Implantation of Pacemaker for the Heart Cover

Introduction

With the aid of a pacemaker, the heart is able to beat at the rate it is meant to operate at. Pacemakers prevent the heart from beating at too slow a pace. Surgery that allows for pacemakers to be implanted into the heart can be expensive. In order to protect yourself against expenses arising from the same, consider availing of the Group Care 360 – Implantation of Pacemaker for the Heart Cover plan provided by Care Health Insurance Ltd., which is now made available to you on Bajaj Markets.

Here a quick glance on the coverage options available with the plan:

Coverage	Premium (including GST)
Up to Rs. 1 lakh	Rs. 271
Up to Rs. 2 Lakhs	Rs. 531
Up to Rs. 3 Lakhs	Rs. 684

What is Covered

By availing of this policy, policyholders are provided with coverage for the following:

Hospitalization Expenses

In-patient hospitalization costs along with those arising prior to (30 days) and post-hospitalization (60 days) pertaining to the implantation of a pacemaker for the heart are provided with coverage. This coverage is available so long as the insured individual provides a clinical confirmation indicating the requirement of this procedure and which has been signed by an appropriate specialized doctor.
Doctor’s Fees

In the event that the insured individual needs to visit a doctor, coverage is provided for the same prior to, during, and after hospitalization.
Diagnostic tests

Conducted during the pre-outlined pre-hospitalization period or during the hospitalization period are provided with coverage as per this policy.
Treatment Charges

This policy provides insured individuals with coverage for the treatment. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.
Prescription Expenses

Expenses incurred as a result of purchasing medicine required as a result of hospitalization are provided with coverage.
Ambulance charges

IN the event that the insured individual needs to be rushed to a hospital and avails of an ambulance, expenses arising from the same are provided with coverage amounting to up to INR 2,000.

What is Not Covered

Policyholders of this plan are not provided with coverage for the following.

Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.
Hospitalization pertaining to reasons other than the implantation of a pacemaker for the heart is not covered by this plan.
In the event that the insured individual undergoes an illness or injury during the initial 90-day waiting period, they are not provided with coverage for the same.
Cardiac arrests brought on by the misuse of intoxicants including drugs and alcohol will be provided with coverage under this plan.

In order to have an understanding of all exclusions, please peruse the policy wordings.

How To Apply?

Get your Implantation of Pacemaker for the Heart Cover by applying line Follow the steps mentioned below:

Visit Bajaj Markets

Visit our website and go to the Pocket Insurance and VAS page
Select Product

Choose Alzheimer’s Disease Cover from the wide array of products
Fill Details

Fill in your details in the online form
Make your payment

Make an instant payment and get your plan.

Claim Process

In order to apply for a claim, you are encouraged to connect with our team put together to help serve you best. They are available via the following methods.

Email – claims@careinsurance.com
Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4488.

Are expenses pertaining to medication covered?

Yes, this plan provides insured individuals with coverage aimed at providing funds for medications linked to hospitalization.

Are diagnostic tests covered under this plan?

Yes, diagnostic tests conducted prior to or during the period of being hospitalized are covered under this plan. This is conditional on the fact that the same be conducted within the specified pre-hospitalization time frame.

How long is this policy valid for?

The time frame this policy is valid for is a single year.

Is there a waiting period in place should I choose to avail of this plan?

Yes, there is a 90-day initial waiting period in place under this plan.

Are expenses pertaining to cardiac arrest covered?

No, this plan does not provide insured individuals with coverage for cardiac arrest or issues arising from the misuse of alcohol and drugs.

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Introduction

What is Covered

Hospitalization Expenses

Doctor’s Fees

Diagnostic tests

Treatment Charges

Prescription Expenses

Ambulance charges