Overview

Alzheimer’s Disease is the most common form of dementia affecting more than 4 million people worldwide. In India awareness about the disease and its implications remains low. Experts believe that while officially, 5 million Indians are diagnosed with Alzheimer's every year, this number represents just a fraction of the total number of cases. Alzheimer's is a disease that mostly affects the elderly, slowly progressing through their brain. Beginning with short-term memory loss, the symptoms of Alzheimer's can progress to a point where it may affect a person's ability to perform basic everyday tasks, and even require expensive hospitalisation in the final stages. This is why Finserv MARKETS presents Group Care 360 - Alzheimer Disease Cover by Care Health Insurance Co. Ltd. that is tailored to cover expenses incurred during and post-hospitalisation for Alzheimer's including ambulance expenses.

Features and Benefits

  • High sum assured for nominal premiums starting at just Rs. 271

  • Hospitalisation expenses of up to Rs. 3 Lakhs and pre and post hospitalisation expenses up to 30 and 60 days respectively are covered

  • Ambulance expenses to and from the hospital are covered

What is Covered?

  • Hospitalisation Expenses

    Expenses incurred on hospitalisation of up to Rs. 3 Lakhs are covered under the Alzheimer’s Disease cover. Also, the plan takes care of pre-hospitalisation expenses up to 30 days before admission and post-hospitalisation expenses for up to 60 days after discharge.

  • Diagnostic Tests

    The cost of diagnostic tests required to confirm Alzheimer’s Disease is covered within the pre-hospitalisation and hospitalisation period.

  • Doctor’s Fees and Medication

    The doctor's consultation charges as well as expenses incurred on medication are covered under the plan.

  • Ambulance Expenses

    The cost of an ambulance to and from the hospital is covered under the plan.

What is Not Covered?

  • Hospitalisation Within First 90 Days

    Hospitalisation within the first 90 days even on a confirmed Alzheimer’s Disease diagnosis will not be covered.

  • Hospitalisation on any Other Account

    Hospitalisation due to any other condition apart from Alzheimer’s Disease is not covered.

  • Documents Required

    All that is needed to apply for the Group Care 360 Alzheimer’s Disease Cover plan are copies of your KYC documents ( Photo ID, residence proof, etc.) while filling up a simple online application form.

How To Apply?

Applying to the Group Care 360 Alzheimer’s Disease Cover plan is a simple process.

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS page

  • Select Product

    Choose Alzheimer’s Disease Cover from the wide array of products

  • Fill Details

    Fill in your details in the online form

  • Make your payment

    Make an instant payment and get your plan.

Claim Process

Claims related to the Group Care 360 Alzheimer’s Disease insurance plan can be made through any of the following 2 modes:

  • Call on the toll-free helpline 1800-102-4488

  • Send an email to claims@careinsurance.com

In each case kindly provide the relevant documents including your policy number.

FAQs

  • ✔️What documents are required for making a claim?

    The duly signed claim form, doctor's diagnosis confirming Alzheimer's Disease, and copies of receipts are required for making a claim. Certain other documents may also be required in special cases.

  • ✔️How will the claim be settled?

    Payment for the claim may be settled either through NEFT or through a system cheque.

  • ✔️What is the duration of the policy?

    The duration of the Group Care 360 Alzheimer’s Disease insurance plan is 1 year.

  • ✔️What is the amount of cover provided under the plan?

    The amount of cover under the Group Care 360 Alzheimer’s Disease Cover plan varies with the premium as mentioned in the table below:

    Sum Insured

    Premium

    Up to Rs. 1,00,000

    Rs. 271

    Up to Rs. 2,00,000

    Rs. 531

    Up to Rs. 3,00,000

    Rs. 684