BMW G 310 GS Bike Insurance Online in India - Cost & Specifications

BMW G 310 GS Insurance

The BMW G 310 GS is a bike in a different league. It requires great care on the part of the owner to maintain this magnificent bike. With an engine capacity of 313cc, the ex-showroom price of the G 310 GS starts at ₹3 lakh. However, after purchasing the bike, the next step is to safeguard it with the right backup. Bike insurance is the antidote to all the problems the two-wheeler might encounter. From accidents to theft and natural or man-made disasters, a good insurance plan covers them all.

BMW G 310 GS Variants

Just like the other BMW motorbikes, the G 310 GS is also offered in a single variant. However, if you wish to customise the bike to your liking, you can always opt for additional accessories offered by BMW. That said, here’s the G 310 GS insurance price.

 

 *The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual premium that you might have to pay may change depending on various factors. Please check the prevailing G 310 GS insurance premium costs before purchasing your bike insurance policy.

Steps to Purchase BMW G 310 GS Insurance

Opt for a BMW G 310 GS bike insurance at lucrative prices in India only on Finserv MARKETS:

 

Step 1: Enter your bike registration number and mobile number.

 

Step 2: Provide the necessary details in the application form.

 

Step 3: Pick the bike insurance plan that suits your needs.

 

Step 4: Make an instant payment online.

 

Step 5: Your insurance plan will reach you soon.

Renew BMW G 310 GS Insurance With Few Steps

You can continue enjoying comprehensive bike insurance coverage with the below steps:

 

Step 1: Enter your previous policy details.

 

Step 2: Enter your personal and bike-related details.

 

Step 3: Check your insurance renewal premium.

 

Step 4: Make an instant payment online.

 

Step 5: Your bike insurance will be active soon.

 

Read More: Bike Insurance Renewal

Why is it Crucial to Insure Your BMW G 310 GS?

BMW G 310 GS is a high-end two-wheeler and probably is your dream bike. Even the slightest scratch on the exterior body can plummet your heart. So, imagine if your BMW bike was involved in a mishap, the cost of replacement or repair of various parts would drain your savings. To avoid such a financial situation, it is best to safeguard your precious vehicle with comprehensive G 310 GS insurance and allow the insurer to cover the repair expenses! The policy shall pay for it and ensure your bike is as good as new.

Why Should You Choose Comprehensive or Third-Party Bike Insurance?

Third-Party Bike Insurance

Third-party bike insurance has been mandated under the Motor Vehicles Act, 1988, and covers third-party liability arising out of an accident or collision by an insured bike. It also includes a personal accident cover to take care of treatment expenses of personal injuries. The third-party BMW G 310 GS insurance ensures compliance with traffic rules but has certain limitations. It does not cover the damage caused to one’s own vehicle and no customisations are available.

Comprehensive Bike Insurance

Comprehensive plans cover all other damages to the bike apart from third-party damage. These range from accidental loss, theft, fire to damage caused by natural catastrophes or man-made calamities. The plan is not mandatory and has a higher G 310 GS insurance premium price. It is also popular amongst customers due to the complete coverage it provides.

What’s Covered Under Bike Insurance?

Third-party insurance covers damage caused to the third-party, accidental injuries, victim’s death, etc. On the other hand, comprehensive BMW G 310 GS insurance includes own damage, natural and man-made calamities, third-party liabilities, theft, and other such mishaps.

What’s Not Covered Under Bike Insurance?

The exclusions of comprehensive BMW G 310 GS insurance include non-accidental damage and regular wear and tear, mechanical or electrical breakdown, other perils such as damages caused during a war-like situation, etc.

 

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your BMW G 310 GS Bike

These add on covers will enhance the financial protection of your G 310 GS insurance but may vary from one insurer to another:

• Zero Depreciation Cover

Zero depreciation cover ensures coverage against the depreciation value of the bike. This minimises your repair expenses during a claim.

• 24x7 Roadside Assistance

The 24x7 roadside assistance cover makes sure that you are never left stranded in case the bike suffers a sudden breakdown.

• Personal Accident Cover

Personal accident cover is meant for covering the cost of treatment of injuries due to an accident endured by the rider and the pillion rider.

• Return to Invoice Cover

Return to invoice cover enables you get the complete value of your bike which is the same as the one mentioned on your bike’s purchase invoice.

BMW G 310 GS Insurance Claim Process

Raise a claim under your BMW G 310 GS bike insurance with these documents:

 

• Vehicle details

• Insurer details

• BMW G 310 GS insurance policy document

• Details of the incident

• FIR copy in case of theft

• Original bills and receipt of vehicle repair in case of reimbursement claim

 

There are two types of BMW G 310 GS insurance claims:

• Cashless Claim Under Bike Insurance

Cashless claims under G 310 GS insurance enables the person to get their bike repaired in a cashless manner by calling a toll-free number or by visiting the website. The bills are settled by the insurer as the bike gets repaired at the nearest network garage.

• Reimbursement Claim Under Bike Insurance

For reimbursement claims, you can get your BMW G 310 GS repaired at the desired garage. Later, you can file for a claim of the reimbursement of costs based on the original bills after clearing the deductibles.

 

Read More About: Bike Insurance Claim Process

How to Lower BMW G 310 GS Insurance Premium?

Here are some insider tips to help you reduce the insurance price for your BMW G 310 GS:

• Claim NCB

No Claim Bonus (NCB) is a reward offered on the renewal premium for not making any claims during the policy period. You can avail it by trying to keep the insurance claims on the low!

• Cover Smaller Claims

A trick to lowering your two-wheeler insurance rate is to avoid claiming inexpensive repair costs. This shall secure your No Claim Bonus and provide an affordable renewal premium.

• Compare Quotes Online

Make sure you compare BMW G 310 GS insurance quotes online to find a budget-friendly premium without compromising on the coverage!

• Maintain Your Bike

Opt for scheduled G 310 GS bike maintenance to incur fewer troubles and protect your NCB without raising any claims.

Tips to Maintain Your BMW G 310 GS Bike

• Check the Tyres & Brakes

Before you head out on your two-wheeler, it is crucial to inspect the tyres and brakes of your bike for longevity.

• Clean Your Bike

Regularly clean your bike to avoid any buildup of dirt or debris on the body or bike parts.

• Safely Park Your Bike

Parking your two-wheeler under a sheltered area is vital to secure it from external elements.

• Maintain the Engine

Tuning your engine and maintaining it is a must to ensure better mileage and functioning of your vehicle.

BMW G 310 GS Maintenance Cost

The BMW G 310 GS service and maintenance cost are slightly higher and ranges between ₹3,000 - ₹4,500 per service. The BMW bike requires servicing every 10,000 km, but you can contact any BMW service centre for more details. Here is the BMW G 310 GS service schedule:

*These are indicative prices. The actual cost of maintenance of the BMW G 310 GS may vary and change from time to time.

About BMW G 310 GS

If off-roading is something that you like to do during the weekends, then the G 310 GS is made for you. This motorcycle is the counterpart to another one of BMW’s bikes, the G 310 R, and shares many of the technical specifications with it. However, despite housing the same mechanicals, the G 310 GS couldn’t be more different.

 

Right from the rugged adventure bike design to the upright seating position and blocky tyres, everything about this motorcycle points to just one thing, off-roading. Thanks to the powerful 313cc BMW engine, the bike is not only smooth to ride, but also powerful enough for you to tackle rough riding conditions with ease. Want to get to know the motorbike better? Let’s start with the G 310 GS specs.

BMW G 310 GS Specifications

BMW G 310 GS On-Road Price

BMW G 310 GS Features

By combining high-quality equipment and great design quality, the G 310 GS gives you a relaxed experience while driving your bike. Its state-of-the-art features set the BMW G 310 GS apart from its peers. Take a look at some of the G 310 GS features and see for yourself what it has to offer.

1. LED Headlights with DRLs

The LED headlights offer exceptional brightness and throw, adding an extra layer of safety when riding through the night.

2. Luggage Carrier

The built-in luggage carrier enables you to carry all sorts of luggage without it ever falling off.

3. Adjustable Levers

You can simply adjust the clutch and brake levers to your most convenient position.

Conclusion

Now that you have gone through the BMW G 310 GS insurance specifications and on-road prices, you must further secure your vehicle. Bike insurance may not be the first thing on your mind when you go shopping for a two-wheeler. But it should be because a third-party cover is not just a necessity, it is also a legal requirement in India under the Motor Vehicles Act, 1988.

 

While this kind of cover protects you from third-party liabilities, the own damage cover can help you bring your BMW G 310 GS back to its original condition in case it is damaged. So, if you are looking for an extensive bike insurance plan for your G 310 GS, you can easily find them on Finserv MARKETS.