What is Tuberculosis insurance

Tuberculosis is a serious infectious disease that affects over 1 million people in India every year. Treating patients suffering from TB can be a costly affair. Such sudden expenses can disrupt your financial stability. Purchasing a Tuberculosis insurance policy is thus essential in India. You can buy the plan on Bajaj MARKETS at just Rs. 99 per annum and get a high financial backup so you can rest assured to get quality medical care on time without worrying about the financial burden.

Key Features and Benefits of Tuberculosis Insurance

Here are the top features that make this plan a must-have!

Hospitalisation Expenses for TB

Expenses for doctor fees, pre and post hospitalisation and diagnostic TB tests during or before hospitalisation are taken care of.

Covers Treatment Cost

TB insurance covers treatment charges that include expenses in ICU, hospital room, doctor fees, transfusions, tests and medicines.

Get Daily Room Rent for ICU

You can avail up to Rs. 1,000 daily for a standard room and Rs. 2,000 for ICU. Other charges are according to the room rent restriction.

How to Apply for Tuberculosis Insurance?

Here is a guide you need to follow while applying for TB Insurance:

  • Click on Buy Now

    Simply tap on the “Buy Now” option on the product page.

  • Confirm Your Details

    Enter all details in the application form.

  • Make an Online Payment

    Pay the amount online via the preferred payment mode.

 

You will get the details of your membership and policy details on your registered email ID.

 

What’s Covered under Tuberculosis Insurance?

The following are covered by the TB test insurance plan:

  • Doctor's fees

The plan provides coverage for doctor's fees before and after hospitalisation.

  • Expenses on medicines

It also covers the expenses incurred for medicines before and after hospitalisation.

  • Medical expenses

The plan covers expenses incurred 15 days before and after hospitalisation.

 

Policy Details & Specifications of Tuberculosis Insurance

The policy details are mentioned below:

  • Membership fee

Rs. 99/annum

  • Coverage limit

Rs. 50,000



What’s not Covered under Tuberculosis Insurance?

The following are not covered under the Tuberculosis Insurance plan.

  • Hospitalisation within 30 days

It will not give coverage if you are hospitalised for TB within 30 days of buying the policy.

  • Hospitalisation for other conditions

The policy does not cover any hospitalisation costs for other conditions apart from Tuberculosis.

  • Pre-existing condition

A pre-existing condition of Tuberculosis is not covered under this policy.

 

How to Make a Claim?

Follow the following steps when you make a claim for Tuberculosis Insurance:

  • Email

Email at care.healthinsurance@adityabirlacapital.com

  • Call

Call on the toll-free number- 1800-270-7000

Customer Care Details

For any concerns or queries regarding the Tuberculosis cover insurance, write to us at insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Tuberculosis Insurance

  • ✔️How can I renew a Tuberculosis Insurance plan?

    You cannot renew your Tuberculosis Insurance plan. If the policy expires, you need to buy it again to get its benefits for the following year.

  • ✔️Do I still need Tuberculosis Insurance even if I don't smoke or drink?

    Tuberculosis can infect anyone, even if you don’t smoke or drink. So, it is advisable to get Tuberculosis Insurance cover. 

  • ✔️Will this plan provide financial coverage against dengue?

    No, the Tuberculosis Insurance will not provide coverage against dengue or any other disease apart from TB.

  • ✔️How can I avail customer care support for the Tuberculosis Insurance plan over a call?

    To reach the customer care team, you can write to us at insuranceconnect@bajajfinservmarkets.in .

  • ✔️What is the maximum coverage limit under the Tuberculosis Insurance policy?

    The maximum coverage limit under the Tuberculosis Insurance policy is Rs. 50,000.

  • ✔️Does the insurance cover tb tests?

    Yes, the insurance covers diagnostics including TB tests.