Introduction

Healthcare costs have been on the rise and treatments which require patients to be admitted to intensive care units (or ICUs) are particularly costly. In order to protect yourself against expenses arising from the same, consider availing of the Group Care 360 – ICU Cash Cover plan by Care Health Insurance Ltd, which is not available on Finserv MARKETS. With this plan, insured individuals are entitled to a daily cash allowance of Rs. 2000 for 30 days with an annual premium of just Rs. 708.

What is Covered

By availing of this policy, policyholders are provided with coverage for the following.

  • Pre-existing diseases

    Provided these have been declared at the start of the policy, this Plan provides coverage for the same following an initial wait period of 12 months.

  • Cash Allowance

    Those admitted to ICUs and are insured under this policy are entitled to a daily cash allowance amounting to INR 2,000 which is provided for a maximum of 30 days to help fund daily expenses.

  • Daily Cash

    This benefit entitles insured individuals with a daily cash benefit of up to INR 2000 for a maximum period of 30 days.

What is Not Covered

Policyholders of this plan are not provided with coverage for the following.

  • Treatments availed outside India are not provided with coverage.

  • Illnesses that are diagnosed within 30 days of the start of the cover period are not accounted for by this plan.

  • Pre-existing diseases are only provided with coverage following 12 months of the plan being active.

  • Claims made during the waiting period will not be provided with coverage.

In order to have an understanding of all exclusions, please peruse the policy wordings.  

How To Apply?

Those interested in the Group Care 360 - ICU Cash Cover can simply apply for this plan by following the steps mentioned below:

  • Visit Finserv MARKETS

    Visit our website and go to the Pocket Insurance and VAS page

  • Select Product

    Choose ICU Cash Cover from the wide array of products

  • Fill Details

    Fill in your details in the online form

  • Make your payment

    Make an instant payment and get your plan.

Claim Process 

In order to apply for a claim, you can connect with the team put together to help serve you best. They are available via the following methods:

  • Email – claims@careinsurance.com

  • Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4488.

FAQs

  • ✔️If I pay for this insurance policy online, where will I receive details pertaining to my membership?

    These details will be sent to your registered email address or registered WhatsApp account.

  • ✔️How long is this policy valid for?

    The time frame this policy is valid for is a single year.

  • ✔️What is the minimum premium amount?

    The Premium amounts to Rs. 708 per year.