What is the Mobility Extension Cover
Every year, the number of amputees and specially abled individuals in India increases by approximately 23,500. Their requirement for prosthetics is led by various unforeseen circumstances such as accidents, natural disasters, war-like situations, etc.
This requirement directly results in higher daily expenses. Their finances, hence, are adversely affected. Thus, Bajaj Markets features the Mobility Extension Cover from Care Health Insurance Ltd. at a premium rate of Rs. 212 to help one access financial coverage for prosthetic and mobility devices.
Key Features of the Mobility Extension Cover
How to Apply for the Mobility Extension Cover
Given below are the steps to help you apply for the Mobility Extension Cover.
What's Covered
Policy Plan Details & Specifications
The Mobility Extension Cover at a premium rate of Rs. 212.
Nature of Injury/Mishap |
Percentage of Sum Insured (₹10,000) |
Complete loss of eye(s) |
100% |
Complete physical separation of hand or feet |
100% |
Loss of function of both hands or feet |
100% |
Loss of function of one hand or foot |
100% |
Loss of sight in one eye along with loss of function in one hand or foot |
100% |
Complete loss of sight in one eye |
50% |
Physical separation/amputation of one hand or foot |
50% |
Loss of of hand and foot without physical separation |
50% |
Paraplegia |
100% |
Quadriplegia |
100% |
Hemiplegia |
100% |
What’s Not Covered
Pre-existing Medical Conditions
This benefit does not cover accidents, injuries or disabilities that have occurred before the commencement of policy year.
Doctor’s Advice
This benefit does not cover accidents, injuries or disabilities that have occurred before the commencement of policy year.
Clauses, incidents, medical conditions or injuries not mentioned in the coverage details or benefit details are not covered by this policy.
*For complete exclusions, terms and conditions, please read the policy document carefully.
How to Make a Claim
You can claim the Mobility Extension Cover by contacting the insurer in the following ways.
Email
Write to Care Health Insurance Ltd. at claims@careinsurance.com.
Toll-free Number
You can call the insurer on 1800-102-4488 to claim this policy.
Customer Care Details
You can write to Bajaj Markets at insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns.
Frequently Asked Questions About the Mobility Extension Cover
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✔️Can I get braces and joint mobility assistance through this policy?
Yes, this policy can help you get orthopaedic devices and braces to provide support and ease of movement for your limbs. However, these requirements should arise only as a result of an unforeseen accident or unfortunate mishap that occurred during the policy year.
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✔️Will all my medical requirements be taken care of by this policy?
As part of the emergency medical coverage, you will be offered up to ₹2 Lakhs as a benefit under the Mobility Extension Cover. Hence, all the medical requirements that can be covered by the sum insured will be catered to.
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✔️Will an ambulance or other emergency commute be given in case of an accident?
You will be provided with immediate commute assistance at a reasonable cost in case of an accident or sudden illness while on a trip. This includes only road ambulance services.
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✔️How can I contact the policy provider to make a claim?
ManipalCigna Health Insurance Co. Ltd. is the insurer of the Mobility Extension Cover. You may contact them via email (servicesupport@manipalcigna.com) or their toll-free number (1800-201-4462).
