✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Bajaj Two Wheeler Insurance offers great coverage against accidents, natural calamities, theft, etc. To purchase Bajaj two-wheeler insurance online, visit their website, and enter your phone number and bike registration number. Choose and compare a suitable plan, fill in the insurance application form, pay the premium amount instantly, and get your 2-wheeler insurance. 


If you are choosing the Bajaj Platina 100, its ex-showroom price is ₹52,915, it runs on petrol and the estimated 3rd party premium amount will be ₹714. Likewise, if you are going in for the Avenger 160 or the pulsar 180, the ex-showroom price can be between ₹1,11,000-₹1,16,000 and the 3rd party premium amount could be around ₹1,366.

Types of Bajaj Bike Insurance Plans

Bajaj bike insurance plans are of two types:

1. Third-Party Bike Insurance Plan

Third-party bike insurance is mandatory by law under the Motor Vehicles Act 1988. As the name suggests, the policy is known to cover third-party liabilities only,

meaning that the coverage is not extended to you or your Bajaj bike. Hence, the premium charges are easy on the pocket. If you are looking to buy an extensive cover for your motorcycle, it is recommended to buy a comprehensive bike insurance policy.

2. Comprehensive Bike Insurance Plan

A comprehensive bike insurance plan for Bajaj bikes will cover third-party liabilities and damage to your motorcycle. Hence, a comprehensive Bajaj bike insurance plan has a relatively higher premium than third-party bike insurance. You can even extend the scope of your comprehensive bike insurance policy with add-on benefits. Having comprehensive Bajaj insurance ensures that your two-wheeler is protected against any unfortunate event.

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Bajaj Bike Insurance Price for Popular Models

You can take a look at the Bajaj bike insurance price list for popular Bajaj models in the table given below:

Bajaj Bike Models

Bajaj Bike Price (ex-showroom) *

Fuel Type

Estimated Third-Party Premiums**

Bajaj Platina 100




Bajaj Avenger 160

₹1.11 lakh



Bajaj Pulsar 180

₹1.16 lakh



Bajaj Pulsar 125




Bajaj Pulsar NS200

₹1.39 lakh



Bajaj Pulsar RS200

₹1.68 lakh



Bajaj Dominar 400

₹2.22 lakh



The ex-showroom Bajaj bike prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The premium you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Bajaj Bike Insurance Online Instantly

If you want to purchase bike insurance online, you can buy one in minutes on the Bajaj Markets website. Follow the simple instructions below:

  • Step 1: Visit the ‘Bike Insurance Calculator’ page on the website.

  • Step 2: Enter your bike registration details on the form on the page, along with other relevant information like personal details.

  • Step 3: Check and review the Bajaj bike insurance options on the page.

  • Step 4: Select a plan that suits your preferences

  • Step 5: Pay the online premiums through digital payment.

Upon successful payment, your Bajaj bike insurance plan will be activated.

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How to Renew Your Bajaj Bike Insurance Online

  • Step 1: Visit the ‘Bike Insurance Renewal’ page of any insurance provider’s website.

  • Step 2: Enter your existing policy details and bike registration/model details on the page.

  • Step 3: Choose a plan from the set of Bajaj bike insurance renewal plans that appear on the screen.

  • Step 4: Pay the online insurance premiums for your chosen Bajaj bike renewal plan.

  • Step 5: Your Bajaj bike insurance plan will shortly be renewed.

Why is it Important to Insure Your Bajaj Auto’s Bike?

Bajaj bikes are some of the toughest, most durable motor vehicles that you can get your hands on. However, unforeseen events are unavoidable, no matter how great the bike's features and specifications are. While road accidents can cause emotional stress to everyone involved, they can also lead to significant financial loss due to repair costs. The cost of repairs for a Bajaj bike can go up to ₹50,000 or more depending on the damage and the type of bike model. Hence, it is best to cover your Bajaj bike with a comprehensive Bajaj bike insurance plan. A comprehensive policy will financially protect your Bajaj bike against various damages and unexpected expenses.

What’s Covered Under Bajaj Bike Insurance?

Some of the things covered under Bajaj bike insurance are damages caused due to accidents, fire, natural calamities, riots, strikes, etc. While third-party insurance will cover damages to third-party, comprehensive insurance will also cover its damages.

What’s Not Covered Under Bajaj Bike Insurance?

The items not covered under Bajaj bike insurance are accidents due to driving under the influence of drugs or alcohol, regular wear and tear of the bike over time, mechanical or electrical breakdown, and claiming policy expiration.

Add-On Covers for Your Bajaj Bike Insurance

Online plans come with bespoke add-on covers that enhance the financial protection provided by the Bajaj bike insurance policy. These include:- 

1. Zero Depreciation Cover

zero depreciation bike insurance cover protects you from depreciation. Essentially, you will be covered for the bike’s full insured value, i.e. without considering depreciation, thereby minimizing your out-of-pocket expenses during a claim.

2. Round-the-Clock Spot Assistance

With round-the-clock spot assistance cover, you will never be stranded in case of a sudden breakdown. From towing services, tire changes, fuel delivery, or spare key requirement, roadside assistance cover with your Bajaj bike insurance plan shall have your back!

3. Personal Accident Cover

This add-on covers you and/or the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

4. Return-to-Invoice

The return-to-invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.


Note that you can only enhance the scope of your comprehensive Bajaj Bike insurance plan. You cannot opt for add-on covers with third-party bike insurance.

Making a Claim Under Your Bajaj Bike Insurance

There are two types of Bajaj bike insurance claims:

1. Claim Cashless Bike Insurance for Bajaj Bikes

With cashless claims, you can get accidental damages repaired at the nearest network garage. The insurer will directly pay the garage for incurred expenses.

2. Claim Reimbursement for Bajaj Bikes

With a claim reimbursement Bajaj bike insurance plan, you can get your Bajaj bike fixed at your preferred garage, bear the expenses, and raise a reimbursement claim against your policy. Upon claim approval, the insurance claim amount will be sent to you.


You will need to keep the following documents ready at the time of making an insurance claim:

  • Bajaj bike insurance policy

  • Vehicle details

  • Insurer details

  • Registration Certificate

  • Details of the incident

  • FIR copy in case of theft

  • Original bills and receipts of the vehicle repair

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Important Tips to Reduce Bajaj Bike Insurance Premiums

Here are some useful tips you can use to save money on your Bajaj Bike insurance premiums:

Compare Plans Online

When buying a Bajaj bike insurance policy, look at the bike insurance options available online through different insurance providers and choose the most economically efficient plan.

Do Not Make Small Claims

If you make multiple small claims during a single policy term, there are chances that your insurance premiums may be increased in the future. So, avoid making multiple claims and get small damages repaired at your own expense.

Install Anti-Theft Device

If you install an ARAI-approved anti-theft device on your Bajaj bike, you may be eligible for a small discount on your insurance premiums.

Choose Add-Ons Carefully

Buying too many add-ons can quickly raise the price of your insurance premiums. Only buy the necessary add-ons or skip them to save on premium costs.

FAQs on Bajaj Bike Insurance

You will be issued a challan if you fail to present an active third-party Bajaj bike insurance plan to the traffic police. Multiple violations can lead to license cancellation and/or imprisonment.

The maximum discount you can get on your Bajaj two-wheeler insurance plan for 5 consecutive claim-free years is 50%. Thus, you can enjoy the NCB reward if you do not incur major vehicular damage!

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