What is Mediclaim - Infections - Vector-Borne Diseases Cover?
Vector-borne diseases are rampant and can cause a distressing impact on health. Delay in treatment can further worsen the health condition, which might even lead to untimely demise. Considering the high-end medical expenses, visiting doctors and undergoing treatment is still an apprehension among the masses. However, with the easy accessibility of Mediclaim - Infections - Vector-Borne Diseases Cover, you can secure yourself against expenses from treating such diseases. The Vector-borne Diseases insurance plan entitles you to coverage amounts of up to Rs. 30,000 at a premium fee starting from Rs. 314/ year. Let’s know more about the product.
Key Features of Mediclaim - Infections - Vector-Borne Diseases Cover
Mediclaim - Infections - Vector-Borne Diseases Insurance cover comes with the following features:
How to Apply for Vector-Borne Diseases Cover?
Here is the step-by-step guide on how to apply for Vector-Borne Diseases Cover:
You will receive membership details on your registered email ID after completing the application procedure successfully.
Eligibility Criteria
To opt for the Mediclaim - Infections - Vector-Borne Diseases insurance cover, you need to adhere to the basic eligibility criteria:
You must fall in the age group of 18 to 65 years.
What’s Covered?
Policy Plan Details and Specifications
Refer to the table below to know the Mediclaim - Infections - Vector-Borne Diseases insurance plan details and specifications
Sum Assured |
Premium Amount (Inclusive of GST) |
Rs. 20,000 |
Rs. 314 |
Rs. 30,000 |
Rs. 454 |
Validity: 1 year coverage.
Payment modes: UPI, credit/ debit cards, or other online payment modes.
What’s Not Covered?
Here are the exclusions in Mediclaim - Infections - Vector-Borne Diseases Cover
Coverage for other ailments
The plan does not offer financial support for treating ailments other than malaria, kala-azar, dengue fever, Encephalitis, and chikungunya.
Hospitalisation costs less than 5 days
Mediclaim - Infections - Vector-Borne Diseases Cover will not cover hospitalisation expenses on being admitted for less than 5 days.
Pre-existing ailment
Under Vector-Borne Diseases Cover, you won't be eligible for coverage for any pre-existing medical conditions like diabetes, hypertension, etc.
How to Raise a Vector-Borne Diseases Cover Claim?
You can raise a claim by either of the following ways:
Via email
Write an email and send it to servicesupport@manipalcigna.com.
By calling the toll-free number
Contact the insurer by calling on 1800-102-4462.
Vector-Borne Diseases Cover - Customer Care Details
Regarding any queries, grievances or doubts about the plan’s coverage, exclusion, inclusion or claim process, send an email stating the same at insuranceconnect@bajajfinservmarkets.in.
Mediclaim Infections Vector Borne Diseases Cover - FAQs
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✔️Is the plan offered by Bajaj MARKETS?
No, Bajaj MARKETS is an online marketplace for insurance products like Vector Borne Diseases cover being offered by different insurers.
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✔️Does the plan extend coverage to a 12-year-old?
No, a 12-year-old will not receive coverage under the plan. The plan extends financial backup to those in the age group of 18 years to 65 years.
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✔️Can I use a mobile wallet to pay the membership fee?
Yes, you can use the mobile wallet to initiate online payment for the membership fee. Moreover, you can opt for UPI, credit or debit cards and other online payment modes.
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✔️Will Infections - Vector-Borne Diseases Cover extend coverage for a lifetime?
Vector-Borne Diseases insurance cover comes with a validity of 1 year. Hence, you will not receive financial coverage for a lifetime.
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✔️How many coverage options are available under Infections - Vector-Borne Diseases Cover?
You get two coverage options with premiums of Rs. 314 and Rs. 454 for a sum assured of up to Rs. 20,000 and Rs. 30,000 under the plan.
