Buy Critical Illness For Women Cover starting at just Rs. 763/year

What is Critical Illness for Women only Insurance?

 

Women have always played the role of caretakers in society. However, there must be proper ways to care for the caretaker as well. With changes in how society views their role and with an increase in their responsibilities, it has become even more crucial for them to take care of their own health. Major illnesses can creep up and significantly impact women’s health. Such chronic illnesses are not just difficult to face, but their treatment can be extremely expensive. That’s exactly where a critical illness insurance plan for women can help. Such an insurance cover allows you to remain worry-free about the costs that come with treatments. Aditya Birla Health Insurance Co. Ltd. extends a policy that covers expenses related to critical illnesses in women. This can go a long way in ensuring financial support in a tough time, all at a low premium of just Rs. 763 per year. Let us see what this policy covers. 

Key features of Critical Illness for Women only Insurance 

Here are the key benefits of this insurance cover that make it a worthwhile investment: 

  • Critical protection against 11 chronic diseases

This policy extends coverage for the treatment of 11 critical diseases. These are listed below:

 

  1. Severe heart attack

  2. Open heart replacement or valve repair

  3. Pacemaker placement

  4. Bone Marrow transplant

  5. Regular dialysis because of kidney failure

  6. Paralysis of legs and hands 

  7. Severe coma treatment 

  8. Strokes that lead to permanent damages

  9. Balloon Valvotomy 

  10. Implantation of Cardioverter Defibrillator 

  11. Severe sclerosis with multiple symptoms

  • Protection against Cancer

This policy covers the expenses of treatment of cancer, up to a specified amount. Under this special insurance illness which covers women only, the diagnosis is made first, and then the preferred mode of treatment is decided. Getting financial aid during critical diseases like Cancer can provide you with some peace of mind.

  • Emergency Ambulance Cover 

You’ll be reimbursed up to a certain portion of the ambulance expenses, as per the agreed sum on the document of insurance. The insured candidate will be rushed to the nearest hospital in an ambulance for stable medical support.

 

How to Apply for Critical Illness for Women only Insurance

Analyzing an insurance policy before applying for it can be a smart move. Let’s quickly go over the process by which you can initiate the insurance application process:

  • Click on Buy Now option

    After clicking on the “Buy Now” option from the website, a pop-up will appear on your screen asking for basic information, which you will need to submit in order to initiate the application screening process.

  • Put in your OTP

    After filling out all your information, enter your phone number and use the OTP sent on your phone to verify your application.

  • Pay the premium

    A payment screen will appear on your screen. You can choose from a number of payment methods ranging from credit/debit card, UPI, or any modern payment wallet.

 

Once the payment is processed, you’ll receive all the details regarding your application shortly via email. 

Eligibility criteria 

To get this exclusively curated insurance policy, you must fulfil some basic eligibility criteria. Let’s take a look at them below:

 

  • You must be a resident of India, and you also should be able to provide a document that declares you as such.

  • The insured candidate must be a woman.

  • The insured candidate’s age must be more than 18 years and less than 40 years.

What’s covered under Critical Illness for Women only Insurance

  • Second opinion

    Under this insurance plan, you can get an e-opinion and a medical plan based on your past medical conditions and documents. You can choose to avail this feature anytime during the policy term.

  • Protection against loans

    You can easily file a claim against any of the covered critical illnesses, and the loan will be disbursed to your account in 3 easy EMI parts. Such a streamlined monetary system can give you peace of mind in times of crisis.

  • Post-hospitalisation medical expenses

    Any amount related to post-hospital treatments, like medications and other support, will be covered up to the specified amount to help you get back on your feet quickly!

Policy Plan Details & Specifications 

Let’s go over the inner details of this insurance plan to give you an aerial view of this lucrative health insurance for only women.

  • Coverage limit 

Under this critical illness health insurance coverage, women can receive a sum up to Rs. 1 lakh. 

 

  • Validity

This insurance plan is valid for a duration of one year. 

What’s not covered under Critical Illness for Women only Insurance

Here is what is excluded under this insurance policy: 

 

1. Pre-existing illnesses

 

You won't be able to claim loans for illnesses that you were already suffering from, as this policy plans to take care of your future health. 

 

2. Illnesses due to substance abuse

 

Any illness that’s caused because of drinking or using intoxicants like hallucinogens and other drugs is not covered under this critical illness insurance plan. 

How to Make a Claim 

Initiating a claim is an easy step in this flexible system. Here’s how you can get the process started:

  • Call 

You can call our toll-free number at 1800-270-7000 to start the claim process.

  • Email

You can reach out to us by email at healthinsurance@adityabirlacapital.com, and a representative will help you initiate the claim procedure.

Customer Care Details

Feel free to contact us at insuranceconnect@bajajfinservmarkets.in for any queries regarding this exclusive health insurance for women. 

 

Frequently Asked Questions on Critical Illness for Women

  • ✔️Can I get admitted to the hospital right away after purchasing this insurance policy?

    You have to wait for 30 days for the process to complete for some specific illnesses, while the waiting period for other diseases is 90 days.

  • ✔️What are some of the payment methods available online?

    You can use several payment methods like credit/debit cards, UPI, mobile wallets, net banking, and other acceptable modes of online payment.

  • ✔️Can I renew this insurance policy after the duration ends?

    Yes, this insurance can be renewed when it expires after one year.