Group Hospital Cash Cover for Women (18 - 40 years)

Buy Group Hospital Cash Cover For Women at just ₹678 per year. Buy Now

What Is Group Hospital Cash Cover for Women (18 - 40 years)?

Women are known to work relentlessly managing the home and their workplace. While doing so, unforeseen situations are likely to arise anytime in the form of injuries, illnesses, or accidents. Such situations could lead to a significant cash outflow, shortage of funds, and loss of savings. Hospitalisation can also restrict them from attending their regular work, which could only add to their financial troubles.

Aditya Birla Health Insurance Co. Ltd.’s Group Hospital Cash policy is available at a premium of just Rs. 678 per annum. It is aimed at supporting women by covering hospital cash needs. Additionally, the product also offers a hospital cover. Let us see how this policy can benefit you.

Key Features of the Group Hospital Cash Cover for Women (18 - 40 years)

The policy entails numerous features to provide substantial benefits to its policyholders. Key features of the policy are mentioned below:

Comprehensive Coverage

The plan encompasses extensive coverage that supports you financially while dealing with emergencies such as hospitalisation.

Hospital Cash

The policy entitles you to hospital cash for a maximum of 30 days. The cash limit is up to Rs. 1000 per day.

Simple process

Applying for the policy is a simple and hassle-free process.

How to Apply?

Applying for the policy is simple and requires you to follow the steps below.

Click on Buy Now option

After clicking on the “Buy Now” option from the website, a pop-up will appear on your screen asking for basic information, which you will need to submit in order to initiate the application screening process.
Put in your OTP

After filling out all your information, enter your phone number and use the OTP sent on your phone to verify your application.
Pay the premium

A payment screen will appear on your screen. You can choose from a number of payment methods ranging from credit/debit card, UPI, or any modern payment wallet.

All set! Your membership information will be sent to you by WhatsApp/e-mail.

Eligibility Criteria

Here is the requirement that must be fulfilled to avail the policy:

Individuals in the age group of 18 to 40 years on their last birthday only can avail the benefits of this policy.

What's Covered under the Group Hospital Cash Cover for Women (18 - 40 years)?

Hospitalisation/Treatment Benefits

The policy entitles you to receive hospital cash. The per day cash received is a maximum of Rs. 1000 and the policyholder is entitled to receive this cash for not more than 30 days. Additionally, the policy limits hospitalisation to up to 10 days pertaining to a single event.

Policy Plan Details & Specifications

The policy includes the following specifications:

Coverage limit

Rs. 1000 per day is the maximum daily benefit that policyholders can request against a premium of just Rs. 678.

Validity

The plan is valid for one year.

What's Not Covered?

While the policy aims to cater to extensive coverage and offer benefits to a wide range of individuals, it does not cater to the following aspects:

1. Pre-existing Illnesses

The plan aims to support individuals through problems they might incur in the future. Policyholders possessing pre-existing illnesses cannot draw the benefits from the plan.

2. Timeframe

The policyholder can make a claim after 30 days of purchasing the policy.

3. Cover for Dependants

Only the policyholder can avail the benefits. The plan does not provide compensation for dependents.

Note: Policyholders are required to go through a waiting period of 30 days to apply for coverage.

How to Make a Claim?

The policyholder can follow either of the approaches mentioned below to connect with an insurer and make a claim:

Call

You may connect with us at our toll-free number to reach out to an insurer at 1800-270-7000.

E-mail

You may reach out to an insurer by writing to us at healthinsurance@adityabirla.com.

Customer Care Details

For further queries/clarifications, you may connect with our customer care services at insuranceconnect@bajajfinservmarkets.in.

What is the annual premium charged to enrol in the policy?

You will be charged a nominal premium of Rs. 678 per annum to avail vast benefits from this policy.

I am 42 years old. Can I enrol myself in the policy?

No. The upper age limit for the policy is 40 years. Therefore, you are not eligible to purchase a membership as a part of this plan. Only individuals aged 18 through 40 years can register for this policy.

I have enrolled myself in the policy. However, my daughter, who is also my dependent, is currently undergoing treatment. Can I transfer my benefits to her?

No. The policy is non-transferable. You cannot transfer your policy to a dependant. Only the policyholder is entitled to avail the benefits of the plan.