Buy Pollution (Water & Air) Cover Plan  at just ₹848 per year.

What is the Pollution (Water & Air) Cover Plan?

No one’s a stranger to the potentially dangerous effects of pollution on health. Pollution-related illnesses can range from mild to moderate to extremely severe. Severe conditions often require specialised treatment from medical professionals.

Group Activ Health - Pollution (Water and Air) Cover from Aditya Birla Health Insurance Co. Ltd. will pay for the policyholder's hospitalisation costs in case of typhoid, tuberculosis, and meningitis at the low price of Rs. 848/year. Let us see the main benefits of this policy and how you can avail them.

Key features of Pollution (Water & Air) Cover Plan

Here are the primary benefits of the Pollution (Water & Air) Cover Plan:

  • In-patient Hospitalisation

The insured person’s hospitalisation costs incurred following a disease or wound that occurs during the policy period up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.

  • Day Care Treatment

The insured person’s medical fees incurred on daycare treatment following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.

  • Domiciliary Hospitalisation

The insured person’s healthcare costs incurred on domiciliary hospitalisation following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.

  • Pre - hospitalisation Medical Expenses

The insured person’s pre-hospitalization medical costs incurred following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.

  • Post - hospitalisation Medical Expenses

The insured person’s post-hospitalization medical costs incurred following a disease or wound that occurs when the policy is in effect up to the number of days as specified in the Pollution (Water & Air) Cover Plan will be covered.

 

How to apply for the Pollution (Water & Air) Cover Plan?

The application process for this insurance plan is simple and straightforward. You may follow the following steps to get started.

Pollution (Water & Air) Cover Plan?
  • Step 1: Fill Online Application Form

    Click on ‘Buy Now’ and complete an online application form.

  • Step 2: Enter OTP

    Enter an OTP sent to your mobile number for form completion.

  • Step 3: Make Online Payment

    Complete the payment through credit/debit card, UPI or any other online payment method.

You are good to go! On completing the above steps, you will receive an email and a WhatsApp text with all the details of your Pollution (Water & Air) Cover Plan.

Eligibility criteria

You are eligible for Pollution (Water and Air) Cover if you are between the age group of 18 and 55 years of age, as on your last birthday.

What’s covered under the Pollution (Water & Air) Cover Plan?

Here are the primary benefits that you can avail by investing in the Pollution (Water & Air) Cover Plan:

You shall be indemnified against the costs that you spend during hospitalisation due to tuberculosis, typhoid, and meningitis.

Policy Plan Details & Specifications

Here are the specifications of the Pollution (Water & Air) Cover Plan that you must know:

  • Coverage 

Under the Pollution (Water & Air) Plan, you get up to Rs. 30,000 in sum insured for hospitalisation charges, medical examinations, doctor's bills, medicines, treatment costs, and room rent.

  • Validity

The duration of the Pollution (Water & Air) Cover is fixed at one year.

What’s not Covered under the Pollution (Water & Air) Plan?

Listed below are the expenses and causes for which you will not be covered under the Pollution (Water & Air) Cover Plan:

Other illnesses 

If you have been hospitalised due to causes other than Tuberculosis, Typhoid, and Meningitis, the expenses will not be covered.

OPD expenses

The costs that you send at an OPD are excluded from the cover.

Age criteria

If you are above the age of 55 years, you will not get coverage under the policy.

Timeframe

If you have been hospitalised before the policy commencement, the expenses will not be covered.

Pre-existing illnesses 

There will be no coverage for those conditions that you already suffer from at the time of buying the policy. 

How to make a claim?

You can reach out to the customer care team to raise a claim in any of the following ways under this hospital insurance plan:

  • Call

Hospitalisation costs, medical examinations, doctor's bills, medicines, treatment expenses, and room rent for the treatment of typhoid, tuberculosis, and meningitis can all be claimed by calling the toll-free number 1800-270-7000. Your claim will be registered by the representative. 

  • Email

You can send an email to healthinsurance@adityabirlacapital.com mentioning your policy number and other relevant details.

Customer care details

You can always email us at insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Pollution (Water & Air) Cover Plan policy, coverage, and more. Our team is always at your service.

 

Frequently Asked Questions

  • ✔️What is the premium amount for the Pollution (Water & Air) Cover Plan?

    The premium amount you have to pay to get the Pollution (Water & Air) Cover Plan is Rs. 848. The amount is inclusive of all taxes at the low price of Rs. 848.

  • ✔️What are the benefits offered by the Pollution (Water & Air) Cover Plan?

    This Pollution (Water & Air) Cover Plan policy offers coverage for expenses incurred during hospitalisation due to typhoid, tuberculosis, and meningitis. Everything from diagnostic procedures to doctor visits, prescription drugs, hospital rooms, and treatment is paid for with this plan in the above conditions.

  • ✔️What are the benefits not covered under the Pollution (Water & Air) Cover Plan?

    The Pollution (Water & Air) Cover Plan does not cover the expenses you have incurred on hospitalisations due to causes other than Typhoid, Tuberculosis and Meningitis, OPD, hospitalisations before the policy commencement, and pre-existing diseases. Additionally, if you are aged above 55 years, the company shall not indemnify the expenses.

  • ✔️What is the maximum coverage offered by the Pollution (Water & Air) Cover Plan?

    The maximum coverage amounts to Rs. 30,000 for hospitalisation charges, medical examinations, doctor's bills, medicines, treatment costs, and room rent.

  • ✔️What is the tenure of the Pollution (Water & Air) Cover Plan?

    The Pollution (Water & Air) Cover Plan is valid for one year.