Bajaj Pulsar 125 Insurance

Bajaj Pulsar 125 Insurance

Bajaj Pulsar 125 is a sporty bike by the Indian multinational two-wheeler and three-wheeler manufacturing company, Bajaj Auto. With an engine displacement of 124.4cc, the Bajaj Pulsar 125 price is ₹80,077-₹87,437. In this article, we will explore bike insurance for Bajaj Pulsar 125, the specifications of the bike, and its on-road price. Before we get into these details, let’s first have a look at the insurance price for Bajaj Pulsar 125 and its variants.

Bajaj Pulsar 125 Insurance Price and Variants of the Bike

The Bajaj Pulsar 125 is available in four different variants and each has different ex-showroom prices tethered to them. While the colour scheme selected may vary for each of these variants, the main features including technical specifications remain the same. Examine the table below to acquaint yourself with the ex-showroom prices of each of the Bajaj Pulsar 125 variants.

 

*Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Purchase Bajaj Pulsar 125 Insurance Online

An insurance plan not only serves the purpose of covering costs in case of any emergency related to your bike but also protects you from the law. Hence, it is essential that you apply for Bajaj Pulsar 125 insurance quickly online at Bajaj Markets:

 

• Step 1: Fill out details like your bike’s registration number, mobile number, and other information.

• Step 2: Complete your application and compare plans.

• Step 3: Pick a plan that meets your needs.

• Step 4: Pay your premium online quickly.

• Step 5: You will get your policy sent to your email address.

How to Renew Your Bajaj Pulsar 125 Insurance

You know full well by now that you cannot ride your vehicle without an active insurance policy. If your Bajaj Pulsar 125 is on the verge of expiring, you must renew it through a speedy process at Bajaj Markets:

 

• Step 1: Fill in your details with your bike registration number and your phone number.

• Step 2: Present your previous/existing policy details.

• Step 3: Check your renewal premium amount.

• Step 4: Make a quick online payment.

• Step 5: You will be able to download your renewed policy soon.

Why Do You Need Bajaj Pulsar 125 Insurance?

The Bajaj Pulsar 125 makes for a great motorbike and in order to truly merit its ownership, it deserves the best bike insurance to complement it. With it, in the event that the bike incurs any damage in the form of an accident or disaster, it is provided with financial protection that helps restore the vehicle to its former glory. The repair and replacement costs for your Bajaj Pulsar 125 can go as high as ₹10,000 to ₹20,000 and sometimes even more than that. Now, availing this vehicular insurance is not only a good precautionary measure, but it also happens to be a legal requirement as per the Motor Vehicles Act of 1988.

Comprehensive or Third Party, Which Bajaj Pulsar 125 Insurance to opt for?

You can find some of the Bajaj Pulsar 125 insurance plans to protect you from potential damages to your bike and you, at Bajaj Markets. However, in general, insurance plans for bikes are of two kinds, according to coverage:

• Third-party Bike Insurance -

This is a basic plan in which any damage due to your bike to third parties or third-party property is covered.

• Comprehensive Bike Insurance -

A more inclusive plan, a comprehensive bike insurance plan not only covers third-party costs but also costs of damage to your vehicle and you as well. This plan covers more and hence since there is a wider coverage scope, premiums are higher.

What is Covered Under Bajaj Pulsar 125 Insurance

Third-party Bajaj Pulsar 125 insurance will give you coverage against any bodily injuries, third-party damage, death of the victim, and personal accident cover. On the other hand, a comprehensive Bajaj Pulsar 125 insurance will give you coverage against any own damage, theft, man-made disasters, natural calamities, third-party liabilities, and a personal accident cover.

What is Not Covered Under Bajaj Pulsar 125 Insurance

Some of the important exclusions of your Bajaj Pulsar 125 insurance are damage that is caused by malicious mischief, damage that is caused while your policy is not active, damage or loss as a result of riding your bike without a driving licence, damage arising out of riding your bike under the influence of alcohol or other intoxicants, etc.

Add-On Covers for Your Bajaj Pulsar 125 Insurance

Add-on covers are any additional causes or conditions that you may want to supplement your policy with. In case you want to widen the scope of your Bajaj Pulsar 125 insurance, you can do so by adding these conditions of cover to your policy at Bajaj Markets:

• Cover for Personal Accident

This covers costs that arise due to your bike causing the death, permanent disability, or bodily harm to the driver of the insured vehicle.

• Cover for Personal Belongings

This covers any damage or loss to your personal effects.

• Protection for Your Engine

If you experience engine trouble like an oil or water leak, the cost will be borne by this add-on cover.

• Roadside Assistance

If you need assistance while riding your bike on the road, like urgent fuel or tyre fixing, this add-on has you covered.

Claim Process for Your Bajaj Pulsar 125 Insurance

Filing a claim requires you to provide documents that support the claim. These are:

 

• Bike insurance policy

• Insurance company details and details of your bike

• Original bills and receipts

• FIR copy, in case of theft

The claim process of any plan is much the same as whatever insurance company plan you may select. However, at Bajaj Markets, you get the distinction of ease of execution and claims being settled quickly.

• Process for Filing Cashless Claims

You must register your claim and let your insurer know of the damage. You may do this through the toll-free number or the website. See that your bike is repaired at a network garage. Provide your insurance company with the necessary documentation. Once verification is done, your claim will directly be settled with the repair garage.

• Process for Filing Reimbursement Claims

Inform your insurance company of the damage to your bike. If there is damage caused by a third-party, or theft, file an FIR and submit this with other documents. Have the repairs of your bike undertaken at your own cost. Submit all original bills and receipts to the insurer. Verification will take place briefly, and your reimbursement will be done soon.

How to Get the Bajaj Pulsar 125 Insurance Price Down

By using the following tips, you can get the Bajaj Pulsar 125 insurance cost lowered.

• No Claim Bonus

If you make zero claims throughout the policy period, you can secure the no claim bonus, i.e. the NCB reward. This will further reduce the Bajaj Pulsar 125 insurance cost.

• Compare Quotes

Before you buy the Bajaj Pulsar 125 insurance, you should always do proper research and compare quotes offered by different insurers. This way you can get a cost-effective plan amongst all.

• Cover Small Expenses

You should take care of small expenses out of your own pocket and avoid filing them as insurance claims. This way you can secure the NCB reward.

• Maintenance

You should take good care of your bike as the condition of the bike is a deciding factor when it comes to Bajaj Pulsar 125 insurance cost.

Important Tips to Maintain Your Bajaj Pulsar 125

• Servicing

You should follow the servicing schedule of your Bajaj Pulsar 125 and get it serviced regularly to keep any problems at bay.

• Tyre Pressure

You should always keep a tab on the tyre pressure and maintain it properly to avoid any wear and tear or bursting of the tyre.

• Check Engine

Engine is an important part of any vehicle. You should take good care of it and change the engine oil whenever required for prolonged engine life.

• Follow the Traffic Rules

If you follow all the traffic rules and regulations, the chances of any damage to your bike are lowered. Thus you can enjoy a problem-free drive.

Bajaj Pulsar 125 Maintenance Cost

Mentioned below is the servicing schedule for your Bajaj Pulsar 125.

* These are indicative prices. The actual cost of maintenance of Bajaj Pulsar 125 may vary and change from time to time.

About Bajaj Pulsar 125

The Bajaj Pulsar 125 has been designed for comfort as well as for thrill. It features a first in its class split-seat in addition to split-grab rails. It has a sporty and vibrant look to it that adds to its appeal and caters to young motorbike enthusiasts. The Bajaj Pulsar 125 features an anti-skid braking system which has a 240 mm ventilated front disc brake. Additionally, this motorbike takes advantage of anti-skid technology allowing for faster braking.

Bajaj Pulsar 125 Specifications

As a general rule of thumb, once you examine the specifications associated with a given vehicle, you are in a better position to determine whether it is the right vehicle for you. As with all other vehicles, the same holds true for the Bajaj Pulsar 125. In order to gain insight into how well this motorbike performs, it is a good idea to understand each of its technical specifications and features. The table featured below seeks to do just that as it provides insight into Bajaj Pulsar 125 features including mileage and weight.

Note: The actual specifications may vary depending on the variant.

Bajaj Pulsar 125 Features

The Bajaj Pulsar 125 is packed with several features owing to which it is a well-liked motorbike. Some of its many features include a CBS, an engine kill switch, a fuel warning indicator and a fuel gauge. This motorbike also has a low battery indicator and a pass light. In order to examine some of the more prominent features associated with this motorbike consider those listed below.

• Adjustable Nitrox Rear Shock Absorbers

This motorbike has a telescopic front in addition to a 5-step adjustable nitrox rear suspension. Each of these fittings allows for greater handling and stability. The Bajaj Pulsar 125 features contoured seats made from a premium material that allows for enhanced comfort for both, the rider and the pillion.

• Twin Spark DTS-i Engine

The Bajaj Pulsar 125 split seat makes it the most powerful bike in its class. It incorporates patented DTS-i technology which adds to its appeal and allows for 8.68 kW (11.8 PS) power along with a torque of 10.8 Nm which give an unmatched pick-up.

• Ground Clearance

The ground clearance for the Bajaj Pulsar 125 amounts to 165 mm.

Bajaj Pulsar 125 On Road Price Across Major Cities

Now that you have read the previous section you should have a good idea of what the Bajaj Pulsar 125 ex-showroom price is. You might now find yourself wondering what the Bajaj Pulsar 125 on road price is and why it isn’t the same as the ex-showroom price. Unlike the ex-showroom price, the on road price of a vehicle isn’t consistent across the country. This is because the on road price varies in accordance with the costs associated with insurance, RTO registration charges, and road taxes.  Since each of these costs varies from one part of the country to another, the Bajaj Pulsar 125 on-road price varies from one city to another. Examine the table featured below in order to understand the Bajaj Pulsar 125 on road price of this vehicle in major Indian cities.

*Note: The actual prices for the Bajaj Pulsar 125 are subject to change and can vary from time to time based on the variant.

After having read this article, you should have a more holistic understanding of what makes the Bajaj Pulsar 125 stand out in terms of its specifications and technical features. Prior to investing in this motorbike, it is possible for you to take it out for a test spin to see whether it is truly the right vehicle for you. If you ultimately invest in the Bajaj Pulsar 125, make sure to invest in a good bike insurance plan to go with it so that you have adequate protection for your new motorbike. You can get the Bajaj Pulsar 125 insurance from Bajaj Markets after comparing the plans offered by different insurers. So stop waiting and get the Bajaj Pulsar 125 insurance from Bajaj Markets now!