Diabetic Cover

What is a Diabetic Cover?

Diabetes is a severe illness, not only in itself but also in terms of giving rise to multiple other diseases. The treatment, including medicines, lab tests, regular health check-ups, and more can prove extremely expensive. Now, you can secure your finances with the Group Protect - Diabetic Cover from Aditya Birla Health Insurance Co. Ltd. You can get this plan at an affordable premium of just Rs. 1,528/year. The Diabetic Cover plan covers expenses on the treatment for up to Rs. 25,000. Let us see what all benefits come with this policy.

On completing the above steps, the policy will be sanctioned. You will receive an email and a WhatsApp text with all the details of your Diabetic Cover Plan.

Eligibility criteria

You can take the Diabetic Cover if you fulfil this eligibility parameter:

 

• You are between the age of 36 and 50, as of the date of your last birthday. 

Policy Plan Details & Specifications

Here are the specifications of the Diabetic Cover plan that you must know:

• Coverage 

The Diabetic Cover plan offers coverage for up to Rs. 25,000.

• Validity

The Diabetic Cover plan is valid for one year.

What’s not Covered?

Listed below are the expenses and causes for which you will not be covered under the Diabetic Cover plan:

 

1. Consultations at an OPD 

 

Any expenses incurred on consultation at an OPD are not covered under this plan.

 

2. Dependents of the policyholder

 

Only the policyholder is covered under this plan. If you opt for this policy, your dependents will not be covered under it. 

 

3. Pre-existing diseases

 

If you have an existing disease when you purchase the plan, it will not be covered till the 4-year waiting period elapses. 

 

4. Consequences of war

 

If you have to get a treatment that arises from any war activity, they will not be covered.

 

5. Deliberate actions

 

If you willfully or deliberately expose yourself to danger, intentionally self-injure, or do not adhere to medical advice, your treatment will not be covered by this policy.

 

6. Non-maternity hospitalisation

 

Hospitalisation expenses other than those for maternity complications are excluded.

How to make a claim?

You can reach out to the customer care team to raise a claim in any of the following ways under this hospital insurance plan:

• Call

You can call on the toll-free number, 1800-270-7000, to claim the expenses you have incurred on the treatment of diabetes.

• Email

You can send an email to healthinsurance@adityabirlacapital.com mentioning your policy number and other relevant details.

Customer care details

In case you have any queries regarding the Diabetic Cover, you can write to us at insuranceconnect@bajajfinservmarkets.in. A representative from the team will revert to you shortly.