BMW G 310 R Insurance

The BMW G 310 R is a high maintenance vehicle that requires assiduous care on the part of the owner. With an on-road starting price of ₹2.99 lakh, the bike offers an impressive 313 cc of power and a great mileage of 28 kmpl. A thorough bike insurance plan can protect your prized possession from third-party and accidental damages. Read the guide below, to know more about not just the technical specifications of the bike but also about different BMW G 310 R insurance costs and how to choose the right insurance for your bike.

BMW G 310 R Insurance Price

The BMW G 310 R is offered in just a single variant. However, this single variant is the top-of-the-line option and includes all of the features. Want to know how much the motorcycle retails for ex-showroom? Check out the table below.

Variant

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium**

BMW G 310

₹2.60 lakh

Petrol

 

 

*The ex-showroom prices are for Delhi and are subject to change basis the city.

 

**Third-party premium rates are indicative. The actual BMW G 310 R insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your BMW G 310 R insurance policy.

How Buy BMW G 310 R Insurance Online

If you are looking to buy BMW G 310 R insurance, you can purchase one in minutes on Finserv MARKETS:

Step 1: Visit Finserv MARKETS and go to the bike insurance page.

 

Step 2: Enter your personal and vehicle-related details and other necessary information.

 

Step 3: You can now choose from the available BMW G 310 R insurance options on the page.

 

Step 4: Once you have finalised a BMW G 310 R insurance plan, proceed to make the online payment.

 

Step 5: Post successful payment, your insurance policy details will be sent to you by email.

How to Renew Your BMW G 310 R Insurance

If you wish to renew your bike insurance online, you can follow the simple instructions given below:

 

Step 1: Visit the Finserv MARKETS website and go to the bike insurance page.

 

Step 2: Enter your existing BMW G 310 R insurance policy details as well as the required personal details like name, contact number, etc.

 

Step 3: Choose from among the available options of BMW G 310 R insurance renewal.

 

Step 4: Make the online payment for your chosen BMW G 310 R insurance renewal plan.

 

Step 5: Your bike insurance renewal details will be sent to you by email.

 

Read More: Bike Insurance Renewal

Why you Need BMW G 310 R insurance

The BMW G 310 R is a very expensive bike for the average Indian consumer. More importantly, the maintenance and repair costs of such an expensive bike are comparatively much higher than regular bikes. The repair costs for your BMW G 310 in case of accidents can range anywhere between ₹20,000 to ₹2 lakh. To protect yourself against this financial loss, you need to secure your bike with a good comprehensive bike insurance plan. Moreover, you need at least a third-party BMW G 310 R insurance plan to legally drive it on the Indian roads.

Types of BMW G 310 R Insurance You Can Choose From

There are two major forms of bike insurance, i.e. third-party insurance and comprehensive bike insurance:

Third-Party BMW G 310 R Insurance-

It is the most basic form of insurance mandated by the New Motor Vehicles Act, 2019 and covers third-party liability arising out of an accident or collision by an insured bike. A penalty of ₹2000 is imposed on an uninsured vehicle therefore third-party bike insurance ensures compliance with traffic rules. Third-party insurance also includes a personal accident cover to take care of treatment expenses of personal injuries. However third-party insurance also has certain limitations. It does not cover the damage caused to one’s own vehicle and no customisations are available with this bike insurance plan.

Comprehensive BMW G 310 R Insurance-

Comprehensive bike insurance, as the name suggests, covers all other damages to the bike apart from third-party damage. These range from accidental loss, theft, fire to damage caused by natural catastrophes or man-made calamities. This plan offers complete coverage at a higher premium and is popular because of its all-around protection. More importantly, one can customise the comprehensive bike insurance plan with additional covers such as accident cover, return to invoice, etc.

What’s Included in Your BMW G 310 R Insurance

As mentioned above, third-party BMW G 310 R insurance will only provide coverage to the third party involved in an accident. On the other hand, comprehensive insurance will provide coverage to you, your vehicle as well as third-party cover. However, it is always a good idea to read the policy document for included coverage before purchasing a policy.

What’s Not Included in Your BMW G 310 R Insurance

Most insurance plans have a certain set of exclusions that are not covered by the policy. Bike insurance exclusions refer to situations like normal wear and tear of vehicle parts, accidents due to drunk driving, coverage for replacement of consumables, etc.

 

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Important Add-On Covers for Enhanced Coverage

Here is a list of useful add on covers for your BMW bike you should check out:

  • Zero Depreciation Cover:

Zero depreciation cover for bike insurance ensures coverage against the drop in the value of the bike. This minimizes one’s expenses during a claim.

  • Roadside Assistance Cover in Bike Insurance:

The roadside assistance cover in bike insurance ensures that one is never left stranded in case the bike suffers a sudden breakdown.

  • Personal Accident Cover:

It offers coverage for the treatment of injuries to a pillion rider caused by an accident.

  • Return to Invoice:

Its cover helps one get the complete value of one’s bike, i.e. the same as the amount mentioned on the bike’s purchase invoice.

Claiming Insurance for Your BMW G 310 R

Here is a list of the necessary documents that you will need at the time of claiming insurance for your bike:

 

  1. Two-wheeler insurance policy papers.

  2. FIR of the incident/accident.

  3. Detailed information about the incident with eyewitness accounts.

  4. Original RC papers of the vehicle.

  5. Full set of bills and receipts (in case of reimbursement claim).

 

There are two types of bike insurance claim you can choose from; cashless or reimbursement.

Cashless Claims

With cashless claims, you can get your damaged BMW bike repaired at a network garage affiliated with your insurer without paying for any repairs. The network garage will directly settle the cost of repairs with the insurance company.

Reimbursement Claim

In case of a reimbursement claim, you can get your bike repaired at a garage of your choice, then present the bills and receipts to your insurer. Upon verification, your repair costs are reimbursed by the insurance company.

 

Read More About: Bike Insurance Claim Process

Tips to Reduce Your BMW Bike Insurance Premiums

Here are some useful tips you can use to reduce your bike insurance premium costs:

  • Compare Insurance Plans Online

When looking to buy insurance for your BMW bike, you should look at all the plans available online. By comparing the insurance price for BMW G 310 R, you can find out which plan fits your budget and still offers great features.

  • Use the NCB

In case you have not made any insurance claims during your policy term, you can take advantage of the No Claim Bonus in Two Wheeler Insurance to get lower premiums while renewing your BMW bike insurance plans.

  • Install Anti-theft Device

By installing an ARAI approved anti-theft device on your BMW bike, you can get a small discount on your insurance premiums.

  • Avoid Making Small Claims

In case your BMW has minor damage, you should get it repaired on your own without making a claim. If you make too many insurance claims, your premiums may be raised during the next policy renewal term.

Maintaining Your BMW G 310 R: Important Tips

Here are some points to keep in mind that can help you take better care of your expensive BMW bike:

  • Regularly Service Your BMW Bike

Your BMW G 310 R needs to be serviced on a regular basis for smooth functioning. Moreover, frequent servicing can help identify any mechanical problems with the BMW G 310 R that you can get fixed on time.

  • Maintain Tyre Pressure

Make sure that the tyre pressure in your BMW bike is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

The engine of your BMW G 310 R bike is the most vital for its functioning. Do frequent checks on the engine to see whether or not it is working properly so that it performs optimally for years to come.

  • Do Not Overload

Overloading your BMW bike can cause damage to the engine because of the stress of carrying extra weight. The extra weight can also cause an imbalance that may lead to accidents.

About BMW G 310 R

Made for Indian roads, the BMW G 310 R features a typical roadster motorcycle styling with high-set seats. The suspension has also been tuned in such a way that it enables the bike to absorb road undulations and potholes without harming the rider. Equipped with a 313cc water-cooled engine, the G 310 R generates enough power to get you through almost any kind of situation that you encounter. The exhaust note of the bike is also quite unique and sharp, giving you the feeling of owning a much bigger motorcycle. If the BMW G 310 R is something that you’ve been eyeing, it is natural to want to get to know more about the bike, isn’t it? Here’s where we can help.

BMW G 310 R Specifications

If you are planning to buy the BMW G 310 R, or even if you simply have it on your wishlist, why not get to know its key specifications better? It can always be useful because you get a better idea of the bike’s engine unit, mileage, wheels and tyres, and a lot more. So, here’s a closer look at the BMW G 310 R specs.

Particulars

Technical Specifications

Engine

 

Displacement - 313 cc

 

 

Power - 34 PS @9,250 RPM

 

 

Torque - 28 Nm @ 7,500 RPM

 

 

Cylinders - 1

 

Transmission

6-Speed Manual Transmission

Fuel Tank Capacity

11 litres

BMW G 310 R Mileage

32.46 kilometres per litre

Brakes

Front - Single 300 mm ventilated disc

 

Rear - Single 240 mm ventilated disc

Wheels and Tyres

Front - 110/70 R17

 

Rear - 150/60 R17

BMW G 310 R Weight

164 kilograms

BMW G 310 R Features

In many ways, the BMW G 310 R is the complete package. It offers an intuitive and agile riding experience whether you take it out on city roads, out to the countryside, or just about anywhere else. The bike is easy to handle, smooth to manoeuvre and a delight to ride. So, here are some of the top BMW G 310 R features:

1. Ergonomic seating

The BMW G 310 R comes with ergonomic seating in three different sizes that help you customise your bike’s seat according to what’s most comfortable for you.

2. Stabilizing ABS

The BMW G 310 R also boasts of a stabilizing Anti-Lock Braking System that keeps the tyres from skidding or locking in when you’re riding on slippery roads.

3. Adjustable clutch and brakes

The handlebar can be adjusted to a comfortable position over four different levels, so you can bring it closer by up to six millimeters.

BMW G 310 R On-Road Price Across Major Cities

The on-road price of any bike is typically higher than the ex-showroom price because it includes various expense heads like insurance, road taxes and RTO registration charges. These costs vary from one city to another, so the BMW G 310 R on-road price varies depending on where you plan to buy the bike from. Take a look at the on-road price of the 310 R in different cities.

City

On-Road Price

BMW G 310 R price in Delhi

 ₹2.92 lakh

BMW G 310 R price in Mumbai

 ₹3.23 lakh

BMW G 310 R on-road price in Bangalore

 ₹3.18 lakh

BMW G 310 R price in Chennai

 ₹2.92 lakh

BMW G 310 R price in Pune

 ₹3.02 lakh

To Conclude

Despite the many safety features that the BMW G 310 R comes with, there may be times when your bike may be in an accident, leading to third-party damage or injury, or even damage to your BMW G 310 R itself. And fixing these issues could lead to a sizable and unexpected outlay of funds. With the best bike insurance plans backing up your BMW G 310 R, you can ensure that your finances don’t take a hit even if your two-wheeler does. Check out the bike insurance plans available at Finserv MARKETS and choose one that best suits your needs. 

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs on BMW G 310 R

The mileage that the BMW G 310 R offers is around 32.46 kilometers per litre of fuel. 

The ex-showroom pricing of the BMW G 310 R is ₹2.60 lakh.

The BMW G 310 R is offered in three colors - Cosmic Black, Style Sport, and White. 

The BMW G 310 R weighs around 164 kilograms.

The front tyre of the BMW G 310 R is 110/70 R17 and the rear is 150/60 R17.  

You can use any of the available online IDV calculators on the internet to get an accurate IDV for bike insurance for BMW G 310 R.

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