Buy Super Top-up 1 Cover at Just Rs 2,208/year BUY NOW

What is Super Top-up 1 Cover?

Taking care of your health is a primary aspect of your life. However, you might encounter a health emergency because of which you might get hospitalised. Hospitalisation can put a substantial financial burden on your shoulders. However, your health should be your only concern if you are hospitalised. No need to worry! You can safeguard yourself from any health emergency and hospitalisation expenses by enrolling in an insurance plan that covers these costs. Apply for the Super Top-1 coverage and get all your hospitalisation expenses covered at just Rs 2,208/year. The policy provides hospitalisation coverage for up to Rs. 10 lakhs.


How to Apply for the Super Top-up 1 Cover

The application process for the Super Top-up plan is quite easy. You can follow the steps below to apply for Super Top-up 1:

  • Step 1: Click on the 'Buy Now' option

    You will find the ‘Buy Now’ option at the top of the screen. Click on the option to start the application process.

  • Step 2: Fill in your basic details.

    A window will open on your screen. Fill in all your basic details, like name, phone number, e-mail address, etc., in the window.

  • Step 3: Make the payment for the premium.

    Once you fill out the form, pay the premium to complete the process. You can use any online payment mode, like credit cards, debit cards, etc., to make the payment.

That’s it! Once the payment is received, you will receive all the membership details and the policy documents via e-mail. Ensure that you enter the correct e-mail ID to obtain these documents.

Eligibility Criteria

If you are interested in applying for a Super Top-up 1 cover, you must meet the policy's eligibility criteria. The conditions for this plan are:


  • The person covered under the policy must be in the age group of 36 to 50 on the last birthday.

  • Only women are eligible for this policy.

  • The individual must be an Indian citizen.

Your application will not be accepted if you do not meet the eligibility criteria.

What's Covered Under Super Top-up 1 Cover?

Listed below are the few inclusions of the Super Top-up 1:

1. Hospitalisation expenses

The Super Top-up 1 plan covers all your hospitalisation expenses. The policy will cover your regular and ICU room rent. The upper limit on the room rent is Rs 5,000 per day, and the limit increases to Rs. 10,000 for an ICU room.


The maximum amount for any other hospital rooms is restricted to 1% of the total sum insured. The policy also covers the cost of domiciliary hospitalisation.

2. Pre-existing diseases

After a waiting period of 4 years, you will become eligible for coverage for different pre-existing diseases. 

3. Ambulance expenses

The cost of a road ambulance up to Rs. 1,000 is covered under the policy if you avail of an ambulance during an emergency.

4. Day Care Procedures

The policy gives you coverage for about 527 daycare procedures.

What’s more?

  • Under the plan, you can get coverage for internal congenital diseases.

Policy Plan Details & Specifications 

The important details and specifications of the plan include:

  • Coverage limit

All the hospitalisation expenses like room rent are covered under the policy. The sum insured for this policy is Rs. 10 lakhs, and the policy comes with deductibles of Rs. 5 lakhs.

  • Validity

The policy is valid for one year. However, you can get it renewed every year.

What’s not Covered under Super Top-up 1 Cover? 

Some aspects of hospitalisation and treatments are not covered under the Super Top-up 1 plan. These exclusions are:

1. Physical Consultations and OPD

The policy will not cover the consultation cost if you meet with a doctor to discuss your health concerns. 

2. Cost of dependents

The policy only covers the individual who buys the policy. The Super Top-up 1 policy covers no dependents.

3. Pre-existing conditions

Suppose you have a pre-existing condition, and four years have not passed since the diagnosis. In that case, the condition will not be covered under the policy.

4. An emergency arising from war

If you need hospitalisation or treatment because of a war, the treatment will not be covered by the policy.

5. Willful exposure

If the hospitalisation results from self-harm or deliberate exposure to danger, the policy will not cover it. 


Note: The waiting period for the policy is 30 days.

How to Make a Claim

Registering a claim is a straightforward process. Here is how you can proceed:

  • Call

You can reach out to the insurer by calling on their toll-free number. You can call them at 1800-270-7000 and register your claim.

  • E-mail

You can also write an e-mail at to explain the requirements. Make sure you add your policy documents and other relevant details to the mail.

Customer Care Details

You can also reach out to us if you have any queries regarding the policy. You can drop in a mail at 

Frequently Asked Questions

What is the waiting period for the policy exclusions?

You will be eligible for a few exclusions from the policy after a waiting period of 2 years. This includes surgeries like Cataracts, Glaucoma, etc.

How long will it take to receive the Super Top-up policy documents?

Once you make the payment for the policy, you will receive the details and the policy documents in the next few minutes. Check your mail for details on your membership.

Will OPD expenses be covered under this policy?

The cost of walk-ins and OPD expenses are not covered under the policy. The policy only covers hospitalisation expenses and treatments listed under the policy.

Will the hospitalisation expenses of the spouse be covered under the policy?

No, the plan only covers the individual hospitalisation expenses of the policyholder, and no dependents are covered in the policy.

Loan Offer
Download App