Implantable Cardiac Defibrillator Insurance Cover

An Implantable Cardiac Defibrillator (ICD) is a machine that helps restore the heartbeat to normal by sending electric shocks whenever it detects a rapid increase in the number of beats. Such a condition is known as arrhythmia. People suffering from such medical conditions must consider buying an implantable cardiac defibrillator cover.

 

It is an insurance policy that offers annual coverage of up to Rs. 3 Lakhs against a nominal premium amount starting from Rs. 271. Get extensive coverage along with a host of other benefits with this policy. Keep reading to know more about this plan!

After that, you will receive a welcome pack and all details about this membership on your registered email ID.

The primary inclusions of this ICD cardiac implant insurance policy are as follows:

• Expenses on medication

Get coverage against the expenses incurred for purchasing medicines during hospitalisation.

• Expenses on diagnostic tests

All expenses incurred for conducting diagnostic tests 30 days before hospitalisation and during hospitalisation are covered.

• Ambulance charges

The policy provides coverage for ambulance expenses of up to Rs. 2000.

• Doctor’s fees

Doctors’ fees before, during and after hospitalisation are also included under this plan, thereby making it more beneficial.

Mentioned below are the details of the insurance policy.

This cardiac defibrillator insurance plan doesn’t offer coverage for these aspects:

• Coverage other than an implantable cardiac defibrillator

This plan will not cover hospitalisation expenses other than an implantable cardiac defibrillator.

• 90-days waiting period

Hospitalisation expenses incurred during the first 90-days of your policy's start date do not fall under this policy's coverage.

• Pre-existing disease

Implantable cardiac defibrillator insurance will not provide coverage for any sort of pre-existing disease.

• Health casualty

If you experience cardiac arrest from consuming alcohol and drugs, this insurance policy will not offer coverage for it.

You can make a claim through these ways:

• Call

You can call on this toll-free number 1800-102-4488 to make a claim.

• Email

Email the team at claims@careinsurance.com. Do not forget to mention your policy number and relevant details.

You can get in touch with Bajaj Markets via email at insuranceconnect@bajajfinservmarkets.in.