Coverage of up to Rs. 1 Lakh | Buy Accident - Parents Benefit Cover at just Rs. 79 BUY NOW

What is Accident - Parents Benefit Cover?

There are no guarantees in life and accidents can occur at any time. Availing treatment for the same can be expensive. And, when it is about your family, especially about your parents, you want to be the most careful. In order to protect your parents and ensure that such accidents are covered financially, consider opting for the FlexiCare Group Insurance Policy - Accident - Parents Benefit Cover provided by Manipal Cigna Health Insurance. With this plan, the parents of insured individuals are entitled to coverage amounting to up to ₹1 Lakh, so you can completely focus on their recovery.

Features and Benefits of the Parents Benefit Cover

Cover for a Large Age Group

This plan may be availed by individuals falling in the range of 18 to 65 years of age.

Accident Parent Benefit

In case an insured individual suffers from an injury, which further leads to permanent total disability or death during the policy year, the surviving parents will receive the sum insured.

How to Apply for the Accident - Parents Benefit Cover?

Buying an insurance policy for parents is simple and involves zero paperwork. Visit Bajaj Markets and apply online:

  • Click on Buy Now

    Head to the page and tap on ‘Buy Now’.

  • Submit details

    Enter the required details in the online application form.

  • Pay online Pay online

    Once you submit the application form, pay the premium charges online and complete the process.


The policy will be sent to your registered email ID.

Documents Required for the Parents Benefit Cover

Here’s the list of documents that you must keep handy while purchasing an insurance policy for parents:


  • Address proof (Aadhaar card, driving licence, utility bills, etc.)

  • Identity proof (Voter ID card, passport, PAN card, etc.)

What’s Covered Under the Parents Benefit Cover?

  • Accident Parent Benefit

    In the event that an insured individual sustains an injury, suffers permanent total disability, or dies due to an accident (during the policy period), then their surviving parents will be entitled to a payment amounting to the sum insured as specified in the policy schedule or certificate of insurance. This payment will be made within 365 days of the accident occurring.

Policy Details & Specifications

Check out the below table to know the necessary details about the Accident - Parents Benefit Cover:

Premium Amount

Starts at ₹79

Coverage Limit

₹1 Lakh


1 year

Payment Methods

UPI, Mobile Wallets, Debit Card, Credit Card

What is Not Covered Under the Parents Benefit Cover?

Policyholders of this plan are not provided with coverage for the following.


  • Pre-existing diseases are not covered under the parents' cover and therefore cannot be used when applying for a claim.

  • Accidents incurred as a result of participation in adventure sports are not included under this plan.

In order to have an understanding of all exclusions under this insurance policy for parents, please peruse the policy wordings.  

How to Make a Claim Under Accident - Parents Benefit Cover?

In order to make a claim, you can connect with the team put together to help serve you best. They are available via the following methods:


  • Drop an email at:

  • You can also call the Insurer on their toll-free number for immediate action: 1800-102-4462.

FAQs on the Parents Benefit Cover

If I pay for this insurance policy online, where will I receive details pertaining to my membership?

These details will be sent to your registered email address.

Are there any age limits in place pertaining to who can apply for this policy?

Yes, only those aged between 18 and 65 years of age can avail the insurance policy for parents. Age is considered as per the last birthday.

What is the validity period of this parents cover?

The valid time frame for the Accident - Parents Benefit Cover is one single year.

Is claim coverage valid immediately under the parents cover?

Coverage is only provided to insured individuals following 48 uninterrupted hours of being hospitalised.

Where can I buy the Accident - Parents Benefit Cover?

You can buy the Accident - Parents Benefit Cover on Bajaj MARKETS.

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