Kitchen appliances are, after all, electronic gadgets that can get damaged, resulting in substantial financial loss. Therefore, buying a proper insurance plan for your kitchen appliances can protect you financially against such monetary loss.


Kitchen appliances insurance plan is a cost-effective insurance product that covers the financial losses arising from accidental damages or theft of your kitchen appliance. The membership fee is just ₹249 per year, and it also comes with several features and benefits that make it an essential purchase. 

Kitchen Appliances Insurance Cover - Key Features and Benefits

Here are a few key features and benefits of the Kitchen Appliances Insurance Cover:

Substantial Coverage Amount

This insurance covers up to ₹25,000 against damages or losses done to your kitchen appliances due to man-made/natural calamities.

Nominal Premium

This insurance cover is available at a premium of ₹697.

Special Perils and Standard Fire Cover

This insurance policy provides coverage against damages arising due to explosion, fire, lightning, earthquakes, landslides, flood, typhoons, strikes, riots, or implosion.

Completely Online Process

This insurance policy can be bought online with minimal steps.

Details and Specifications of Kitchen Appliances Insurance Cover

You should know the details of the kitchen appliance insurance plan before investing in it. Therefore, go through the following pointers that elaborate on the details of this policy:

  • Coverage Limit

You can get maximum financial coverage of ₹25,000 under this insurance policy.

  • Payment Methods

Multiple online payment options are available to pay the membership fee online without any hassle. You can select either UPI, credit or debit cards, mobile wallets, net banking, or other digital payment modes.

How to Purchase Kitchen Appliances Insurance Cover?

You can find a kitchen appliances insurance plan on Bajaj Markets. You can also purchase the same through this platform by following a few simple steps:

1. Click on Buy Now 

Visit the page and tap on ‘Buy Now’.

2. Fill in the Important Details

Submit the necessary information through an online application form.

3. Pay Online 

Once you submit the details, pay the premium charges online to complete your purchase.

After you complete your purchase, you will get the details of this insurance policy on your email ID.

Kitchen Appliances Insurance Cover - Inclusions & Exclusions

Here are the mandatory inclusions and exclusions under this insurance cover:



Coverage against loss/damage

If the kitchen appliance’s purchase date exceeds 30 days

Robbery and burglary cover

If the kitchen appliance is used for commercial purposes

Coverage against mechanical breakdowns of the kitchen appliance

If the damage is caused to the kitchen appliance due to contamination, pollution 

Coverage against special perils such as riots and strikes, and natural/man-made calamities, fire, lightning 

If the damages are caused to the kitchen appliance due to terrorism

How to File a Claim Against Kitchen Appliances Insurance Cover?

You must file a claim against your kitchen appliances insurance plan if you face any circumstances covered under this policy.


Mentioned below are the four following ways through which you can contact your insurance provider and file a claim:

  • Visit your insurance provider’s website and choose the correct option to file a claim.

  • Call on a toll-free number 1800-209-5858

  • Send an email mentioning the incident, policy number and other essential details to

  • You can write about the incident and send it directly to your insurance provider’s postal address - Bajaj Allianz General Insurance Co. Ltd, Bajaj Allianz House, Airport Road, Yerwada, Pune – 411006

Documents Required For Filing a Claim

You must submit the following documents to allow your insurance provider to process the claim:

  • Copy of an invoice or bill of kitchen appliances you bought

  • Duly filled and signed claim form

  • A copy of an FIR in case of theft or burglary

Customer Care Details

Select any of the following options that appears convenient to you to contact Bajaj Markets and clear the doubts regarding the kitchen appliances insurance plan:

  • Website

In this, all you need to do is navigate to the ‘Help & Support’ section. Now select whether you are an existing customer or not, product type, your name, contact details etc. Click on ‘Submit’, and the financial experts will reach out to you with an appropriate solution within the least turnaround time.

  • Customer Portal or Mobile Application

If you are an existing customer, download the mobile application of Bajaj Markets from the Google Play Store or App Store or log in to the customer portal to access self-service options. Or else, you can follow the procedure mentioned above to raise a service request for further assistance.

  • Email

You can send an email mentioning your query at

  • Call

You can also call 020-66399444 during working hours – 10 am to 6 pm from Monday to Saturday. 

FAQs on Kitchen Appliance Insurance

Who is the insurance provider of the kitchen appliances insurance policy?

Bajaj Allianz General Insurance Co. Ltd. is the insurance provider of this kitchen appliances insurance plan.

Do I need to pay a deductible on the claim amount of my kitchen appliances protection plan?

You need to pay the first 5% for each claim you file against your kitchen appliances insurance plan, which is subject to a minimum amount of ₹1,000 for the maximum insured amount of ₹20,000. At the same time, it is ₹2,000 for the maximum insured sum of ₹20,000 to ₹50,000. This is valid for all claims unless your insurer reviews and alters it and mentions these details in the Certificate of Insurance.

Within how many hours must I file a claim for an incident covered under the kitchen appliances insurance policy?

You must report the incident covered under this kitchen appliances insurance plan within 24 hours of its occurrence to file a claim.

How can I file a claim via call?

You can simply place a call at 1800-209-5858 to file your claim for Kitchen Appliances Insurance.

Can I renew the plan after it expires?

No, you can not renew the Kitchen Appliances Insurance plan after it expires. You will have to purchase it again.

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