Women are known to work relentlessly managing the home and their workplace. While doing so, unforeseen situations are likely to arise anytime in the form of injuries, illnesses, or accidents. Such situations could lead to a significant cash outflow, shortage of funds, and loss of savings. Hospitalisation can also restrict them from attending their regular work, which could only add to their financial troubles.
Aditya Birla Health Insurance Co. Ltd.’s Group Hospital Cash policy is available at a premium of just Rs. 678 per annum. It is aimed at supporting women by covering hospital cash needs. Additionally, the product also offers a hospital cover. Let us see how this policy can benefit you.
The policy entails numerous features to provide substantial benefits to its policyholders. Key features of the policy are mentioned below:
The plan encompasses extensive coverage that supports you financially while dealing with emergencies such as hospitalisation.
The policy entitles you to hospital cash for a maximum of 30 days. The cash limit is up to Rs. 1000 per day.
Applying for the policy is a simple and hassle-free process.
Applying for the policy is simple and requires you to follow the steps below.
All set! Your membership information will be sent to you by WhatsApp/e-mail.
Here is the requirement that must be fulfilled to avail the policy:
Individuals in the age group of 18 to 40 years on their last birthday only can avail the benefits of this policy.
The policy includes the following specifications:
Rs. 1000 per day is the maximum daily benefit that policyholders can request against a premium of just Rs. 678.
The plan is valid for one year.
While the policy aims to cater to extensive coverage and offer benefits to a wide range of individuals, it does not cater to the following aspects:
The plan aims to support individuals through problems they might incur in the future. Policyholders possessing pre-existing illnesses cannot draw the benefits from the plan.
The policyholder can make a claim after 30 days of purchasing the policy.
Only the policyholder can avail the benefits. The plan does not provide compensation for dependents.
Note: Policyholders are required to go through a waiting period of 30 days to apply for coverage.
The policyholder can follow either of the approaches mentioned below to connect with an insurer and make a claim:
You may connect with us at our toll-free number to reach out to an insurer at 1800-270-7000.
You may reach out to an insurer by writing to us at firstname.lastname@example.org.
For further queries/clarifications, you may connect with our customer care services at email@example.com.
You will be charged a nominal premium of Rs. 678 per annum to avail vast benefits from this policy.
No. The upper age limit for the policy is 40 years. Therefore, you are not eligible to purchase a membership as a part of this plan. Only individuals aged 18 through 40 years can register for this policy.
No. The policy is non-transferable. You cannot transfer your policy to a dependant. Only the policyholder is entitled to avail the benefits of the plan.