✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Note: This model has been discontinued since 2019.

 

The Bajaj Pulsar 180 stands out as one of the best-selling models from the renowned Bajaj Auto company. When it comes to ensuring the right insurance coverage for your bike, you have the option to choose between a basic third-party cover or a comprehensive insurance plan.

 

The insurance premium for third-party coverage on the Bajaj Pulsar 180 is approximately ₹1,500, though the actual cost may vary based on factors such as the chosen bike variant, the city of insurance, and other considerations. Opting for a comprehensive insurance plan will incur a higher cost, but it offers significantly broader coverage, including protection against theft, natural disasters, bodily injuries, and more.

How to Buy Bajaj Pulsar 180 Insurance Online

Secure your Bajaj Pulsar 180 with affordable bike insurance using the simple steps outlined below:

  • Visit the 'Bike Insurance Calculator' section on Bajaj Markets‘s platform

  • Enter your bike registration number and mobile number for a quick quote

  • Fill in the necessary details in the application form

  • Choose the bike insurance plan that aligns with your specific needs

  • Complete the instant online premium payment process

 

Following this, your insurance policy will be promptly delivered to you.

Bajaj Pulsar 180 Variants

Before it was discontinued in 2019, the Bajaj Pulsar 180 was available only in 1 variant. Here’s a look at its cost and the Pulsar 180 insurance price in India.

Variant

Bajaj Pulsar 180 Price (Ex-Showroom Delhi)

Fuel Type

Estimated Pulsar 180 Third-party Insurance Price (₹) FY 2022-23 

Bajaj Pulsar 180 STD

₹1.16 Lakhs

Petrol

₹1,366

*Disclaimer: The Pulsar 180 ex-showroom price for Delhi is the last recorded value. Bajaj Pulsar 180 third-party insurance prices are indicative. The actual insurance price that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Add-On Covers for Bajaj Pulsar 180

Ensure comprehensive protection for your Bajaj Pulsar 180 by considering add-on covers, which enhance the scope of your insurance. Please note that add-ons are exclusively available with comprehensive two-wheeler insurance. Here are some valuable ones to complement your Bajaj Pulsar 180 insurance:

  • Personal Accident Coverage: This add-on covers expenses resulting from accidental death, permanent disability, or bodily harm to the driver of the insured vehicle.

  • Replacement of Locks and Keys: Coverage for the loss of automobile keys due to theft is included under this add-on.

  • Engine Protection Cover: Any damage caused to the engine due to leaks or water seepage is covered under the engine protection add-on, enhancing your Bajaj Pulsar 180 insurance.

  • Roadside Assistance Cover: In case of emergencies such as a flat tyre or vehicle breakdown, the 24x7 roadside assistance add-on cover can be a lifesaver.

Why Opt for Bajaj Pulsar 180 Insurance

Owning the sleek and stylish Pulsar bike is a dream come true. However, ensuring its protection against unforeseen perils on the road is equally important. Repair or replacement costs in the event of an accident can quickly accumulate to ₹20,000 - ₹25,000. Comprehensive bike insurance provides the solution to such challenges. By securing extensive coverage against theft, own damage, natural calamities, and more, you can enjoy peace of mind when it comes to your Pulsar 180.

What’s Covered Under Bike Insurance

Whether you opt for third-party bike insurance or comprehensive two-wheeler insurance, various coverages can safeguard you and your Bajaj Pulsar 180. These include:

  • Damage Due to Natural Calamities/Disasters: Coverage for damages inflicted on the bike due to natural calamities or disasters is provided.

  • Third-Party Damage: If your vehicle causes damage to third-party property, the insurance covers the associated liabilities.

  • Accident Replacements and Repairs: Expenses for replacements and repairs required after an accident are included in the coverage.

  • Personal Accidents: Coverage extends to personal accidents, ensuring protection for you and other riders or passengers involved.

What’s Not Covered Under Bike Insurance

While bike insurance offers extensive coverage, there are certain exclusions for your Bajaj Pulsar 180:

  • Regular Maintenance: Costs related to the regular maintenance of the two-wheeler vehicle are not covered.

  • Mechanical Breakdown: Damages due to a mechanical breakdown resulting from defective bike parts are excluded.

  • Accidental Damage from Intoxication: Any accidental damage caused as a result of intoxication is not covered.

  • Riding Without a Valid License: Damages incurred while riding without a valid license are not included in the coverage.

  • War-Like Scenarios: Damage resulting from war-like scenarios is excluded from the coverage.

 

*For more detailed information on the exclusions of bike insurance, carefully review the policy document.

How To Reduce Bajaj Pulsar 180 Insurance Premium

Managing the cost of your Bajaj Pulsar 180 insurance premium is a key aspect of responsible bike ownership. Here are some effective tips to help you reduce your insurance premium while ensuring comprehensive coverage:

1. Utilise No-Claim Bonus (NCB)

Maintain a claim-free year to be eligible for the No-Claim Bonus. This reward can significantly reduce your insurance renewal premium. NCB is a testament to your safe riding practices and responsible bike ownership.

2. Compare Premiums

Don't settle for the first insurance quote you come across. Take advantage of online platforms to compare various insurance quotes. By exploring different options, you can choose a comprehensive policy that not only meets your coverage needs but also offers competitive premiums.

3. Regular Bike Maintenance

Adhering to the scheduled servicing of your Pulsar 180 is more than just good bike care; it can positively impact your insurance costs. Regular maintenance ensures that your bike remains in good condition, reducing the likelihood of insurance claims. A well-maintained bike reflects responsible ownership and can contribute to premium reductions.

4. Follow Traffic Rules

Abiding by traffic rules is not only a legal obligation but also a strategy for reducing insurance costs. Safe riding practices and adherence to traffic laws contribute to fewer accidents and, consequently, lower insurance claims. A record of safe riding can earn you a claim-free year and NCB benefits.

5. Opt for Voluntary Deductibles

Consider opting for voluntary deductibles, which are amounts you agree to bear in case of a claim. Choosing a higher voluntary deductible can lower your insurance premium. However, ensure that the deductible amount is affordable for you in case you need to make a claim.

6. Install Anti-Theft Devices

Enhance the security of your Bajaj Pulsar 180 by installing anti-theft devices. Insurance providers often offer discounts for bikes equipped with approved security devices. Not only does this safeguard your bike, but it can also contribute to premium reductions.

7. Bundle Insurance Policies

Explore the possibility of bundling multiple insurance policies, such as bike insurance and personal insurance, with the same provider. Insurance companies may offer discounts for bundled policies, resulting in overall cost savings.

Read More

Choosing Between Comprehensive and Third-Party Insurance for Your Bajaj Pulsar 180

When it comes to insuring your Bajaj Pulsar 180, the insurance market offers two primary options – Third-Party Bike Insurance and Comprehensive Bike Insurance. Understanding the differences between these plans is essential for making an informed decision.

1. Third-Party Bike Insurance

This basic plan provides coverage for damages and losses incurred by a third party due to your two-wheeler. Additionally, it includes accident coverage for the insured. However, a notable drawback is that it doesn’t offer coverage for damages sustained by your own bike. While Third-Party Bike Insurance ensures legal compliance, it may leave you financially vulnerable in case of damages to your vehicle.

2. Comprehensive Bike Insurance

On the other hand, Comprehensive Bike Insurance is a more inclusive plan. It covers damages caused to your vehicle as well as third-party liabilities. While the Pulsar 180 insurance price for this plan might be slightly higher, the additional financial security it provides is worth considering. Opting for Comprehensive Bike Insurance ensures comprehensive coverage, offering protection against a wider range of unfortunate risks.

How to File a Claim Under Bajaj Pulsar 180 Insurance

Filing a two-wheeler insurance claim for your Bajaj Pulsar 180 can be a straightforward process if you follow these steps diligently. Here's a comprehensive guide on how to initiate and navigate through the claim procedure:

Essential Documents Required

When filing a two-wheeler insurance claim, ensure you have the following documents ready:

  • Insurance Policy for Two-Wheelers

  • Vehicle Information and Insurer Details

  • Original Repair Invoices and Receipts

  • Details of the Incident

  • FIR Copy (For Theft/Vandalism)

Types of Bajaj Pulsar 180 Insurance Claims

Cashless Claim Under Bike Insurance

  • Contact your insurance provider as soon as the incident occurs. This can be done by calling the toll-free number or visiting the official website

  • Take your Bajaj Pulsar 180 to a network garage associated with your insurer. These garages have a direct settlement arrangement with the insurance company

  • After verifying the incident details, your insurer will settle the claim directly with the network repair shop. This ensures a hassle-free and cashless repair process

Reimbursement Claim Under Bike Insurance

  • Inform your insurer about the damages incurred and your intention to claim reimbursement

  • You have the flexibility to select a non-network garage for repairs. However, you will be required to pay for the repair expenses upfront

  • Submit all original bills and receipts related to the repairs to your insurer. Ensure that all documents are complete and accurate

  • Once your documents are verified, your insurer will process the reimbursement claim, refunding the eligible amount

Conclusion

Whether you are a proud owner or considering a second-hand purchase of the discontinued yet revered Bajaj Pulsar 180, prioritising its protection through a comprehensive bike insurance plan is paramount. Bajaj Markets offers a seamless solution, ensuring your prized possession receives the coverage it deserves. Don't procrastinate and fortify your two-wheeler against unforeseen challenges, along with adhering to legal requirements and enabling a worry-free riding experience. 

FAQs on Bajaj Pulsar 180 Insurance

What is the mileage in Bajaj Pulsar 180?

The Bajaj Pulsar 180 offers a mileage of approximately 42 kmpl.

What is IDV in two-wheeler insurance?

Insured Declared Value (IDV) represents the maximum compensation you can receive under your Bajaj Pulsar 180 insurance in case of theft or total damage.

What is the tyre size in Bajaj Pulsar 180?

The Bajaj Pulsar 180 features a front tyre size of 90/90 R17 and a rear tyre size of 120/80 R17.

What is the fuel tank capacity in the Bajaj Pulsar 180?

The Bajaj Pulsar 180 comes equipped with a 15-litre fuel tank capacity.

How much does the Bajaj Pulsar 180 weigh?

The weight of the Bajaj Pulsar 180 is 151 kgs.

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