Women have always played the role of caretakers in society. However, there must be proper ways to care for the caretaker as well. With changes in how society views their role and with an increase in their responsibilities, it has become even more crucial for them to take care of their own health. Major illnesses can creep up and significantly impact women’s health. Such chronic illnesses are not just difficult to face, but their treatment can be extremely expensive. That’s exactly where a critical illness insurance plan for women can help. Such an insurance cover allows you to remain worry-free about the costs that come with treatments. Aditya Birla Health Insurance Co. Ltd. extends a policy that covers expenses related to critical illnesses in women. This can go a long way in ensuring financial support in a tough time, all at a low premium of just Rs. 763 per year. Let us see what this policy covers.
Here are the key benefits of this insurance cover that make it a worthwhile investment:
This policy extends coverage for the treatment of 11 critical diseases. These are listed below:
Severe heart attack
Open heart replacement or valve repair
Bone Marrow transplant
Regular dialysis because of kidney failure
Paralysis of legs and hands
Severe coma treatment
Strokes that lead to permanent damages
Implantation of Cardioverter Defibrillator
Severe sclerosis with multiple symptoms
This policy covers the expenses of treatment of cancer, up to a specified amount. Under this special insurance illness which covers women only, the diagnosis is made first, and then the preferred mode of treatment is decided. Getting financial aid during critical diseases like Cancer can provide you with some peace of mind.
You’ll be reimbursed up to a certain portion of the ambulance expenses, as per the agreed sum on the document of insurance. The insured candidate will be rushed to the nearest hospital in an ambulance for stable medical support.
Analyzing an insurance policy before applying for it can be a smart move. Let’s quickly go over the process by which you can initiate the insurance application process:
After clicking on the “Buy Now” option from the website, a pop-up will appear on your screen asking for basic information, which you will need to submit in order to initiate the application screening process.
After filling out all your information, enter your phone number and use the OTP sent on your phone to verify your application.
A payment screen will appear on your screen. You can choose from a number of payment methods ranging from credit/debit card, UPI, or any modern payment wallet.
Once the payment is processed, you’ll receive all the details regarding your application shortly via email.
To get this exclusively curated insurance policy, you must fulfil some basic eligibility criteria. Let’s take a look at them below:
You must be a resident of India, and you also should be able to provide a document that declares you as such.
The insured candidate must be a woman.
The insured candidate’s age must be more than 18 years and less than 40 years.
Under this insurance plan, you can get an e-opinion and a medical plan based on your past medical conditions and documents. You can choose to avail this feature anytime during the policy term.
You can easily file a claim against any of the covered critical illnesses, and the loan will be disbursed to your account in 3 easy EMI parts. Such a streamlined monetary system can give you peace of mind in times of crisis.
Any amount related to post-hospital treatments, like medications and other support, will be covered up to the specified amount to help you get back on your feet quickly!
Let’s go over the inner details of this insurance plan to give you an aerial view of this lucrative health insurance for only women.
Under this critical illness health insurance coverage, women can receive a sum up to Rs. 1 lakh.
This insurance plan is valid for a duration of one year.
Here is what is excluded under this insurance policy:
You won't be able to claim loans for illnesses that you were already suffering from, as this policy plans to take care of your future health.
Any illness that’s caused because of drinking or using intoxicants like hallucinogens and other drugs is not covered under this critical illness insurance plan.
Initiating a claim is an easy step in this flexible system. Here’s how you can get the process started:
You can call our toll-free number at 1800-270-7000 to start the claim process.
You can reach out to us by email at email@example.com, and a representative will help you initiate the claim procedure.
Feel free to contact us at firstname.lastname@example.org for any queries regarding this exclusive health insurance for women.
Critical Illness For Women Only policy brochure - PDF
Bajaj Finserv Direct Limited (BFDL) is merely a distributor of third- Party products from Assistance service providers such as Aditya Birla Health Insurance Co. Limited. Issuance of the product is at sole discretion of Assistance Company or Services provider. The product and services or benefits assured under the product shall be governed by respective partner’s product T&C’s and BFDL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. Your purchase of an assistance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any product. For more details on terms and conditions, inclusions, and exclusions please read the product sales brochure carefully before purchase or subscription. All product information such as membership fees, benefits, exclusions, value added services, etc. are authentic and solely based on the information received from the respective value- added service provider or Assistance company.
Note- BFDL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.
You have to wait for 30 days for the process to complete for some specific illnesses, while the waiting period for other diseases is 90 days.
You can use several payment methods like credit/debit cards, UPI, mobile wallets, net banking, and other acceptable modes of online payment.
Yes, this insurance can be renewed when it expires after one year.