No one’s a stranger to the potentially dangerous effects of pollution on health. Pollution-related illnesses can range from mild to moderate to extremely severe. Severe conditions often require specialised treatment from medical professionals.
Group Activ Health - Pollution (Water and Air) Cover from Aditya Birla Health Insurance Co. Ltd. will pay for the policyholder's hospitalisation costs in case of typhoid, tuberculosis, and meningitis at the low price of Rs. 848/year. Let us see the main benefits of this policy and how you can avail them.
Here are the primary benefits of the Pollution (Water & Air) Cover Plan:
The insured person’s hospitalisation costs incurred following a disease or wound that occurs during the policy period up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.
The insured person’s medical fees incurred on daycare treatment following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.
The insured person’s healthcare costs incurred on domiciliary hospitalisation following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.
The insured person’s pre-hospitalization medical costs incurred following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.
The insured person’s post-hospitalization medical costs incurred following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.
The application process for this insurance plan is simple and straightforward. You may follow the following steps to get started.
Click on ‘Buy Now’ and complete an online application form.
Enter an OTP sent to your mobile number for form completion.
Complete the payment through credit/debit card, UPI or any other online payment method.
You are good to go! On completing the above steps, you will receive an email and a WhatsApp text with all the details of your Pollution (Water & Air) Cover Plan.
You are eligible for Pollution (Water and Air) Cover if you are between the age group of 18 and 55 years of age, as on your last birthday.
Here are the primary benefits that you can avail by investing in the Pollution (Water & Air) Cover Plan:
You shall be indemnified against the costs that you spend during hospitalisation due to tuberculosis, typhoid, and meningitis.
Here are the specifications of the Pollution (Water & Air) Cover Plan that you must know:
Under the Pollution (Water & Air) Plan, you get up to Rs. 30,000 in sum insured for hospitalisation charges, medical examinations, doctor's bills, medicines, treatment costs, and room rent.
The duration of the Pollution (Water & Air) Cover is fixed at one year.
Listed below are the expenses and causes for which you will not be covered under the Pollution (Water & Air) Cover Plan:
If you have been hospitalised due to causes other than Tuberculosis, Typhoid, and Meningitis, the expenses will not be covered.
The costs that you send at an OPD are excluded from the cover.
If you are above the age of 55 years, you will not get coverage under the policy.
If you have been hospitalised before the policy commencement, the expenses will not be covered.
There will be no coverage for those conditions that you already suffer from at the time of buying the policy.
You can reach out to the customer care team to raise a claim in any of the following ways under this hospital insurance plan:
Hospitalisation costs, medical examinations, doctor's bills, medicines, treatment expenses, and room rent for the treatment of typhoid, tuberculosis, and meningitis can all be claimed by calling the toll-free number 1800-270-7000. Your claim will be registered by the representative.
You can send an email to healthinsurance@adityabirlacapital.com mentioning your policy number and other relevant details.
You can always email us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Pollution (Water & Air) Cover Plan policy, coverage, and more. Our team is always at your service.
The premium amount you have to pay to get the Pollution (Water & Air) Cover Plan is Rs. 848. The amount is inclusive of all taxes at the low price of Rs. 848.
This Pollution (Water & Air) Cover Plan policy offers coverage for expenses incurred during hospitalisation due to typhoid, tuberculosis, and meningitis. Everything from diagnostic procedures to doctor visits, prescription drugs, hospital rooms, and treatment is paid for with this plan in the above conditions.
The Pollution (Water & Air) Cover Plan does not cover the expenses you have incurred on hospitalisations due to causes other than Typhoid, Tuberculosis and Meningitis, OPD, hospitalisations before the policy commencement, and pre-existing diseases. Additionally, if you are aged above 55 years, the company shall not indemnify the expenses.
The maximum coverage amounts to Rs. 30,000 for hospitalisation charges, medical examinations, doctor's bills, medicines, treatment costs, and room rent.
The Pollution (Water & Air) Cover Plan is valid for one year.