Diabetes is a severe illness, not only in itself but also in terms of giving rise to multiple other diseases. The treatment, including medicines, lab tests, regular health check-ups, and more can prove extremely expensive. Now, you can secure your finances with the Group Protect - Diabetic Cover from Aditya Birla Health Insurance Co. Ltd. You can get this plan at an affordable premium of just Rs. 1,528/year. The Diabetic Cover plan covers expenses on the treatment for up to Rs. 25,000. Let us see what all benefits come with this policy.
Here is how you can easily apply for the Diabetic Cover Plan. All you have to do is follow a few simple steps:
Click on ‘Buy Now’ and enter your details in the application form.
Enter your mobile number to receive an OTP. Use the code to confirm your online application form.
You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.
On completing the above steps, the policy will be sanctioned. You will receive an email and a WhatsApp text with all the details of your Diabetic Cover Plan.
You can take the Diabetic Cover if you fulfil this eligibility parameter:
You are between the age of 36 and 50, as of the date of your last birthday.
Here are the specifications of the Diabetic Cover plan that you must know:
The Diabetic Cover plan offers coverage for up to Rs. 25,000.
The Diabetic Cover plan is valid for one year.
Listed below are the expenses and causes for which you will not be covered under the Diabetic Cover plan:
Any expenses incurred on consultation at an OPD are not covered under this plan.
Only the policyholder is covered under this plan. If you opt for this policy, your dependents will not be covered under it.
If you have an existing disease when you purchase the plan, it will not be covered till the 4-year waiting period elapses.
If you have to get a treatment that arises from any war activity, they will not be covered.
If you willfully or deliberately expose yourself to danger, intentionally self-injure, or do not adhere to medical advice, your treatment will not be covered by this policy.
Hospitalisation expenses other than those for maternity complications are excluded.
You can reach out to the customer care team to raise a claim in any of the following ways under this hospital insurance plan:
You can call on the toll-free number, 1800-270-7000, to claim the expenses you have incurred on the treatment of diabetes.
You can send an email to firstname.lastname@example.org mentioning your policy number and other relevant details.
In case you have any queries regarding the Diabetic Cover, you can write to us at email@example.com. A representative from the team will revert to you shortly.
The premium amount you have to pay for the Diabetic Cover is Rs. 1,528 a year. The premium amount is inclusive of all taxes.
The Diabetic Cover plan offers coverage for the treatment of diabetes for up to Rs. 25,000. It also includes a cover for expenses on health tests, such as medical examination reports, basal metabolic rate, blood pressure, height-weight ratio, fasting blood sugar, smoking status, and total cholesterol within network hospitals.
The Diabetic Cover is valid for a tenure of one year.
The Diabetic Cover plan does not offer coverage for consultations at an OPD, any pre-existing diseases for 4 years, and treatment arising from any war-like situation. If you deliberately expose yourself to danger, self-harm, or do not adhere to medical advice, no coverage is extended.
The maximum coverage you get under the Diabetic Cover plan amounts to Rs. 25,000.
The initial waiting period for the Diabetic Cover is 30 days. In case of exclusion, the same is 2 years.
You can take the Diabetic Cover if you are between the age of 36 and 50 years, as on the date of your last birthday.