What is Accident - Spouse Benefit
An unexpected accident to your loved one can lead to financial distress. With this plan, the covered individual’s spouse is entitled to coverage amounting up to Rs.1 Lakh in the unfortunate event of any accident that may lead to a disability making your spouse unable to support the family.
Safeguard your spouse from financial hardship with Accident - Spouse Benefit offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs. 79/year. Read on to find more.
How to Apply for the Accident - Spouse Benefit?
The process of application for this plan is simple.
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Click on “Buy Now”
On the product page, tap "Buy Now."
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Fill in the Details
Enter the necessary information in the online application form
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Make the payment
Complete the payment through UPI, credit/debit card or any other online payment method.
That’s it! You will receive the insurance details on your registered email ID.
Eligibility Criteria
All Indian citizens between the age of 18 and 65 are eligible for this plan.
What's Covered under Accident - Spouse Benefit?
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Accidental Permanent Total Disablement Benefit
If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent total disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.
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Accidental Permanent Partial Disablement Benefit
If the one insured under this insurance plan happens to be in an accident that leaves them with a permanent partial disablement, the insured’s spouse is entitled to the coverage. Kindly refer to the policy wordings to know more.
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Coverage against death
In the unfortunate event that the insured individual dies due to an accident, the spouse of the insured is entitled to a payment of Rs.1 Lakh.
What’s not Covered under Accident - Spouse Benefit?
1.Pre-existing ailments
Any illness or disease that is diagnosed before purchasing the plan are not covered.
2. Illness during waiting period
Any illnesses during the initial 30-day waiting period are not provided coverage.
How to Make a Claim
You may submit a claim by getting in touch with the insurer using one of the methods listed below:
Email: servicesupport@manipalcigna.com
Toll-free number :1800-102-4462.
Customer Care Details
You can connect with us by writing at
insuranceconnect@bajajfinservmarkets.in
Medical Covers for Disease
Hospitalisation Insurance
Injury/Accident Covers
Frequently Asked Questions About Accident - Spouse Benefit
What is the premium for Accident - Spouse Benefit?
The premium for this insurance policy is Rs.79, inclusive of taxes.
What is the validity of Accident - Spouse Benefit?
This insurance policy is valid for a period of 1 year.
What is included in the Accident - Spouse Benefit plan?
Accidental permanent total disablement benefit, accidental permanent partial disablement benefit and coverage in case of death are covered under this plan.
What is not included in the Accident - Spouse Benefit?
Pre-existing ailments and illnesses during the waiting period are not covered under this plan.
What is the coverage amount for Accident - Spouse Benefit?
The coverage amount is Rs.1 Lakh for this plan.
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