Overview
No matter how hard you try to err on the side of caution, mistakes can, and will, find a way to occur. Even if an error is honest, it can lead you into a tight spot, especially if you end up hurting a third party in the process. All you can do to control a situation is exercise a little foresight and be prepared. For instance, you're travelling abroad and inadvertently cause an accident, leading to property damage or bodily harm to someone. The country is foreign to you, and you have little recourse to make amends, especially if it costs a fortune to correct your mistake. Secure yourself against such an eventuality with Personal Trip Liability Cover, now available on Bajaj Markets. Under this policy, you are covered against any financial expenses that you may have to incur to reimburse third party liability.
Features & Benefits
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High Coverage
With a premium of just Rs. 149, you can get up to Rs 1,00,000 personal liability coverage.
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Coverage for financial liabilities
We will cover the financial costs of treating any accidental bodily injuries or bearing property damages caused by you to someone else.
Note:
The coverage of this insurance will begin as soon as you leave your house for your trip and will end with whichever of these events occurs first - your return to your place of residence or the expiry of the policy. In any event, the cover will not be initiated more than 24 hours before your time of departure and will cease 24 hours after you return.
How to Apply for Personal Trip Liability Cover ?
Applying for a Personal Trip Liability Cover is fairly simple. You could avail the insurance instantly over a few clicks by following the below mentioned steps:
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Visit Bajaj Markets
Visit our website and go to the Pocket Insurance and VAS products page
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Select Product
Select Personal Trip Liability Cover and click on Buy Now
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Fill Details
Fill out the full details required in the online application form
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Make your payment
Once the application is complete, make the premium payment and you’re good to go now
Claim Process
Inform the insurer about the incident at the earliest by calling on the 24-hour toll-free number 1800-266-7780, or 1800-11-9966 for BSNL and MTNL users.
Senior citizens may call 1800-22-9966.
You may also register your claim by writing to the insurer at general.claims@tata-aig.com or sending "Claims" via SMS to 5616181.
Along with your filled and signed claims form, you will have to present the following documents within three days of making the original claim:
● Incident report
● A police report, if any
● Complete details of the grieved third party such as age, nationality and occupation
● Any medical and investigative reports
● Copy of an internal investigation report of the incident
● A formal claim which may have been received from the injured third party
Manage your queries related to Personal Trip Liability Cover here
Does the Personal Trip Liability Cover reimburse me if my property is damaged?
No, your own cover will not pay for damages to your property caused by someone else.
Will my travel insurance cover my personal liabilities?
Not all travel insurances cover your personal liabilities. Some may offer this as an add-on to your existing policy at a small additional charge. With Bajaj Markets, you can purchase this cover only at Rs 149.
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