP with the representative
Once you’ve shared the OTP, the policyholder will be eligible to receive discounts on specified services
You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.
This insurance policy costs ₹2399 per year, including GST.
Indian residents between the ages of 18 and 65 are eligible for this policy.
No, this plan does not cover pre-existing conditions.
You can raise a claim by contacting the insurer through the Bajaj Health app, Bajaj Finserv Health website or by calling the insurer.
Yes, the policy plan covers teleconsultation. Refer to the policy document