Mediclaim - Family Counselling Benefit (Accident / Illness)

What is Mediclaim - Family Counselling Benefit (Accident / Illness)?

Severe injuries, accidents, or death can be a particularly traumatic experience for your loved ones and immediate family members. Often, family members have to consult specialists for psychiatric counselling to deal with such traumatic experiences. The Mediclaim - Family Counselling Benefit (Accident/Illness) from Manipal Cigna Health Insurance provides financial security by covering psychiatric counselling for your immediate family members, at just Rs. 314/year, inclusive of GST. The plan covers psychiatric counselling if it is received on an outpatient basis in a hospital. Let us see how you can benefit from this policy. 

 

Once you have completed the above steps, you are good to go. You will receive an email and a WhatsApp text with all the details of your Mediclaim - Family Counselling Benefit (Accident / Illness) Plan.

Eligibility criteria

If you want to get the Mediclaim - Family Counselling Benefit (Accident / Illness), you are required to keep this basic guideline in mind:

 

• You must be between the age of 18 years and 65 years.

Policy Plan Details & Specifications

Here are the plan details and specifications of the Mediclaim - Family Counselling Benefit (Accident / Illness) that you must know:

• Coverage 

The Mediclaim - Family Counselling Benefit (Accident / Illness) plan offers coverage for up to Rs. 25,000 at an affordable premium of just Rs. 314 (inclusive of GST).

• Validity

The Mediclaim - Family Counselling Benefit (Accident / Illness) plan is valid for one year.

What’s not covered?

The expenses and causes not covered under the Mediclaim - Family Counselling Benefit (Accident / Illness) plan include the following:

1. Adventure sports accidents

   
   Any accident due to adventure sports is not covered under this policy.
   
   

2. Pre-existing diseases

   
   Any disease that existed before opting for the policy will not be covered. 

How to make a claim

You can reach out to the insurer to raise a claim in any of the following ways:

• Call

You can call on the toll-free number, 1800-102-4462, to claim the expenses you have incurred. 

• Email

You can send an email to servicesupport@manipalcigna.com mentioning your policy number and other relevant details.

Customer care details

Our team is always at your service. You can write to us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Mediclaim - Family Counselling Benefit (Accident / Illness) plan, coverage, and more.