What is a Gastroesophageal Reflux Disease Care Plan?
Digestive health is something that affects all of us. One such digestive disorder is GERD or Gastroesophageal Reflux Disease. GERD is a condition affecting the digestive tract that occurs when stomach acid streams back into the oesophagus. This condition can cause painful symptoms such as burning chest pain, indigestion, trouble swallowing, and more. It can result in further complications. While GERD can be treated with lifestyle changes, it is much more effective in preventing it in the first place. However, this involves regular testing, doctor consultation, and medicines, which can strain your budget.
But don’t worry; Gastroesophageal Reflux Disease Care Plan can become your saviour and relieve you and your family of any financial burden. Bajaj Finserv Health Limited’s Gastroesophageal Reflux Disease Care Plan is a vital health plan to assist you in preventing GERD and, if necessary, recognise its symptoms. You may take advantage of a variety of benefits with this plan, including discounted network services, pathology and radiology examinations, doctor consultations, and more at just Rs. 2,599/year. To know more, keep reading!
Key Features of Gastroesophageal Reflux Disease Care Plan
The following features make the Gastroesophageal Reflux Disease Care Plan a must:
How to Apply
The Gastroesophageal Reflux Disease Care Plan application process is hassle-free. Just follow the below three steps to avail the policy.
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Select Buy Now
On the product page, select “Buy Now,”. Fill out the application form online with your basic information.
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Enter the OTP
Enter the OTP sent to your mobile number to verify and check the application.
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Make the Payment
Pay the premium online with a credit/debit card, UPI, mobile wallet, or any supported online payment method.
The policy is yours now! The membership details will be sent to your registered email address or WhatsApp number.
Eligibility Criteria
The Gastroesophageal Reflux Disease Care Plan can only be availed if the following criteria are met:
The person applying for the policy must be a resident of India.
The applicant’s age needs to be more than 18 years old.
What’s Covered under the Gastroesophageal Reflux Disease Care Plan?
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OPD and consultation cover
With this policy, the insured and all members listed under the policy can get OPD and a doctor’s consultation for GERD with benefits worth a maximum of Rs. 3,000. Consult with a medical professional of your choosing, provided they hold the minimum educational requirements. You may use an audio, video, or chat channel to consult with any doctor you choose listed on the Bajaj Finserv Health platform. Just provide the correct invoice details from the doctor to get reimbursed. In addition, you can spend your advantage all at once or divide it across several visits, depending on the benefits’ value.
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Lab and radiology test cover
With this policy, the insured and all members listed can get a predetermined series of lab tests to assist them in determining the severity of their illness with benefits up to Rs. 2,500. These may be obtained at any of the labs affiliated with Bajaj Finserv Health Prime Partner Hospitals. Just provide the correct invoice details to get reimbursed. In addition, you can spend your advantage all at once or divide it across several visits, depending on the benefits’ value.
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Network discounts
Within the Bajaj Finserv Health Prime network, discounts on medical costs are provided. Get a 10% discount on lab & radiology, OPD consultation, health plans & packages, spectacles, dental procedures, and pharmacy. Moreover, get a 5% discount on room rent and a free ambulance for IPD admissions. * The quantity (or frequency) of network discounts a policyholder may use is unrestricted.
Policy Plan Details & Specifications
Here are the Gastroesophageal Reflux Disease Care Plan’s policy details and specifications:
Coverage Limit
- Coverage for OPD/Doctor consultation expenses worth a maximum of Rs. 3,000.
- Coverage for lab and radiology test expenses up to Rs. 2,500.
Validity
The plan’s validity is one year.
What’s not Covered?
The following things are excluded from the Gastroesophageal Reflux Disease Care Plan:
1. People not mentioned in the policy details
No one else, not even relatives, is eligible for the benefit if the insurance does not cover them.
2. Carry forward
Post the completion of one year, no unused benefits may be carried over when purchasing or renewing the insurance.
3. Physician’s diagnosis
No reimbursements will be given for any physician’s diagnostic processes.
4. Medical procedures
There will be no compensation for any medical procedures that are performed.
Additionally, please note:
Exclusively some locations will offer home pickup service for lab test packages, which are only accessible inside the Bajaj Finserv Health Prime network.
The benefits of doctor consultation cannot be stacked with those of any other service.
No other benefits may be combined with network discounts.
The benefit cannot be redeemed for cash.
No additional benefits may be coupled with the lab and radiology benefits.
How to Make a Claim?
Three different ways can be used to make a claim under this benefit:
1. Bajaj Finserv Health App
Install the Bajaj Finserv Health mobile app and register. Now, choose the bought plan and select the benefit. Once done, fill out the essential information, and attach the invoice. To get reimbursed, you need to share your bank account information and a copy of a cheque after cancelling it. You can expect a refund within 2 business days.
To get teleconsultation, pick the one you like from the doctors’ list and choose the preferred day and time. The link to join the call will be sent to the covered person 15 minutes before the appointment.
For lab and radiology services, opt for your preferred hospital/lab. Specify the redemption date and confirm it. You will receive the details by SMS. Just share the coupon to reap the advantage.
2. Bajaj Finserv Health Website
First, register on the Bajaj Finserv Health website. Then, choose the bought plan f and opt for the benefit as appropriate. Once done, fill out the essential information, and attach the invoice. To get reimbursed, share your bank information. For teleconsultation, select your preferred date and time and schedule the appointment.
3. Customer Service Email
You may also reach us at customercare@bajajfinservhealth.in. Include a clear copy of the bill. Provide information about the patient, the name of the hospital or lab, and the bill amount. To get reimbursed, submit your bank account information. You can expect a refund within 2 business days.
Please note: To get the network discounts, you can proceed as follows:
Visit the clinics that make up the Bajaj Finserv Health Prime Network to receive healthcare services. Give the billing executive your mobile number and mention the network service you sought advantage of.
An OTP will be sent to you; you must share it with the executive. You can receive discounts on some of the hospital or network services covered by the Bajaj Finserv Health Prime Network of up to 10% when you share the OTP.
Customer Care Details
To get in touch with us, visit our website or email us at insuranceconnect@bajajfinservmarkets.in. We are always here to help.
Frequently Asked Questions (FAQs)
Why should one buy a GERD care plan?
As people age, the strain on their digestive systems causes gastroesophageal reflux disease to deteriorate. Chronic issues may arise if the condition is not addressed. With the GERD plan, you can get a variety of perks, such as doctor consultations, pathology and radiology examinations, network discounts, and more to prevent and treat GERD symptoms for just Rs. 2,599/year.
How can I contact you for more details?
Get in touch with us at insuranceconnect@bajajfinservmarkets.in to get more details about the plan or to resolve your queries.
What is the total coverage in this policy?
With this policy, you can get coverage for OPD/Doctor consultation expenses worth a maximum of Rs. 3,000, lab and radiology test expenses up to Rs. 2,500, and discounts with network hospitals.
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