Bajaj Pulsar Bike Insurance

The Bajaj Pulsar is technologically upgraded to keep up with the highly competitive two-wheeler market in India. The ex-showroom price in New Delhi falls between ₹78,900 and ₹1.64 Lakh. It is important that you buy a Pulsar insurance, if you are planning to buy a Bajaj Pulsar. A two-wheeler insurance will protect you financially during any unfortunate incidents. A comprehensive bike insurance policy will not only cover for third-party liabilities but also damages to your Pulsar. Also, it is mandatory to have a third-party insurance for your two-wheeler in India.

The Bajaj Pulsar was launched by Bajaj Auto in the year 2001 with an exceptional design and potent engine capabilities. Pulsar is the first bike in India to incorporate the Dual Twin Spark Technology. The ex-showroom price of Pulsar starts from ₹78,900 and goes up to ₹1.64 lakh. To keep up with the highly competitive two-wheeler market in India, the Pulsar receives technological upgrades at constant intervals. But the next step after purchasing a brand new Pulsar is to insure it against any risk. So, let’s go through the various Pulsar variants and their insurance prices.

Stay secured with Bajaj Pulsar bike insurance:

• Step 1: Enter your previous policy details.

• Step 2: Input your personal and bike-related details.

• Step 3: Check your renewal premium.

• Step 4: Make an instant online payment.

• Step 5: Your bike insurance will be active soon.

The Bajaj Pulsar is a premium sports bike with an equally expensive price tag. Having to replace such a high-end motorbike in the event of theft or damage beyond repair can leave a dent in your savings. It would not only cost you ₹80,000 - ₹1 lakh to get a similar model but also be an expense that you could have easily avoided. With bike insurance, you can get such risks covered in the plan and rest assured when it comes to your prized possession!

1. Third-Party Bike Insurance

Third-party bike insurance is mandatory under the Motor Vehicle Act, 1988. All the third party liabilities are covered under this plan. In the case of any third-party person or property, the insurance provider will compensate for the damage. As third-party insurance only includes third-party liabilities, the premium charges are lower.

2. Comprehensive Bike Insurance

Comprehensive bike insurance plans come in handy to protect your motorcycle against damage.  It provides financial protection to your bike in case of third-party liabilities, calamities, theft, etc. The Bajaj Pulsar bike insurance premium price is a little higher in comparison to third-party insurance but you surely get your money’s worth.

Third-party bike insurance covers damage caused to the third-party, bodily injuries, death of the victim, etc. Furthermore, comprehensive insurance plans cover own damage, theft, natural and man-made calamities, third-party liabilities, etc

The exclusions of comprehensive bike insurance include riding while intoxicated, damage caused outside the designated geographical area, mechanical or electrical breakdown, natural ageing of the vehicle, etc.

Here are some add-on covers that you should consider purchasing with your basic insurance plan:

• Roadside Assistance Cover

With roadside assistance cover in Bajaj Pulsar bike insurance, you will never be stranded in case of a sudden breakdown

• Return to Invoice Cover

The Return to Invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.

• Personal Accident Cover

This add-on covers you and/or the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

• Zero Depreciation Cover

While making a claim, the insurer factors in the depreciation rate and compensates for the expenses incurred. However, with zero depreciation bike cover, you can get the entire claim amount without accounting for depreciation.

To avail a budget-friendly Bajaj Pulsar bike insurance price, you can go through the following tips:

• Make Use of NCB

Get a reduced Bajaj Pulsar insurance renewal price by making use of the No Claim Bonus or NCB. Such a bonus is rewarded for not making any claims throughout the policy period.

• Abide by Traffic Regulations

You can keep your bike insurance claims to a minimum and avail NCB by following traffic rules and regulations.

• Compare Online Premiums

On comparing premiums offered by various other insurers, it is possible to get an affordable quote!

• Maintain Your Bike

Increase the longevity of your two-wheeler by regularly maintaining and servicing it.

• Cover Smaller Claims

Another tip to retain your NCB reward is to cover smaller repair expenses instead of raising an insurance claim!

• Maintain the Bike Battery

You should regularly maintain the battery of your two-wheeler as it’s one of the vital parts of the bike.

• Check the Brakes

Ensure that your brakes aren’t too tight or too loose to enjoy a smooth and worry-free ride.

• Adjust the Bike Clutch

Clutch is an important part of a bike, used to switch gears and thus, you must adjust and maintain the bike clutch.

• Maintain the Engine Oil Levels

Keep an eye on the engine oil levels of your Pulsar bike and maintain a sufficient amount.

The Bajaj Pulsar service and maintenance cost for the starting model is ₹4,000 - ₹5,000 for three years. But you can get the first three servicings done for free after completing 500 km, 4500 km and 9500 km. Here is the Bajaj Pulsar service cost and schedule for the base model:

*Disclaimer: These are indicative prices. The actual cost of maintenance of Bajaj Pulsar may vary and change from time to time.

The Bajaj Pulsar is a popular sports bike in India having a range of motorcycle models to suit different styles and budgets. The Pulsar packs two proprietary Bajaj Auto technologies, DTSi and Exhaust TEC, which makes it one of the most preferred bikes for the youngsters of India. With features such as Anti-Lock Braking System, fuel-injection systems, nitrox-mono-shock suspension and more, the Pulsar packs a combination of performance and style!

Even though certain Bajaj Pulsar bike variants may have been discontinued, you can still opt for bike insurance with Bajaj Markets. Avoid putting it off for later and head over to our platform to purchase two-wheeler insurance with just a few clicks! To estimate the two-wheeler insurance premiums, use our online bike insurance calculator and get a quote instant