Coverage of up to Rs. 3 Lakhs | Buy Accidental Hospitalisation Plan for Personal Vehicle at just Rs. 379 Buy Now

Personal vehicles (two-wheelers and cars included) allow you to travel with ease. However, they can also result in unfortunate accidents. And generally, accidents lead to injuries that cost a fortune. You can save yourself from such huge losses. Get yourself a FlexiCare Group Insurance Policy - Accidental Hospitalisation (Personal Vehicle) plan offered by Manipal Cigna Health Insurance. With this plan, insured individuals are entitled to receive coverage of up to ₹3 Lakh in case they incur any accidental injuries caused by their personal vehicle.

Policy Plan and Details

Here’s a quick glance at the plan details:

Premium (including GST)

Sum Insured Options

Plan Validity


₹1 Lakh

1 year


₹2 Lakh


₹3 Lakh

Key Features & Benefits of the Accidental Hospitalisation Plan for Personal Vehicle

Hospitalisation Expenses

Policyholders are covered against hospitalisation costs incurred due to an accident by your personal vehicle.

Diagnostics Test

Medical tests conducted during the pre-hospitalisation period or during the hospitalisation period are covered.

Doctor’s Fees

If the insured individual needs to visit a doctor, the consultation charges are covered.

Eligibility Criteria

Minimum Age

18 years

Maximum Age

65 years

What's Covered?

  • Hospitalisation Expenses

    Insured individuals are provided with coverage for accidental hospitalisation. This includes pre and post-hospitalisation expenses for a period of 10 days. This is dependent on the diagnosis being backed up with a clinical confirmation provided by a qualified consultant.

  • Medical Expenses

    This insurance plan takes care of the expenses incurred on purchasing medicines to treat accidental injuries.

  • Treatment Expenses

    Insured individuals receive coverage for the treatment of accidental injuries caused while travelling in a personal vehicle. This includes hospital room rent, medicines, doctor's fees, etc.

What is not covered?

Here's what isn't covered under the personal vehicle accident cover:

  • Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.

  • Accidents incurred as a result of participation in adventure sports are not included under this plan.

In order to have an understanding of all exclusions, please peruse the policy wordings.

How to Apply for the Accidental Hospitalisation Plan for Personal Vehicle?

The application process for the personal vehicle accident cover is quite simple. Here is all you need to do:

  • Click on ‘Buy Now’

    Click on the ‘Buy Now’ button available on the page.

  • Enter Your Details

    Fill out the online application form with the required details.

  • Pay the Premium

    Pay the insurance policy premium using your preferred online mode of payment.

That’s it! Your policy document will be sent to your registered email ID.

How to File a Claim?

You can raise a claim by contacting the insurer in one of the following ways:

In each case, kindly provide the relevant documents including your policy number to claim this cover.

Customer Care Details

To connect with Bajaj Markets for any queries related to the Accidental Hospitalisation Plan for Personal Vehicle, you can send an email to

FAQs on Accidental Hospitalisation Plan for Personal Vehicle

How much premium do I have to pay for the coverage of ₹2 Lakh?

The premium amount for the plan with coverage of up to ₹2 Lakh is ₹409.

What is the validity period for the Accidental Hospitalisation (Personal Vehicle) cover?

The validity period for the Accidental Hospitalisation (Personal Vehicle) cover is 1 year.

Can I buy the Accidental Hospitalisation (Personal Vehicle) cover online?

Yes. You can buy the Accidental Hospitalisation (Personal Vehicle) cover online on Bajaj Markets.

Are pre-existing diseases covered by this insurance plan?

No, pre-existing diseases are not covered under this plan.

Are there any age limits in place pertaining to who can apply for this policy?

Yes, the minimum entry age is 18 years, whereas, the maximum entry age is 65 years.

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