Accidental Hospitalization Benefit & Home Nursing Cash Cover 

Insured individuals are provided with coverage for inadvertent, accidental hospitalization amounting to the sum insured. This is also dependent on the diagnosis being backed up with a clinical confirmation provided by a qualified consultant neurologist and the admission to hospital, and claims for the same are made within the policy year.

In the event that the insured individual has an accident resulting in an injury that renders them incapable of carrying out daily activities, they are provided with coverage to offset expenses rising from the qualified nurse in charge of providing care to them at home. This coverage will be provided as per the limits specified in the policy schedule/certificate of insurance.

This policy provides insured individuals with coverage for the treatment of accidents. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.

In the event that the insured individual needs to visit a doctor, the plan covers the same prior to and during hospitalization.

Medical tests conducted during the pre-outlined pre-hospitalization period or during the hospitalization period are covered under the policy

Expenses incurred as a result of purchasing medicine required as a result of hospitalization are provided with coverage.