Buy Surgical Cover Plan 36-50 Years at just ₹5,098 per year. 

 

What is the Surgical Cover (36-50 Years) Plan?

Nothing in healthcare costs less than a few lakhs, including surgery, medications, and other treatments. The need for a comprehensive health plan has been highlighted by rising healthcare costs and increased disease susceptibility across all age groups. It is currently necessary to obtain the most exceptional health insurance policy for you and your loved ones.

Most people put off getting health insurance because they think their biggest expense will be surgery. However, with Aditya Birla Health Insurance Co. Limited’s Surgical Cover 36-50 Years Plan offered by Bajaj Finance, your expenses related to surgeries will be covered so that you can overcome such emergency circumstances without any hassles. So get the Surgical Cover 36-50 Years Plan today with a coverage of up to Rs. 5 lakhs at just Rs. 5,098/year. To know more, keep reading!  

 

How to Apply for the Surgical Cover (36-50 Years) Plan?

The Surgical Cover (36-50 Years) Plan application process is straightforward. To obtain one, simply take the following actions:

  • Click on Buy Now

    Select ‘Buy Now’ on the application process page and share your basic details.

  • Fill in the Details

    Enter all the required information details in the online application form.

  • Make the Payment

    Make a quick online payment using any of the various options available, such as net banking, UPI, and credit or debit card.

 

The policy is yours now! The membership details will be sent to your registered email address or WhatsApp number.  

 

Eligibility Criteria

The Surgical Cover (36-50 Years) Plan can only be availed if the following criteria are met:

  • The applicant for insurance must be a resident of India.

  • If your age as of your last birthday falls between 36 and 50, you are eligible for the Surgical Cover (36-50 Years) Plan.  

What’s Covered under the Surgical Cover (36-50 Years) Plan?

  • Surgery Coverage

    Suppose the policyholder suffers from any 16 critical illnesses specified in the policy and requires surgery. In that case, the policy will provide the insured coverage of up to Rs. 5 lakhs at a premium of just Rs. 5,098. The 16 critical illnesses include; cancer treatment; coronary artery by-pass surgery; major organ transplantation; heart valve replacement; bone marrow transplant; pulmonary artery graft surgery; neurosurgery; coronary artery by-pass surgery; surgical treatment for stroke; surgery for pheochromocytoma; aorta graft surgery; lung transplant surgery; surgical treatment of coma; surgical treatment for a benign brain tumour; kidney transplant surgery; skin grafting surgery for major burns.

  • Room Rent Coverage

    If the insured is admitted to the hospital, they must pay daily room expenses to access a bed there. With our policy, the insured does not have to worry about the room rent charges, as we will cover single private room expenses with air conditioning for normal and ICU patients.

  • Pre-Post Hospitalisation Coverage

    The policy will provide the insured coverage against pre and post-hospitalisation for 30 & 60 days respectively, at just Rs. 5,098.

  • Ambulance Coverage

    Under this policy, the insured will also get coverage for ambulance expenses up to Rs. 3,000 per hospitalisation.

Policy Plan Details & Specifications

Here are the Surgical Cover (36-50 Years) Plan’s policy details and specifications:

  • Coverage Limit

  • Coverage for hospitalisation expenses due to surgery up to Rs. 5 lakhs at a premium of just Rs. 5,098.

  • Coverage for ambulance expenses up to Rs. 3,000 per hospitalisation. 

  • Validity

The plan is valid for one year.

 

What’s not Covered?

The following things are excluded from the Surgical Cover (36-50 Years) Plan:

  • Pre-existing illnesses 

Any pre-existing illness; or any complications resulting from such a condition.

  • Other diseases

Any hospitalisation expenditures incurred by the insured due to a condition other than those listed as critical diseases under this policy will not be covered by this policy.

  • Illnesses in the initial period

Within the first 90 days of the policy’s commencement date, if the policyholder is diagnosed with any critical illness as specified in the policy, the plan will not cover such expenses. 

 

How to Make a Claim? 

By contacting the insurer in one of the ways listed below, you can make a claim:

  • Call

Call on the toll-free number - 1800-270-7000 to make a claim within the specified date as mentioned in the policy. 

  • Email 

You can also contact the insurer through email at care.healthinsurance@adityabirlacapital.com with the policy number and further details.

 

Customer Care Details

To get in touch with us, you may email us at insuranceconnect@bajajfinservmarkets.in or visit Bajaj Markets.

 

Frequently Asked Questions

  • ✔️Is Surgical Cover a (36-50 Years) Plan a comprehensive health cover?

    Yes, with the Surgical Cover (36-50 Years) Plan, the policyholder can get insured against 16 critical illnesses, surgical costs, pre and post-hospitalisation expenses, room rent expenses, and ambulance costs, all in one policy with a coverage of up to Rs. 5 lakhs at just Rs. 5,098. 

     

  • ✔️Are there any waiting periods for claims under this coverage?

    Yes, suppose the policyholder is diagnosed with any critical illness as specified in the policy within the first 90 days of the policy’s commencement date. In that case, the plan will not cover such expenses. 

     

  • ✔️Will this policy cover ambulance and room rent expenses in case of hospitalisation?

    Yes, the policy will cover room rent expenses, pre-post hospitalisation expenses, and any ambulance charges up to Rs. 3,000 per hospitalisation.  

     

  • ✔️I am 35 years old. Can I apply for this policy?

    No, the Surgical Cover (36-50 Years) Plan can only be availed if your age as of your last birthday falls between 36 and 50. However, after one year, you can apply for the policy.