A critical step towards taking care of yourself
Nothing in healthcare costs less than a few lakhs, including surgery, medications, and other treatments. The need for a comprehensive health plan has been highlighted by rising healthcare costs and increased disease susceptibility across all age groups. It is currently necessary to obtain the most exceptional health insurance policy for you and your loved ones.
Most people put off getting health insurance because they think their biggest expense will be surgery. However, with Aditya Birla Health Insurance Co. Limited’s Surgical Cover 36-50 Years Plan offered by Bajaj Finance, your expenses related to surgeries will be covered so that you can overcome such emergency circumstances without any hassles. So get the Surgical Cover 36-50 Years Plan today with a coverage of up to Rs. 5 lakhs at just Rs. 5,098/year. To know more, keep reading!
The Surgical Cover (36-50 Years) Plan application process is straightforward. To obtain one, simply take the following actions:
Select ‘Buy Now’ on the application process page and share your basic details.
Enter all the required information details in the online application form.
Make a quick online payment using any of the various options available, such as net banking, UPI, and credit or debit card.
The policy is yours now! The membership details will be sent to your registered email address or WhatsApp number.
The Surgical Cover (36-50 Years) Plan can only be availed if the following criteria are met:
The applicant for insurance must be a resident of India.
If your age as of your last birthday falls between 36 and 50, you are eligible for the Surgical Cover (36-50 Years) Plan.
Suppose the policyholder suffers from any 16 critical illnesses specified in the policy and requires surgery. In that case, the policy will provide the insured coverage of up to Rs. 5 lakhs at a premium of just Rs. 5,098. The 16 critical illnesses include; cancer treatment; coronary artery by-pass surgery; major organ transplantation; heart valve replacement; bone marrow transplant; pulmonary artery graft surgery; neurosurgery; coronary artery by-pass surgery; surgical treatment for stroke; surgery for pheochromocytoma; aorta graft surgery; lung transplant surgery; surgical treatment of coma; surgical treatment for a benign brain tumour; kidney transplant surgery; skin grafting surgery for major burns.
If the insured is admitted to the hospital, they must pay daily room expenses to access a bed there. With our policy, the insured does not have to worry about the room rent charges, as we will cover single private room expenses with air conditioning for normal and ICU patients.
The policy will provide the insured coverage against pre and post-hospitalisation for 30 & 60 days respectively, at just Rs. 5,098.
Under this policy, the insured will also get coverage for ambulance expenses up to Rs. 3,000 per hospitalisation.
Here are the Surgical Cover (36-50 Years) Plan’s policy details and specifications:
Coverage for hospitalisation expenses due to surgery up to Rs. 5 lakhs at a premium of just Rs. 5,098.
Coverage for ambulance expenses up to Rs. 3,000 per hospitalisation.
The plan is valid for one year.
The following things are excluded from the Surgical Cover (36-50 Years) Plan:
Any pre-existing illness; or any complications resulting from such a condition.
Any hospitalisation expenditures incurred by the insured due to a condition other than those listed as critical diseases under this policy will not be covered by this policy.
Within the first 90 days of the policy’s commencement date, if the policyholder is diagnosed with any critical illness as specified in the policy, the plan will not cover such expenses.
By contacting the insurer in one of the ways listed below, you can make a claim:
Call on the toll-free number - 1800-270-7000 to make a claim within the specified date as mentioned in the policy.
You can also contact the insurer through email at care.healthinsurance@adityabirlacapital.com with the policy number and further details.
To get in touch with us, you may email us at insuranceconnect@bajajfinservmarkets.in or visit Bajaj Markets.
Yes, with the Surgical Cover (36-50 Years) Plan, the policyholder can get insured against 16 critical illnesses, surgical costs, pre and post-hospitalisation expenses, room rent expenses, and ambulance costs, all in one policy with a coverage of up to Rs. 5 lakhs at just Rs. 5,098.
Yes, suppose the policyholder is diagnosed with any critical illness as specified in the policy within the first 90 days of the policy’s commencement date. In that case, the plan will not cover such expenses.
Yes, the policy will cover room rent expenses, pre-post hospitalisation expenses, and any ambulance charges up to Rs. 3,000 per hospitalisation.
No, the Surgical Cover (36-50 Years) Plan can only be availed if your age as of your last birthday falls between 36 and 50. However, after one year, you can apply for the policy.