An unexpected diagnosis of critical illness can paralyse the financial well-being of a family in case the affected individual is the breadwinner of the family. The treatments can be quite expensive and may cause a serious dent in your bank account.
With the 40 Major Critical Illness Cover, the individual who is ensured is entitled to coverage amounting to up to Rs.1 Lakh in the unfortunate diagnosis of critical illness.
Safeguard yourself against critical illnesses with this insurance plan offered by Group Guard Insurance Policy on Bajaj Markets at just ₹309/year. Scroll below to find more.
The process of application for this plan is hassle-free:
Click on “Buy Now”
On the product page, tap "Buy Now."
Fill in the Details
Enter the necessary information in the online application form.
Make the payment
Complete the payment through UPI, credit/debit card or any other online payment method.
You will receive the insurance details on your registered email ID.
All Indian citizens between the ages of 18 and 65 are eligible for this plan.
The policyholders will get the amount insured in case any of the 40 critical illnesses mentioned below are detected:
40 Critical Illness |
|||
1 |
Specified Severity Cancer |
21 |
Blindness |
2 |
Regular Dialysis due to Kidney Failure |
22 |
Cardiomyopathy |
3 |
Bone Marrow/Major Organ Transplant |
23 |
Deafness |
4 |
Multiple Sclerosis with Persisting Symptoms |
24 |
End-Stage Lung Failure |
5 |
Myocardial Infarction |
25 |
Good pasture's Syndrome |
6 |
Open Chest CABG |
26 |
Loss of Independent Existence |
7 |
Permanent Paralysis of Limbs |
27 |
Loss of Limbs |
8 |
Primary (Idiopathic) Pulmonary Hypertension |
28 |
Loss of Speech |
9 |
Stroke Resulting in Permanent Symptoms |
29 |
Medullary Cystic Disease |
10 |
Surgery of Aorta |
30 |
Motor Neuron Disease with Permanent Symptoms |
11 |
Alzheimer's Disease |
31 |
Multiple System Atrophy |
12 |
Benign Brain Tumour |
32 |
Muscular Dystrophy |
13 |
Coma of Specified Severity |
33 |
Myasthenia Gravis |
14 |
End-Stage Liver Failure |
34 |
Pneumonectomy |
15 |
Open Heart Replacement or Repair of Heart Valves |
35 |
Progressive Scleroderma |
16 |
Primary Parkinson's Disease |
36 |
Progressive supranuclear palsy |
17 |
Third Degree Burns |
37 |
Pulmonary Artery Graft Surgery |
18 |
Angioplasty |
38 |
Refractory Heart Failure |
19 |
Apallic Syndrome |
39 |
Lupus Erythematosus |
20 |
Aplastic Anaemia |
40 |
Major Head Trauma |
Age Band |
Premium Including GST |
18 to 25 Years |
Rs.309 |
26 to 30 Years |
Rs.388 |
31 to 35 Years |
Rs.532 |
36 to 40 Years |
Rs.714 |
41 to 45 Years |
Rs.1,636 |
46 to 50 Years |
Rs.2,798 |
51 to 55 Years |
Rs.4,400 |
56 to 60 Years |
Rs.7,531 |
61 to 65 Years |
Rs.11,512 |
Pre-existing ailments
Occupational diseases
Radioactive contamination
Misuse of intoxicating drugs or alcohol or intentional self-injury
Treatment due to pregnancy or childbirth complications
Any diagnosis of critical illness within the first 30 days of getting the cover
Any critical illness for which the treatment started before the initiation of the cover period
You may submit a claim by getting in touch with the insurer using one of the methods listed below:
Email - customercare@bajajallianz.co.in
Toll-free number - 1800-209-1021
You can connect with us at Bajaj Markets. Write to us at:
insuranceconnect@bajajfinservmarkets.in
Frequently Asked Questions About 40 Major Critical Illness Cover
What is the premium for 40 Major Critical Illness Cover?
The premium for this insurance policy starts from ₹309, inclusive of taxes
What is the validity of 40 Major Critical Illness Cover?
This insurance policy is valid for 1 year.
What is included in the 40 Major Critical Illness Cover?
40 critical illnesses including cancer of specified severity, coma and angioplasty are covered under this plan.
What is not included in the 40 Major Critical Illness Cover?
Pre-existing ailments, occupational diseases and radioactive contamination are some of the exclusions under this plan.
What is the coverage amount for 40 Major Critical Illness Cover?
The coverage amount goes up to ₹1 Lakh for this plan.
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