Buy Mediclaim - Family Counselling Benefit (Accident / Illness) at just Rs. 314/year

What is Mediclaim - Family Counselling Benefit (Accident / Illness)?

Severe injuries, accidents, or death can be a particularly traumatic experience for your loved ones and immediate family members. Often, family members have to consult specialists for psychiatric counselling to deal with such traumatic experiences. The Mediclaim - Family Counselling Benefit (Accident/Illness) from Manipal Cigna Health Insurance provides financial security by covering psychiatric counselling for your immediate family members, at just Rs. 314/year, inclusive of GST. The plan covers psychiatric counselling if it is received on an outpatient basis in a hospital. Let us see how you can benefit from this policy. 

 

Key features of Mediclaim - Family Counselling Benefit (Accident/Illness) Insurance

Listed below are the key features of the Mediclaim - Family Counselling Benefit (Accident/Illness):

OPD or doctor consultation benefit

Get proper consultation with a doctor and specialists of the specified medical specialities. This benefit is available for all people whose names are mentioned in the policy details. You can get a consultation in one visit or multiple ones, but the amount covered will be up to the limit specified.

Lab and radiology benefits

You can get tested at any lab or radiology centre and get a reimbursement up to the benefit amount mentioned in the policy. Every person whose name is covered under the Mediclaim - Family Counselling Benefit can get these tests done, that too in a single visit or over multiple ones.

Network discounts

You can get a network discount of up to 10% on services via the Bajaj Finserv Health Prime network. These include OPD consultations, dental procedures, getting health plans made, and more. Moreover, the room rent discount is limited to 5%. Apart from this, you get a free ambulance service for any IPD admissions.

Tele-consultation benefit

You can consult with any doctor listed on the Bajaj Finserv Health platform via video calls, audio calls, or text messages. This benefit is available for all members whose names appear on the policy document.

Lab Test Package

You get to choose from a number of tests that will help you get the proper care. Early detection of diseases allows you to minimise risk and get the correct treatment. The health care tests can be taken by any adult covered by the policy. At present, these tests will only be covered if they are taken at partner labs of the Bajaj Finserv Health Prime network.

How to apply for Mediclaim - Family Counselling Benefit (Accident / Illness) Insurance?

You can apply for the Mediclaim - Family Counselling Benefit (Accident / Illness) Plan with just a few simple steps:

  • Click on ‘Buy Now’

    Tap on ‘Buy Now’ and input your details in the given application form.

  • Confirm your application

    Enter your mobile number. You will receive an OTP here. Use it to confirm and verify your online application form.

  • Pay the premium

    You can pay the premium amount online using various payment channels, such as your credit card, debit card, UPI, or mobile wallet.

Once you have completed the above steps, you are good to go. You will receive an email and a WhatsApp text with all the details of your Mediclaim - Family Counselling Benefit (Accident / Illness) Plan.

Eligibility criteria

If you want to get the Mediclaim - Family Counselling Benefit (Accident / Illness), you are required to keep this basic guideline in mind:

 

  • You must be between the age of 18 years and 65 years.

What’s covered under Mediclaim - Family Counselling Benefit (Accident / Illness) Insurance?

  • Covers Pre & Post HospiFamily Counselling Benefit (Accident/Illness)talisation Expenses

    The sum insured of Rs. 25,000 will be paid for psychiatric counselling of the family on an outpatient basis at a hospital if the insured person suffers an injury or illness that results in death, permanent total disability, or permanent partial disability of the insured person.

  • Specified disease

    The coverage extends to such diseases as specified in the policy details. This includes cataracts, knee replacement surgery, varicose veins, gastric and duodenal ulcer, skin tumours, and Polycystic Ovarian Diseases, to name a few.

Policy Plan Details & Specifications

Here are the plan details and specifications of the Mediclaim - Family Counselling Benefit (Accident / Illness) that you must know:

  • Coverage 

The Mediclaim - Family Counselling Benefit (Accident / Illness) plan offers coverage for up to Rs. 25,000 at an affordable premium of just Rs. 314 (inclusive of GST).

  • Validity

The Mediclaim - Family Counselling Benefit (Accident / Illness) plan is valid for one year.

What’s not covered?

The expenses and causes not covered under the Mediclaim - Family Counselling Benefit (Accident / Illness) plan include the following:

  1. Adventure sports accidents


    Any accident due to adventure sports is not covered under this policy.

  2. Pre-existing diseases


    Any disease that existed before opting for the policy will not be covered. 

How to make a claim

You can reach out to the insurer to raise a claim in any of the following ways:

  • Call

You can call on the toll-free number, 1800-102-4462, to claim the expenses you have incurred. 

  • Email

You can send an email to servicesupport@manipalcigna.com mentioning your policy number and other relevant details.

Customer care details

Our team is always at your service. You can write to us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Mediclaim - Family Counselling Benefit (Accident / Illness) plan, coverage, and more. 

 

Frequently Asked Questions

  • ✔️What is the premium amount for the Mediclaim - Family Counselling Benefit (Accident / Illness) plan?

    At an affordable premium of only Rs. 314 (inclusive of GST), you can get the Mediclaim - Family Counselling Benefit (Accident / Illness) plan.

  • ✔️What does the Mediclaim - Family Counselling Benefit (Accident / Illness) plan cover?

    The Mediclaim - Family Counselling Benefit (Accident / Illness) plan covers the psychiatric counselling of your immediate family. The important thing to note is that your family must receive psychiatric counselling at an outpatient department in a hospital.

  • ✔️What is the tenure of the Mediclaim - Family Counselling Benefit (Accident / Illness) plan?

    The tenure of the Mediclaim - Family Counselling Benefit (Accident / Illness) plan is one year.

  • ✔️What does the Mediclaim - Family Counselling Benefit (Accident / Illness) plan not cover?

    The Mediclaim - Family Counselling Benefit (Accident / Illness) plan does not cover any accident due to adventure sports and any expenses arising on account of pre-existing diseases.

  • ✔️What is the maximum coverage offered by the Mediclaim - Family Counselling Benefit (Accident / Illness) plan?

    The maximum amount insured under the Mediclaim - Family Counselling Benefit (Accident / Illness) plan is Rs. 25,000. 

  • ✔️What is the waiting period for the policy?

    While the initial waiting period is 30 days, the waiting period for a specific disease is 24 days under the Mediclaim - Family Counselling Benefit (Accident / Illness) plan.