What is Accidental Rehabilitation Cover

Some accidents require a prolonged rehabilitative process; depending upon the nature of the trauma suffered, the rehabilitation may be physical, cognitive, or a combination of both. Given the complex nature of rehabilitative therapy, it can turn out to be very expensive. However, this will not be a hurdle if you are covered with the right insurance plan. Hence we bring to you the FlexiCare Group Insurance Policy - Accidental Rehabilitation Cover by Manipal Cigna Health Insurance, which offers accidental rehabilitation cover for your post-accident rehabilitation expenses of up to ₹5,000.

Policy Plan and Details

Here’s a quick glance at the coverage, premium and validity of this insurance that covers rehabilitation:


Premium (including GST)

Plan Validity



1 Year

Key Features and Benefits of Accidental Rehabilitation Cover

  • Accidental Rehabilitation

    This plan covers costs incurred for the rehabilitation for any physical or cognitive injuries sustained in an accident.

  • Counselling Fees Coverage

    Any costs incurred for professional counselling, consultation or prolonged physiotherapy that may be required for rehabilitation are covered under this plan.

Eligibility Criteria

Here are the details of the age limit to apply for the Accidental Rehabilitation Cover:

Minimum Entry Age

Maximum Entry Age

18 Years

65 Years

What is Covered

  • Rehabilitation Cover

In case you (the insured) meet with an accident and as a part of the recovery process need to undergo counselling or consultation at a rehabilitation centre or physiotherapy, the policy will cover the expenses up to a sum of ₹5,000. The reason for the accident must be an event that is mentioned in the policy document.

  • Consultation Fees

Professional consultation, physiotherapy, and counselling fees are covered by the policy. However, these services can be availed based on the requirement of medical assistance and you will need a recommendation certification from a certified doctor for the same.

What is Not Covered

  • Adventure Sports

If the cause of the accident is adventure sports, then such instances are not covered by the insurance policy.

  • Pre-Existing Diseases

If physiotherapy or counselling/ consultation is needed for a pre-existing disease, such expenses are not covered under this plan.

  • Riots

If the accident was a result of riot, crime, civil commotion, or anything with criminal intent, the rehabilitation expenses in such cases are not covered.

How to Apply for Accidental Rehabilitation Cover

You can apply for this accidental rehab insurance cover by following these three easy steps:

  • Click on ‘Buy Now’

    Visit the Accidental Rehabilitation Cover product page on Bajaj MARKETS and select the ‘Buy Now’ option.

  • Enter Your Details

    Fill in all the required details in the online application form.

  • Pay the Rehabilitation Insurance Premium

    Use any online mode of payment to pay the premium for your Accidental Rehabilitation Insurance Cover.

That’s all you need to do! Your Accidental Rehabilitation Insurance policy documents will be sent to your registered email ID.

How to File a Claim 

Applying for a claim is very simple. Just connect with the insurer’s team to get the best service. They are available via the following modes.

●        Email- servicesupport@manipalcigna.com

●        Insurer’s Toll-Free Number- 1800-102-4462

Customer Care Details 

For any queries related to this health insurance that covers rehabilitation, you can connect with Bajaj MARKETS at insuranceconnect@bajajfinservmarkets.in

Accidental Rehabilitation Cover FAQs

  • ✔️ What is the age limit for the insured to apply to this policy?

    Anybody between the age of 18 and 65 years can apply for this policy.


  • ✔️What supporting documents are needed to raise a claim?

    The duly signed insurance claim form, copies of the bills from the hospital/rehabilitation centre along with a recommendation by a doctor certifying the necessity of rehabilitative assistance are required to file a claim.


  • ✔️Are all accidents covered under this rehabilitation insurance policy?

    No, accidents that arise out of riots, crime, civil commotion, or with an intention of crime are not covered under this rehabilitation insurance plan. For a complete list of exclusions, kindly refer to the policy document.


  • ✔️What is the validity of this plan?

    The validity of the Accidental Rehabilitation Cover is 1 year.


  • ✔️What is the cost of this rehab insurance?

    The premium of this rehab insurance plan is ₹104.