Pollution level has been on a steady rise globally, owing to the rapid urbanisation and industrialisation. This has given rise to various =illnesses, notably respiratory problems that occur due the increasing pollution issues. Treating these health issues means a big blow on your savings. However, with the right financial cover at hand, you can manage these easily. This is why we present to you, Care Health Insurance’s Pollution Cover, offering coverage of up to Rs. 2 lakhs at just Rs. 531/year.
The following reasons make this plan a must have:
Here are the steps that will help you apply for pollution insurance online:
That’s it! You will get the membership and policy details on your registered email Id.
Here are all the inclusions under the Pollution insurance policy:
Get a sum insured up to Rs. 2 Lakhs, compensating for the hospitalisation cost. The plan also covers the expenses incurred during both pre-hospitalisation and post-hospitalisation periods for 30 days and 60 days, respectively.
The plan offers covers for doctors' fees and charges both before and after hospitalisations. It also compensates for the subsequent consultation charges. Additionally, it bears the cost associated with the purchase of medicines.
The plan covers the expenses incurred for diagnostic tests done before or during the treatment for accurate detection of the ailment.
Following are the Pollution Cover plan details.
Pollution cover extends a maximum sum assured of Rs. 2 Lakhs and a minimum sum assured of Rs. 50,000.
Following are the premium that you have to bear on the stated sum insured
Premium (inclusive of taxes)
Up to Rs. 50,000
Up to Rs. 1 Lakh
|Up to Rs. 2 Lakhs||
*Note that the premium amount is inclusive of the GST.
Here are the exclusions of a Pollution Cover:
No Cover for Non-respiratory Ailments
The plan excludes financial compensation for any disease other than respiratory ailments.
Pre-existing Health Conditions
Pollution cover does not provide protection against pre-existing health conditions.
Waiting Period of 90-days
The Pollution Insurance does not offer cover for hospitalisation expenses within 90 days of the commencement of the plan.
File your claim for Pollution insurance in following the ways:
Contact the insurer on the toll-free number: 1800-102-4488.
Send in your claims through email at email@example.com. Do forget to mention the policy number and other details.
You can connect with us at Bajaj MARKETS. Just write to us at: firstname.lastname@example.org
No, under the plan, you will not receive monetary support for pre-existing conditions.
No, you cannot purchase this Pollution Cover offline; you can simply visit the Bajaj MARKETS website.
You cannot renew this Pollution Cover; you need to repurchase it.
You need to pay an affordable yearly fee of Rs. 531 for the coverage amount of Rs. 50000, helping you manage your budget effectively and dodge the monetary burden.
You need to keep the following documents in order to claim for the Pollution cover:
Duly signed claim form
Final hospital bill