What is Accidental Hospitalisation & Disability ?
Accidents are unexpected and stressful. Treatments for injuries and illnesses can get expensive and cause tremendous financial strain. To help you tackle such expenses with ease, Bajaj Markets brings to you the Accidental Hospitalisation & Disability plan by ManipalCigna Health Insurance Co Ltd, this policy offers a sum insured of up to ₹4 Lakhs at a low premium price starting at just ₹924. Read on to know more about the Accidental Hospitalisation & Disability
How to Apply for Accidental Hospitalisation & Disability ?
The application process for this insurance plan is quick and simple. Just follow these steps to get started:
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Click on Buy Now
Tap on ‘Buy Now’ on the product page
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Fill in the Details
Enter the required details in the online application form
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Make the Payment
Complete the quick online payment
That’s all! You will receive your membership details on your registered email ID.
Eligibility Criteria
Here’s the eligibility criteria for the Accidental Hospitalisation & Disability :
- Applicant must be an Indian resident
- Applicant’s age should be 18 years and above
What's Covered Under Accidental Hospitalisation & Disability ?
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Accidental Permanent Partial Disablement Benefit
In case of a PTD, the sum insured will be paid to the nominee as mentioned in the policy document.
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Accidental Permanent Total Disablement Benefit
In case of a PPD, the sum insured will be paid to the nominee as mentioned in the policy document.
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Hospitalisation Expenses
This plan will cover hospitalisation expenses up to the benefit amount as mentioned in the insurance policy.
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Diagnostic Tests
Diagnostic tests will be covered during the period of pre-hospitalisation mentioned or during the period of hospitalisation.
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Doctor’s Fees
This plan will cover doctor’s fees before and during the doctor’s fees.
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Medicines
Medication expenses will be covered by the policy as mentioned in the policy specifications.
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Treatment Charges
This plan covers a range of treatment costs such as hospital room rent, ICU, blood transfusion, doctor’s fees, etc.
Policy Plan and Specifications
Option 1 |
Sum insured |
Option 2 |
Sum insured |
Option 3 |
Sum insured |
Accidental hospitalisation |
Rs. 1 lakh |
Accidental hospitalisation |
Rs, 1 lakh |
Accidental hospitalisation |
Rs. 1 lakh |
PTD* |
Rs. 2 lakh |
PTD* |
Rs. 3 lakh |
PTD* |
Rs. 4 lakh |
PPD* |
Rs. 2 lakh |
PTD* |
Rs. 3 lakh |
PTD* |
Rs. 4 lakh |
Premium including GST |
Rs. 924 |
|
Rs. 964 |
|
Rs. 1,004 |
What’s not Covered?
Policyholders of this plan are not provided with coverage for the following.
Any illness or injury caused by participation in recreational sports.
You will be eligible for benefits only after continuous hospitalisation of 48 hours or more.
*For a complete list of exclusions, please read the policy structure carefully.
How to Make a Claim
You may raise a claim by contacting the insurer in any of the following ways:
Email ID - servicesupport@manipalcigna.com
Toll-free phone number - 1800-102-4462
Customer Care Details
You can connect with us at Bajaj Markets. Just write to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.
Medical Covers for Disease
Hospitalisation Insurance
Injury/Accident Covers
Frequently Asked Questions About the Accidental Hospitalisation & Disability
How much does the Accidental Hospitalisation & Disability policy cost?
This insurance policy starts at ₹924 per year, including GST.
What’s the eligibility criteria for the Accidental Hospitalisation & Disability plan?
Indian residents between the ages of 18 and 65 are eligible for this policy.
Does the Accidental Hospitalisation & Disability insurance plan cover pre-existing conditions?
No, this plan does not cover pre-existing conditions.
How can you raise a claim for the Accidental Hospitalisation & Disability plan?
You can raise a claim by contacting the insurer through the insurer’s email ID and toll-free phone number. You may refer to our ‘Claim Process’ section for further information on raising claims.
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