Without proper sanitary ware, one's home is incomplete. Sanitary ware products can enhance your bathroom's look and add to the glamour quotient of your home. When you handpick your luxury sanitary ware, it reflects your taste. However, luxury sanitary fittings can be extremely fragile and prone to damage. Hence, having luxury sanitary insurance can save your pocket from investing a wholesome in repairs and replacements.


Now, let’s discuss the key features that come along with this insurance plan.

Key Features and Benefits of Luxury Sanitary Fittings Insurance

The following features are available in this bathroom insurance policy from Bajaj Markets: 

Pocket-friendly Plan

This insurance policy is available at a minimum membership fee of Rs. 299 only.

High Coverage Amount

On paying a minimal membership fee of Rs. 299, policyholders will be able to get maximum coverage of up to Rs. 50,000 for their luxury sanitary fittings. 

How to Apply for Luxury Sanitary Fittings Insurance

Follow these following steps to get this insurance:

1. Buy the Plan

Click on the ‘Buy Now’ on this page.

2. Provide Necessary Details

Fill up the form by inputting all the necessary information.

3. Submit and Pay

Submit the form. Pay the premium fee, using credit/ debit card, net banking, or via any UPI payment option.

Furthermore, as a policyholder, you should be aware of all the things that are included in this sanitary fittings insurance plan.

Inclusions of Luxury Sanitary Fittings Insurance

The following things are included in this insurance policy plan:

  • Accidental Damage Cover

Under this insurance policy plan, you will get coverage for all sorts of losses and damages that occur due to any accidental event. However, expenses for repairs and replacements will fall under coverage if the fittings have been installed within the insured premises.

  • Coverage for Fire and Special Perils

Any damages or losses that occur due to fire will fall under the coverage of this plan. Additionally, expenses for repairs and replacements caused due to man-made calamities and natural disasters are also included in this insurance plan. However, insurance coverage is limited to the insured premises only.


Note: The maximum coverage offered for repairs and replacements is up to Rs. 50,000.


Besides this, policyholders should also be aware of all specifications and details about this insurance policy plan.

Policy Plan Details and Specifications

In the table below, all details and specifications of this insurance policy are mentioned:

Membership Fee

Rs. 299

Maximum Coverage Limit

Rs. 50,000


1 year

Payment Options

Net banking, Credit or Debit Card, or any UPI

Note: Once the one-year validity of this plan is over, policyholders have to purchase it further to continue enjoying its benefits.


Furthermore, policyholders should be aware that this plan comes with specific deductibles and exclusions.

Deductibles and Exclusions of Luxury Sanitary Fittings Insurance

The following things fall under the exclusion section of this bathroom insurance policy plan:

  • Delay in Insurance Application

If you do not get your luxury sanitary ware insured within 30 days of purchasing it, you won't get coverage with this insurance plan. Unfortunately, neither will you be able to claim the benefits of this Bajaj Markets insurance policy.

  • Loss or Damage due to Pollution

Any sort of loss or damage due to pollution or ecological contamination does not fall under this plan. So, all expenses on repairs and replacements for these causes have to be borne by you individually.

  • Loss or Damage due to Terrorism

Loss or damage to your luxury sanitary fittings that happens directly due to the influence of terrorist activity does not fall under the coverage of this plan. However, in case you have to replace or repair your sanitary fittings due to terrorist activity, you have to bear its expenses.

  • Deductibles are Applicable

Deductibles won’t be applicable if your insurer specifically makes alterations and mentions the same on your insurance certificate. Otherwise, 5% of every claim amount is deductible on every claim. In other words, Rs. 2000 is the deductible amount for a sum insured of Rs. 20,000 and Rs. 2000 for every sum insured within Rs. 20,000 to Rs. 50,000.


Now, policyholders should be aware of the claiming process and its documentation requirements.

How to Make a Claim and Documents Required for Processing the Claim

Policyholders can raise a claim by following either of these mentioned ways:

  • Get in touch with the representatives by directly calling on this toll-free number 1800 209 5858.

  • Or, email directly at bagichelp@bajajallianz.co.in.

  • Policyholders can also raise a claim by visiting the official customer service website.

  • They can also send a mail to Bajaj Allianz General Insurance Co. Ltd. – Bajaj Allianz House, Airport Road, Yerwada, Pune – 411006


The following documents are essential for raising the claim successfully:

  • A completed and accurately filled up claim form

  • A bill or invoice copy of your luxury sanitary fittings

  • In case of burglary or theft, an FIR is necessary


Apart from these ways, policyholders can also get further assistance by directly contacting Bajaj Markets’ customer care.

Luxury Sanitary Fittings Insurance Customer Care Details

Luxury sanitary insurance policy customer care is available 24x7 to assist you further with your grievances. If you are using this official portal for the first time, you have to click on the 'Logging in for the first time?' button. Otherwise, simply click on 'login' to proceed further.


As essential as luxury sanitary ware has become today, having sanitary insurance is equally necessary. Bajaj Markets’ insurance policy for this product offers expenditure coverage for all sorts of repairs and replacements for its damages.

FAQs on Luxury Sanitary Fittings Insurance

How much is the membership fee for Luxury Sanitary Fittings Insurance?

The membership fee of this insurance plan is Rs. 299 per annum.

Is there any policy expense on this claim?

Yes, there is a policy expense on this claim, i.e., 5% of the claimed amount is deductible on each raised claim. 

How much is the maximum coverage amount?

Under this plan, you will get maximum coverage of up to Rs. 50,000. 

Will I get coverage for damage due to a landslide?

Yes, this plan takes care of expenditure coverage for damages due to natural disasters. 

What are the essential document requirements for making this claim?

You need to provide an invoice copy of the bathroom fittings, an accident report (if any), and an FIR copy in case of theft or burglary. 

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