Overview
Dreaming of soaking your feet in cool seawater at a paradisiacal beach, or hiking up a beautiful mountain trail? If you like to be up and about during your travels, the only downside is that it may become difficult to keep an eye on your belongings consistently. And if you unexpectedly lose these important personal items, chances are that your vacation can be irrevocably ruined.
Flight cancellations, theft, or loss of luggage can cause distress and bog down your holiday spirits. In the event that you are caught in such a situation, you might end up wasting precious vacation time running from pillar to post. With the Personal Trip Effects Cover available on Bajaj Markets platform, protect yourself from damage or theft of luggage, loss of money or cheques or from financial costs to replace the loss of passport.
Features & Benefits
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High Coverage
At a cost of just Rs 349, get extensive coverage of up to Rs 1,15,000 to protect yourself from any eventuality while you're travelling.
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Financial expenses for losses
Costs of replacing your wallet and passport, damage or theft of your luggage, or loss of money and cheques will be covered by the Personal Trip Effects Cover.
Note:
Remember that coverage will begin when you leave your home and cease with the event that occurs first - time taken to return to your residence after your trip or expiry of the policy.
Coverage will not begin more than 24 hours before the time of departure and will stop 24 hours after your return.
If you are insuring for a one-way trip, remember that coverage will be terminated if any of the following occurs first:
· Time taken to arrive at your destination
· Expiration of policy
How to Apply for Personal Trip Effects Cover?
Applying for a Personal Trip Effects Cover is fairly simple. You could avail the insurance instantly over a few clicks by following the below mentioned steps:
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Visit Bajaj Markets
Visit our website and go to the Pocket Insurance and VAS products page
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Select Product
Select Personal Trip Effects Cover and click on Buy Now
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Fill Details
Fill out the full details required in the online application form
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Make your payment
Once the application is complete, make the premium payment and you’re good to go now
Claim Process
Should you incur any losses covered under the Personal Trip Effects Insurance,
- Call the toll free number on 1800-11-9966 (for MTNL and BSNL lines) or 1800-266-7780 for others for assistance right away.
- Senior citizens may call on 1800-22-9966.
- Alternatively, write to general.claims@tata-aig.com or send the text message "Claims" to 5616181.
Make sure you also report the theft to the police within six hours of damages occurring. For damage or losses, report to the appropriate authority within six hours and get an official report. This needs to be done especially for claims against or on common carriers and in hotels.
If you wish to raise a claim in the event of any losses to your personal effects, refer to this list of documents you will be required to submit.
· Claim form filled with your details and signed
· A copy of the police report
· Incident report detailing the items you may have lost
· Vouchers in support of replaced luggage
· Vouchers to prove that you had to undertake reasonable additional travel and accommodation, and the expenses thereof in order to secure a replacement of your passport while abroad
· Other requirements stated by the claim examiner
All the documents and the claims form should be returned to us within three days of making the claim.
Manage your queries related to Personal Trip Effects Insurance here
What do personal effects mean?
In insurance parlance, personal effects refer to the items that you carry daily on your person outside your home.
What items are generally covered under personal effects?
Money and jewellery that you generally wear, use or carry are covered under personal effects.
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