Buy Surgical Cover For Female Only (18-40 Years) at just ₹4,248 per year. Buy Now

What is the Surgical Cover for females only (18-40 years)?

Surgery can prove to be a very expensive ordeal. Women often go through surgical procedures where they have to bear huge costs, and unless they have stable financial backing, it can bear a huge brunt on their life and their future. To prevent this from happening, Bajaj Finserv has come up with a Surgical Cover Plan which is for females who belong to an age group between 18 to 40 years. The Surgical Cover for females only (18-40 years) provides insurance coverage of up to Rs. 5 lakhs and includes treatment expenses of 16 major illnesses that can happen to any female within that age group. You can purchase this policy at a premium of just Rs. 4,248/year. This insurance cover will keep you financially protected from expensive surgical procedures and help you relieve your financial burden. Let us see how you can get this plan. 

How to Apply for the Surgical Cover for females only (18-40 years) Insurance?

The application process for the Surgical Cover for females only (18-40 years) is straightforward and hassle-free. Follow a few simple steps below to get covered immediately:

  • Click on Buy Now

    Select ‘Buy Now’ on the application process page and share your basic details.

  • Fill in the Details

    Enter all the required information details in the online application form.

  • Make the Payment

    Make a quick online payment using any of the various options available, such as net banking, UPI, and credit or debit card.


That’s it! You will receive the membership details on your registered email ID or mobile number.

Eligibility Criteria

To opt for the Surgical Cover for females only (18-40 years) Insurance Plan, you need to meet the basic eligibility parameters listed below:


  • Only women between the age of 18 and 40 years can opt for this plan. 

What's Covered under the Surgical Cover for females only (18-40 years)?

  • Surgical Cover

    In the Surgical Cover for females only (18-40 years), 6 major illnesses, including domestic hospitalisation are covered.

  • Various Surgeries included

    Various surgeries such as Coronary Artery By-Pass surgery, Cancer Treatment, Heart Valve Replacement, Major Organ Transplantation, Neurosurgery, and more are included in this insurance cover.

  • Hospital Room

    With the Surgical Cover for females only (18-40 years), expenses incurred in a single private AC room as well as in ICU will be covered.

  • Hospitalisation expenses

    Pre and post-hospitalisation expenses up to 30 and 60 days respectively, will be covered up to the sum insured.

  • Ambulance expenses

    Under this insurance cover, all ambulance expenses are covered up to Rs. 3000.

  • Waiting period

    The initial waiting period under the Surgical Cover for females only (18-40 years) is 90 Days.

Policy Plan Details & Specifications

  • Coverage limit

The insurance coverage of the Surgical Cover for females only (18-40 years) is up to Rs. 5 lakhs, at a premium of only Rs. 4,248/year. 

  • Validity 

The tenor of the Surgical Cover for females only (18-40 years) is one year, subject to renewal. 

What’s not Covered?

Other illnesses

Any disease, sickness or illness other than those mentioned as a major illness under this policy is not covered.

Pre-existing illness

Under this policy, any pre-existing illnesses will not be covered. 

Male Patients

Only female patients within the given age group are eligible for this insurance cover. No male patients can opt for the policy or raise a claim.

How to Make a Claim

 Raise a claim by reaching out to the insurer by following the steps given below:

  • E-mail 

You can send an email to the following mail ID to file your claim: Remember to include your policy details and the relevant medical documents to support the claim request. 

  • Call

You can also reach out to the insurer on the toll-free number to make your claim: 1800-270-7000. A representative will register your claim and assist you with the proceedings.

Customer Care Details

Connect with us via our website. You can also write to us at the following mail address: We strive to be with you every step of the way.


Frequently Asked Questions

The Surgical Cover for females only (18-40 years) is an insurance cover for females in the age group of 18 to 40 years who need financial assistance during any surgical procedures. This plan by Bajaj Finserv will enable women to get aid during any medical requirement, and they can get this insurance to protect themselves financially. 

The insurance coverage for the Surgical Cover for females only (18-40 years) Plan is up to Rs. 5 Lakhs. The Premium that you have to pay for this insurance plan is Rs. 4,248 a year.

No, the minimum age of the person should be 18 years and the maximum age of the individual must be 40 years at the time of the application of the Surgical Cover for female only (18-40 years) Insurance plan.

Under this plan, no male patients will not be given the benefits. Only major illnesses suffered by women, as given in the list, will be covered. If you have any pre-existing illness for which you require treatment, that will not be covered under this plan. Moreover, if you wish to file a claim against the Surgical Cover for females only (18-40 years) Insurance plan, it has to be made within 90 days of your purchase of the plan. 


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