Performing a funeral ceremony can be one of the most difficult duties. However, planning such rites can be a mess when your mind is not in the right emotional state. To ensure that a funeral goes as expected, it is important to plan ahead for the expenditures involved, even if it may seem uncomfortable. It is best to cover your funeral and ascertain that your loved ones do not worry about finances while grieving. This is why Bajaj Markets brings to you Care 360 - Funeral Expenses Cover by Care Health Insurance that provides coverage for expenses involved in organising a funeral.
Let’s take a look at the key details of the funeral insurance plan:
Premium (inclusive of taxes)
Up to ₹10,000
In case of the insured member’s demise, the nominee can avail coverage of up to ₹5,000 against funeral expenses.
Insurance coverage of ₹10,000 is provided in case of the insured member's death due to an accidental injury. However, the event must occur within 12 months of having suffered the accident.
Death of the insured member due to natural causes or illnesses or any other cause that isn’t related to an accidental injury is not covered. For a complete list of exclusions, please refer to the policy document.
The application process for funeral expense insurance cover is quite simple. Here is all you need to do:
Click on the ‘Buy Now’ button available on the page.
Fill out the online application form with the required details.
Pay for the funeral insurance policy premium using your preferred online mode of payment.
That’s it! Your policy document will be sent to your registered email ID.
Claims related to funeral cover insurance can be made through any of the following two modes:
Call on the toll-free helpline at 1800-102-4488
Send an email to firstname.lastname@example.org.
In each case, kindly provide the relevant documents including your policy number to claim this cover.
To connect with Bajaj Markets for any queries related to the funeral insurance plan, you can send an email to email@example.com.
To make a claim under the Funeral Expenses Cover plan, you will need to provide copies of the death certificate, and copies of receipts of expenses. In some cases, certain other documents may also be required.
Payment for the claim may be settled either through NEFT or through a system cheque.
The annual premium for funeral insurance is ₹118.
In case of accidental death, the nominee receives a sum insured of ₹10,000.
The validity period for funeral cover is 1 year.