Buy Super Top up Cover For Women at just Rs 2,548 per year BUY NOW

What is the Super Top-up Cover?

Group Protect - Super Top-up from Aditya Birla Health Insurance Co. Ltd. is a unique coverage plan for women. Now, women who are worried about the expenses they might have to incur on hospitalisation due to accidents can avail of this plan. The Super Top-up Cover offers coverage to women in case of any emergency and hospitalisation for up to Rs. 10 lakh at a premium of just Rs. 2,548/year. Here is everything that is covered under this policy that makes it an exceptional investment option. 

Key features of the Super Top-up Cover

Listed below are the key features of the Super Top-up Cover:

  • OPD Expenses

Suppose you incur expenses for medically necessary treatment during the policy period due to an illness or injury. In that case, the amount will be repaid up to the limits specified.

  • Diagnostic Tests

If you incur expenses on the medically required diagnostics tests that are listed in the Super Top-up Cover, they will be indemnified. However, these must have been incurred on an outpatient basis up to the limits specified in the policy.

  • Pharmacy Expenses

Suppose you have any medically required pharmacy expenses, as listed in the Super Top-up Cover, incurred on an outpatient basis. In that case, they will be repaid up to the limits specified in the policy.


How to apply for the Super Top-up Cover?

Follow the steps listed below to apply for the Super Top-up Cover:

  • Step 1: Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Step 2: Confirm Your Application

    Enter your mobile number to receive an OTP. Use the OTP you have received to confirm your online application form.

  • Step 3: Pay the Premium

    Once the application for the cover has been covered, pay the premium amount online. You can use your credit card, debit card, UPI, or mobile wallet.

Eligibility criteria

The Super Top-up Cover can be taken only by women who fall between the ages of 26 and 45, on their last birthday. 

What’s covered under the Super Top-up Cover?

The primary benefit offered under the Super Top-Up Cover is hospitalisation or treatment benefits.

Hospitalisation or treatment benefits

Rent given for a room can be claimed up to Rs. 5000/day for a regular room. The room rent limit of the ICU room is Rs. 10,000 a day. Moreover, the plan covers up to 527 daycare procedures. Expenses incurred on domiciliary hospitalisation are also included.

Ambulance expenses

Suppose you incur any expenses for transporting the patient via an ambulance. In that case, these expenses are covered up to Rs. 1000 for every incident in case there was an emergency. 

Congenital diseases

The Super Top-up Cover also covers internal congenital diseases.

Policy Plan Details & Specifications

Here are the specifications of the Super Top-up Cover that you must know:

  • Coverage 

The maximum coverage offered by the Super Top-up Cover is Rs. 10 lakh.

  • Tenure 

The Super Top-up Cover is valid for one year. 

What’s not covered?

Listed below are the expenses and causes for which you will not be covered under the Super Top-up Cover:

Consultations at an OPD

Any consultation taken at an OPD is not covered by the policy. 

Pre-existing illnesses

Pre-existing diseases are not covered till the 4-year waiting period has elapsed.

Policyholder’s dependents

The expenses that you incur on any dependent’s treatment are excluded from the cover. 

Act of wars

Any need for treatment that is a consequence of a war or an act of war is not covered under the policy. 

Intentional injury

If you expose yourself to dangerous situations deliberately, self-injure intentionally, or do not adhere to advice extended medically, you will not be given the coverage.

How to make a claim

Raising a claim is extremely easy! You have to call or email the customer care team at the contact details mentioned below:

  • Call

You can call the toll-free number, 1800-270-7000, to claim the expenses incurred on hospitalisation and other treatments.

  • Email

You can email mentioning your policy number and other relevant details.

Customer care details

You can always write to us at We will quickly resolve all your queries and doubts regarding the Super Top-up Cover policy, coverage, and more. Our team is always available to assist you.


Frequently Asked Questions (FAQs)

The premium amount you have to pay to avail of the Super Top-up Cover benefits is Rs. 2,548. The premium amount is inclusive of all taxes.

The Super Top-up Cover for Women offers coverage for hospitalisation and treatment.

The tenure of the Super Top-up Cover plan is valid for one year.

The Super Top-up Cover plan shall not be permissible for OPD consultations, treatment for any dependents of the policyholder, any pre-existing conditions up to the 4-year waiting period, the treatment arising directly or indirectly or consequent upon war or any act of war, and wilful or deliberate exposure to danger, intentional self-injury, or non-adherence to medical advice.


The Super Top-up Cover for Women offers up to Rs. 10 lakh coverage.

The waiting period initially for Super Top-up Cover is 30 days. For exclusion, the same is for two years.


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