Overview

If you are someone who uses a hearing-aids, you would understand the indispensability of hearing-aids to your everyday life very well. Hearing-aids are highly complex machines that are made up of a number of very sensitive components designed to replicate the functioning of the human ear. This makes hearing-aids both fragile and expensive, which is why Bajaj Markets brings you a Hearing-aid Insurance plan that is tailor-made to cover you for expenses arising out of damage to or loss of your hearing-aids.

Features & Benefits

  • High Coverage Amount at a Nominal Premium

    The Hearing-aid Insurance cover provides coverage of up to Rs. 25,000 for a premium of only Rs. 399 per annum.

  • Comprehensive Protection

    The Hearing-aid Insurance covers a wide range of issues ranging from repairs to cases of loss/theft of your hearing-aids, subject to the maximum sum insured under the policy.

What is Covered?

  • Incidents of Theft/Burglary

    In case your hearing-aids get stolen the Hearing-aid insurance plan covers your financial loss up to the maximum sum assured under the policy.

  • Accidental Damage

    Repair or replacement on account of accidental damage to your hearing-aids is covered under the Hearing-aid Insurance plan. This includes damage to electrical or mechanical components as long they are caused by external accidental damage.

  • Standard Fire Cover

    In the unfortunate event of your hearing-aids getting damaged on account of a fire, storm, lightening, riots, strikes, etc. the cost of repair and replacement will be covered by the Hearing-aid Insurance plan subject to the maximum sum assured under the plan.

What is Not Covered?

  • Hearing-aids Older than 30 Days

    Hearing-aids older than 30 days as counted from the invoice/bill date are not covered under this policy.

  • Pre-existing Conditions

    Any loss or damage to your hearing-aids on account of pre-existing conditions will not be covered by this policy.

How to Apply for Hearing-Aid Insurance?

Applying for a Hearing-Aid Insurance is fairly simple. You could avail the insurance instantly over a few clicks by following the below mentioned steps:

  • Visit Bajaj Markets

    Visit our website and go to the Pocket Insurance and VAS products page

  • Select Product

    Select Hearing-Aid Insurance and click on Buy Now

  • Fill Details

    Fill out the full details required in the online application form

  • Make your payment

    Once the application is complete, make the premium payment and you’re good to go now

 

Claim Process

 

Claims related to the Hearing-aid Insurance plan can be made through any of the following 3 modes:

●        Call on the 24-hour toll-free helpline 1800-266-7780 or 1800=22-9966 (senior citizens only)

●        E-mail to customersupport@tataaig.com

●        SMS ‘CLAIMS’ to 5616181

In each case kindly provide the relevant documents including your policy number.

 

Manage your queries related to Hearing-Aid Insurance here

What documents are required for making a claim?

Duly signed claim form, an incident report by the customer, a copy of FIR in case of theft or copy of the report from fire brigade in case of fire, original bill/invoice, repair bills (in case of partial damage). Certain other documents may also be required in special cases.

What is the amount of cover provided under the plan?

The Hearing-aid Insurance plan provides a cover of up to Rs. 25,000.

How much premium do I have to pay?

You have to pay a premium of Rs. 399 per annum for the Hearing-aid Insurance plan. 

Is there any Policy Excess on the claim amount?

Yes, in case you make a claim, you will be charged 10% of the claim amount as policy excess.

Are there any other exclusions not covered under the policy?

Yes. Damage due to deliberate misuse, electrical or mechanical failure not arising out of an accident, or gradual wear and tear are not covered unless specified. For a complete list of exclusions please read the policy document.

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