Coverage of up to Rs. 5000 | Buy Rehabilitation Cover at just Rs. 179

What is a Rehabilitation Cover?

A rehabilitation process is essential for every patient who has undergone surgery or prolonged illness. This treatment has been designed to ensure the smooth recovery of patients after an injury or illness. However, the expenses of such a treatment can be high and financially straining for the patient or family. You can remain stress-free with the right and adequate plan in such a scenario! You can check out the rehabilitation insurance plan, which comes at a nominal premium of Rs. 179/annum.

Key Features of Rehabilitation Cover

Here are some of the features that come along with the rehab insurance plan:

Coverage for consultation and counselling services

This covers the insured person undergoing consultation or counselling services at a renowned rehabilitation unit.

Comprehensive coverage

During the policy period, if the policyholder suffers from illness/injury as specified in the policy details, they are eligible to raise a claim under this plan.

Annual coverage

Policyholders can avail the benefits of this insurance cover for a period of 1 year from the date of policy purchase.

How to Apply for the Rehabilitation Cover?

The application process for a rehabilitation insurance policy comes in a few simple steps. All you need to do is follow them to get the coverage:

  • Tap on the ‘Buy Now’ Button

    Just click on the ‘Buy Now’ button to purchase this policy.

  • Feed in the Details

    Input your basic details and submit the application form.

  • Make Instant Payment

    Lastly, complete the purchase by paying the premium through any of the preferred online payment modes.

 

You will receive an email containing all the necessary membership details upon confirmation of successful policy purchase.

Eligibility Criteria

To purchase a rehabilitation insurance cover, you must meet the basic qualifying parameters listed below:

  • Applicants within the age bracket of 18-65 years can opt for this plan.

  • One must be an Indian resident.

What’s Covered?

  • Coverage for customary and reasonable charges

    The expenses will be covered towards the customary and reasonable charges, including consultation fees, specialist consultation and prolonged physiotherapy for rehabilitation. *Note that the benefits will be offered only if the rehabilitation treatment is medically necessary and recommended by the concerned medical practitioner.

Policy Plan Details and Specifications

Before opting for a rehabilitation insurance cover, it is essential to know about certain pointers defining this plan:

  • Coverage amount

Get coverage of up to Rs. 5, 000 at just Rs. 179/annum (including GST).

  • Plan validity

This plan comes with a validity of 1 year.

What’s not Covered?

Let’s also learn about certain exclusions of rehab insurance plans:

  • No coverage before 48 hours of hospitalisation

This cover is only applicable after 48 hours of hospitalisation.

  • Pre-existing diseases not covered

Under this plan, no pre-existing diseases will be covered. 

  • Zero rehabilitation benefits till waiting period

Rehabilitation benefits will not be applicable prior to 30 days of an initial waiting period.

  • Pre-hospitalisation charges not covered

This plan only covers the post-hospitalisation expenses or treatment.

How to Make a Claim?

If you want to raise a claim against a rehabilitation insurance plan, then you can get in touch with your concerned insurer via the following methods:

  • Via phone call

Dial this toll-free number – 1800-102-4462 to receive prompt action.

  • Via Email-ID

You can also send an email to the customer support team at servicesupport@manipalcigna.com by specifying the policy number and other relevant details.

Documents Required to Process the Claim

To file the claim, policyholders are required to submit the following documents to ensure hassle-free claim processing:

  • Date of admission

  • Policy number

  • Policyholder’s name

  • Nature of illness/injury/critical illness/accident

  • Date of death/disablement (if applicable)

  • Relationship details with the insured person based on which the claim is lodged

  • Address and name of the concerned medical practitioner and hospital

Customer Care Details

For any queries regarding the insurance products, you can contact Bajaj MARKETS. To receive a prompt response regarding your doubts or queries, you can write an email to insuranceconnect@bajajfinservmarkets.in.

Rehabilitation Cover FAQs

  • ✔️What is the waiting period for a rehabilitation insurance plan?

    An initial waiting period of 30 days is applicable for all policyholders under the rehabilitation insurance plan.

  • ✔️Am I eligible to receive coverage for the availed rehabilitation services without my doctor’s recommendation?

    No, you are not eligible because, as per policy specifications, coverage is only offered if the policyholder’s medical practitioner assures the medical necessity of availing of rehabilitative services.

  • ✔️Is rehabilitation cover offered by Bajaj MARKETS itself?

    No, you can purchase rehabilitation insurance cover on the Bajaj MARKETS website. Moreover, you can also find a range of exclusive plans offered by leading insurance companies on the website, along with details and additional benefits.

  • ✔️If I lack the necessary documents, can I still claim for the incurred expenses?

    No, you must submit the aforementioned documents to ensure a prompt and hassle-free claim processing.

  • ✔️I do not have a net banking facility. How can I pay the premium amount?

    You can still pay the premium amount via other online payment methods, such as debit/credit card, UPI, mobile wallet, etc.