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Coverage of up to Rs. 3 Lakhs | Buy Heart Valve Replacement Cover at just Rs. 271

What is a Heart Valve Replacement Cover?

When the heart valves get affected or damaged, they must be replaced at once to avoid life threats. Surgery becomes necessary to combat such medical conditions and might be very expensive. It can drain your savings singlehandedly, but having a Heart Valve Replacement Insurance Cover in place can save you from such a financial burden. This heart insurance for heart patients offers you coverage of up to Rs. 3 Lakhs at a reasonable premium starting from Rs. 271 onwards. 

Key Features of Heart Valve Replacement Cover

Following are the features of this Heart Valve Replacement Cover policy:

Stop worrying about hospitalisation expenses

You can get lump-sum coverage of up to Rs. 3 Lakhs to clear hospital bills raised against the treatment of this heart ailment.

Diagnostic costs are taken care of

The insurer takes care of the costs of diagnostic tests and health check-ups conducted throughout your treatment of this cardiac illness.

Emergency ambulance charges covered

Apart from the treatment expenses of the heart valve replacement surgery, the policy offers Rs. 2000 for ambulance charges.

How to Apply for the Heart Valve Replacement Cover?

Simply follow the steps mentioned below to purchase this heart insurance policy for heart patients:

  • Tap on the 'Buy Now' Button

    Click on 'Buy Now' for buying this heart insurance plan.

  • Fill in the Details

    Enter your details and submit the application form.

  • Pay the Premium

    Complete purchasing process by paying the premium amount via the preferred online payment modes.

 

You will receive an email comprising the membership details attached, thereby approving that you have successfully purchased this cardiac insurance policy.



What's Covered under the Heart Valve Replacement Insurance Cover?

The factors included in heart valve repair and replacement are as follows:

  • Pre and post-hospitalisation benefits

You will enjoy pre and post-hospitalisation benefits for 30 and 60 days. The insurance company will take care of the entire medical expenses incurred during this period.

  • Doctor's charges

Try to avoid paying the hospital charges out of your savings and enable the insurer to pay the charges to your doctor incurred during the treatment.

  • Treatment costs

The insurer bears the total expenditure incurred during the treatment, including bed charges, room rent, ICU charges, food, doctor fees, transfusion, medicines, etc.

  • Medicine bills

The hospital charges are very costly, but this policy pays a large sum of money so that you can go for your treatment without worrying about any financial crisis.

Policy Details & Specifications

Let's clarify the specification of this insurance for heart patients:

Premium Amount (Including GST)

Sum Insured

Rs. 271

Up to Rs. 1 Lakhs

Rs. 531

Up to Rs. 2 Lakhs

Rs. 684

Up to Rs. 3 Lakhs

Validity of the plan: 1 year.

What's not Covered?

Know the following circumstances when the claim will not be approved against this insurance for heart patients:

  • Pre-existing diseases

Any previously existing disease is not covered under this cardiac insurance policy.

  • Hospitalisation within 90 days

The insurer will not give you coverage if you go for treatment within 90 days after purchasing the policy.

  • Getting hospitalised for other reasons

If you are admitted in the hospital for treatment of any other medical conditions other than the heart valve replacement, you will not get the coverage.

How to Make a Claim

If you want to file a claim, then all you have to do is get in touch with your insurer by considering the following ways:

  • Contact number

Dial 1800-102-4488

  • Email-ID

Send an email to claims@careinsurance.com

Customer Care Details for the Heart Valve Replacement/Repair Cover

If you want to know more or have any doubt regarding this Heart Valve Replacement Insurance Cover, feel free to contact us at insuranceconnect@bajajfinservmarkets.in.

Heart Valve Replacement Cover - FAQs

  • ✔️What are my payment options for buying this Heart Valve Replacement policy plan?

    You can make the payment of insurance for heart patients via various payment options that comprise debit/credit card, mobile wallet, UPI, etc.

  • ✔️How can I get membership details after purchasing the Heart Valve Replacement online?

    You will receive your entire membership detail of the heart cover insurance policy at your registered email ID.

  • ✔️What is the cost of heart valve surgery in India?

    The average cost of heart valve surgery in India is approximately Rs. 450000 to Rs. 600000. However, the price varies from one city to another depending upon the hospitals. Hence, it is crucial to opt for a suitable insurance plan to cover such expenses.

  • ✔️Is Bajaj MARKETS the issuer of this plan?

    No, Bajaj MARKETS is a differentiated online platform from where you can purchase this heart attack insurance policy effortlessly.

  • ✔️How much coverage can I get from the Heart Valve Replacement policy purchased from Bajaj MARKETS?

    The policy offers coverage up to Rs. 3 Lakhs against a membership charge of Rs. 684. However, if the policy is purchased at Rs. 531 and Rs. 271, its coverage will be of Rs. 2 Lakhs and Rs. 1 Lakh respectively.