Bajaj Pulsar RS 200 is one of the many best-selling bikes in India. With a powerful 199.5 cc engine and a fuel capacity of 13 litres, it has surely made its mark on the Indian market. Starting at ₹1.72 Lakhs, the bike is an expensive investment and needs to be protected with a good insurance plan. 


The Bajaj Pulsar ₹200 insurance premium price varies depending on various factors like policy types, IDV, etc. The different add-ons you select also influences the final cost. Hence, here are the Bajaj Pulsar RS 200’s insurance details, specifications, features and more.

Bajaj Pulsar RS 200 Insurance Price for Variants

There is only one available Pulsar variant and you can take a look at the Pulsar RS 200 insurance amount in the table below.

Bajaj Pulsar RS200 Variant

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium Rates (Rs.) FY 2022-23

Bajaj Pulsar RS200 ABS

₹1.72 Lakh



Disclaimer: *The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

Third-party premium rates are indicative. The actual Pulsar RS 200 premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Why You Need Pulsar RS 200 insurance

The Bajaj Pulsar RS 200 is a very expensive sports bike that will need regular maintenance and upkeep. With a starting on-road price of around ₹1.72 Lakh, the maintenance and repair costs on the bike can be very expensive. If you get into an accident where your bike gets severely damaged, you may have to pay anywhere between ₹20,000 to ₹1 Lakh just for the repairs. The best way to protect yourself against these expenses is to get a good comprehensive Pulsar RS 200 insurance plan that will cover your accidental and repair expenses for the bike.

Why Should You Opt for Comprehensive or Third-Party Insurance

Having the right insurance for your bike can help you deal with financial loss in case of an accident. There are two major types of bike insurance policies that you can buy.

          1. Third-Party Pulsar RS 200 Insurance

A basic third-party bike insurance plan is mandatory for every bike according to the Motor Vehicles Act. A third-party insurance plan is basically a liability plan that provides coverage in case the damage occurs to a third party. The “third party” in question is someone who is not insured, could be another driver on the road or someone’s personal property that could be damaged due to your bike. 

         2. Comprehensive Pulsar RS 200 Insurance

Apart from third-party liability coverage, if you also want to be assured of coverage for damage to your bike, comprehensive bike insurance is the way to go. Comprehensive bikes insurance plans offer coverage for damages due to accidents as well as calamities. Their premium is a little higher than third-party insurance plans, but the benefits definitely prove to be worth the price.

Get Pulsar RS 200 Insurance Online Instantly

Here are the exact steps you can follow to buy Pulsar RS 200 insurance online on Bajaj Markets:


  • Step 1: Fill in the details of your vehicle registration number and your registered mobile number

  • Step 2: Enter all the necessary information about your vehicle

  • Step 3: Take a look at the Pulsar RS 200 insurance plans available and choose the one that you wish to buy

  • Step 4: Upload all the necessary documents required

  • Step 5: Make the premium payment online

  • Step 6: Your Pulsar RS 200 insurance policy will be sent to your email ID right away

How to Renew Bajaj Pulsar RS 200 Insurance Online

You can renew your Bajaj Pulsar RS 200 insurance in just a few minutes on Bajaj Markets.


  • Step 1: Head over to the Bajaj Markets website and enter the details of your previous policy

  • Step 2: Submit your personal details and the particulars of the bike

  • Step 3: Check the Pulsar RS 200 insurance renewal premium shown and verify the updates, if any

  • Step 4: Pay your premium through the available online payment methods

  • Step 5: Your Pulsar RS 200 insurance will be renewed and you will receive an email notification

Inclusions and Exclusions of Your Pulsar RS 200 Insurance Plan

Here is everything that is covered and not covered under a Bajaj Pulsar RS 20 Insurance plan. 



Damage to third-party property or life

Damage during racing

Natural calamity damages

Damages caused due to drunk riding

Total loss (bike is beyond repair)

Lack of valid documents stored in bike

Fire or explosion damages

Disobeying traffic rules


Mechanical failure

Personal Accident Cover

Electrical failure

Add-On Covers for Your Bajaj Pulsar RS200 Bike

You can also add the following add-on covers to your Pulsar RS 200 plan in order to make up for some of the exclusions.

  • Zero Depreciation Cover

Insurers usually consider the depreciation factor while settling claims of damage to your bike. Zero depreciation bike insurance is the wear and tear that happens due to the vehicle’s age. However, with a zero depreciation cover, the insurer will also pay for the damage caused due to the bike’s depreciation.

  • Personal Accident Cover

In case the pillion rider of the insured bike incurs loss or damage, the personal accident cover provides financial cover to pay for their treatment.

  • Roadside Assistance Cover

If you’re someone who travels profusely on their bike, you might experience a sudden flat tyre or breakdown in the middle of the road. In such circumstances, the 24x7 Roadside Bike Assistance will ensure that you receive the urgent help you need. You will be provided with the resources to fix your bike, refuel it or have an alternate mode of transport.

  • Return to Invoice Cover

With the return to invoice cover, the gap between the insured amount for your bike and the actual price of your bike is covered. In case your bike is stolen or is damaged beyond repair, the claim amount you receive will be equal to the amount mentioned in the invoice for your bike.

Making a Claim for Your Bajaj Pulsar RS 200

You will need the following documents to make a claim for your bike:


  • Insurance policy papers

  • Information regarding the incident

  • FIR

  • Original bills and receipts of vehicle repair


There are two types of bike insurance claims you can choose:

Cashless Claim 

Under cashless claims, you can take your Pulsar to a network garage affiliated with the insurance company and get it repaired without any payments. The network garage will directly settle the repair bills with the insurer.

Reimbursement Claim

In case of a reimbursement claim, you will have to get your Pulsar repaired at a garage of your choice and pay for all the repairs on your own. Once your bike is successfully repaired, you can submit the bills to the insurance company and get reimbursed for the expenses.

Tips to Reduce Pulsar RS 200 Insurance Premiums

Here are some useful tips you can use to lower your Pulsar RS 200 insurance premiums:

  • Use the No Claim Bonus

If you have been using bike insurance for a full term and have not made any insurance claims, you can use the No Claim Bonus in bike insurance to get lower premiums at the time of renewal.

  • Do Not Claim for Small Repairs

If your Pulsar gets minor damage that can be repaired for a small cost, you should pay for it out of your own pocket. Multiple claims can increase the cost of your Pulsar RS 200 insurance premiums at the time of renewal.

  • Compare Insurance Online

When buying your insurance plan, make sure you compare all the available options from different insurers online and choose one that suits your budget.

  • Choose Add-Ons Carefully

Buying too many add-on riders can increase the cost of your insurance premiums significantly. Carefully select which add-ons you may really need and avoid buying the rest of the riders to save money.

Bajaj Pulsar RS 200 Specifications

Bajaj Pulsar RS 200 Specifications


₹1.72 Lakh

Pulsar RS 200 Mileage

35 kmpl

Pulsar RS 200 Weight

166 kg

Pulsar RS 200 Average

35 kmpl

Engine Capacity

199.5 cc



Max Power

24.5 PS @ 9750 rpm

RS 200 Fuel Tank Capacity

13 Litres

Max Torque

18.7 Nm @ 8000 rpm

Engine Type

Fuel Injection System, Triple Spark 4 Valve 200cc BSVI DTS-i FI Engine, Liquid Cooled

Key Features of Bajaj Pulsar RS 200

Various key features in Bajaj Pulsar RS200 make it a much more exciting choice for you to buy. The Bajaj Pulsar RS200 comes with the following notable features:


  • Dual-Channel ABS

  • LED Tail Light

  • Digital Speedometer

  • Digital Odometer

  • Digital Trip Meter

  • Fuel Gauge

  • Analogue Tachometer

Bajaj Pulsar RS 200 Maintenance Cost

As the Pulsar RS 200 is a high budget bike, the maintenance cost for it is also more than most other two-wheelers. The Bajaj Pulsar RS 200 service cost for 4 years is around ₹7,000. Here is a break-up of the service cost:


Distance (kms)/Time (months)


Service Cost

1st Service




2nd Service




3rd Service




4th Service




5th Service




6th Service




7th Service




Disclaimer: These are indicative prices. The actual cost of maintenance may vary and change from time to time.

Important Tips for Maintaining Your Pulsar RS 200

Here are some of the ways you can maintain your bike so that it runs without issues for a long time and you can save money on bike insurance for Bajaj Pulsar RS200 and repairs: 

  • Regularly Service Your Bike

Your Pulsar needs to be checked and serviced regularly to ensure that it is running smoothly. Moreover, regular servicing can help identify any potential problems with your bike so you can get it repaired before it becomes a big problem.

  • Maintain Tyre Pressure

You need to make sure that the tyre pressure in your Pulsar is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

The engine of your Pulsar RS200 is the most important component. You need to regularly check the engine to see if it is working smoothly. Drive at a steady recommended speed so that your engine performs optimally in the long run.

  • Do Not Overload

Overloading your Pulsar RS200 can cause damage to the engine and the internal parts due to extra weight and can also cause accidents.


Wrapping Up

The Bajaj Pulsar RS200 is a popular choice among many. It is filled with power-packed features and carries a stylish look that anybody would like to have for themselves. With a name as big as Bajaj in India, you can easily rely on their bike manufacturing and the quality of this model. Although the Pulsar RS200 comes with a body type of a sports bike, this bike model is typically made for the Indian roads which makes it very trustworthy. However, you must also opt for a good Pulsar RS 200 insurance plan to protect it against any unfortunate events on the road. For reliable bike insurance plans with added benefits, you can opt for bike insurance available on Bajaj Markets.

FAQs on Bajaj Pulsar RS 200

How much is the Bajaj Pulsar RS200 on-road price in Pune? Is it different in other cities?

The Bajaj Pulsar Rs200 on-road price in Pune is ₹1.89 lakh. Yes, the on-road price of Bajaj Pulsar RS200 is different for every major city in India.

Does the Bajaj Pulsar RS200 come with disc brakes?

Yes, the Bajaj Pulsar RS200 comes with disc brakes on both the front and back tyres and a chain drive type.

How much is the RS 200 mileage?

The RS 200 mileage is about 35 kmpl.

Does the Bajaj Pulsar RS200 have a cooling system?

Yes, the Bajaj Pulsar RS200 has a liquid cooling system that prevents the engine heating of the bike.

What is the insurance price for Bajaj Pulsar RS200?

You can check the insurance price for Bajaj Pulsar RS200 on the bike insurance premium calculator. 

How much does the Pulsar RS 200 weigh?

The Bajaj Pulsar RS 200 weighs 166 kg even after being a 199.5 cc bike, which is quite commendable.

How can I determine the correct IDV for my Pulsar RS 200?

You can check the IDV of your bike using the online IDV calculators.


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