BMW S 1000 RR Bike Insurance

The BMW S 1000 RR is arguably one of the best superbikes to have ever been manufactured in the world. This 999cc superbike is priced at ₹19,75,000. Though BMW S 1000 RR is equipped with safety features like ABS and Dynamic Damping Control, you must remember to also get a two-wheeler insurance plan simultaneously. Safety features can offer a safe biking experience, however, they cannot control external threats. Moreover, a third-party insurance cover is a legal requirement in India. Continue reading this article to explore BMW S 1000 RR insurance plans, features, variants, and more.

BMW S 1000 RR Variants

There are five different variants of the BMW S 1000 RR currently on sale. While the mechanicals of all of the five variants are largely the same, the feature set may slightly vary. Here’s what the multiple different variants of motorcycles are sold for in India.


BMW S 1000 RR Price (Ex-Showroom*)

Fuel Type

Estimated Third-Party Premium~

FY 2022-23

(effective 1st April, 2022)

S 1000 RR STD

₹19.5 Lakh



S 1000 RR Pro

₹21.40 Lakh



S 1000 RR M Sport

₹23.75 Lakh




*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.


**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy BMW S 1000 RR Insurance Policy

Want to buy a BMW S 1000 RR insurance cover? Follow the below steps!


Step 1: Head to the Bike Insurance Calculator and enter details like your vehicle registration number and mobile number


Step 2: Provide necessary details of your BMW S 1000 RR


Step 3: Pick the type of bike insurance cover you want to buy


Step 4: Pay the premium amount online


Step 5: You shall receive your insurance policy document via email!

How to Renew Your BMW S 1000 RR Insurance Plan Now

Here’s how you can renew your S 1000 RR insurance over online:


Step 1: Provide your bike registration number and contact details


Step 2: Enter your previous policy details


Step 3: Check your bike insurance renewal premium quote


Step 4: Make online payment


Step 5: Download the policy document copy


Read More About: Bike Insurance Renewal

Why Insure Your BMW S 1000 RR?

When someone buys a superbike like the BMW S 1000 RR, it isn’t merely for utility purposes. So, if you have a superbike, you’re probably a biker. And the slightest scratch on your bike could crush your heart. Moreover, repairing BMW S 1000 RR after unanticipated damage could amount to ₹30,000 at the least. However, with a BMW S 1000 RR insurance policy, you can pass the onus of paying the covered repair and replacement bill onto an insurance company.

Types of BMW S 1000 RR Insurance Plans

On Finserv MARKETS, you can find two different types of two-wheeler insurance plans - third party insurance and comprehensive insurance. In India, third-party insurance is mandatory for all motorised vehicles, whereas comprehensive insurance is optional. Here’s some more information regarding these insurance plans.


  • Third-Party Bike Insurance

Third-party bike insurance offers basic protection for your bike. It covers damages and losses to third parties due to an accident while on your BMW S 1000 RR motorcycle. However, it doesn’t cover any damages to your bike or injuries incurred by you. As you saw already, a third-party bike insurance plan is mandated by the Motor Vehicles Act, 1988, and non-compliance with the same can lead to fines of up to ₹2,000.

  • Comprehensive Bike Insurance

Comprehensive S 1000 RR insurance provides protection over and above a typical third-party insurance plan. This type of insurance covers both third-party liabilities and own damages. This effectively means that if your bike gets damaged during an accident, the repair expenses will be covered by the plan, which is not the case for third-party bike insurance.

What’s Covered Under Bike Insurance?

Third-party BMW S 1000 RR insurance covers third-party liabilities like his/her property, bodily injuries, and even the death of the victim. However, you receive extensive coverage, which includes own damage, third-party damage, theft, etc. with a comprehensive plan.

What’s Not Covered Under Bike Insurance?

While third-party insurance excludes everything other than third-party damages, comprehensive BMW S 1000 RR insurance excludes natural wear and tear, driving without a licence, damages caused due to drunk driving, etc.


Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-on Covers for Your BMW S 1000 RR Insurance Plan

Although a comprehensive insurance plan offers an all-round protection to your precious superbike, you may want to enhance the coverage even further. That’s when add-on covers come into play! Here’s a quick look at the kind of add-ons that you can opt for.


  • Zero-Depreciation Cover

The value of your motorcycle tends to go down as the vehicle ages. This is known as depreciation, which can affect the amount that you receive from your insurer in the event of a claim. The zero-depreciation cover for bike insurance ensures that you receive the full claim amount without any cuts due to depreciation.

  • Personal Accident Cover

Including this add-on to your BMW S 1000 RR insurance will cover the costs associated with treating any injuries that either you or your pillion rider may have sustained during an accident.

  • Return to Invoice Cover

If your motorcycle gets stolen or is declared to be a total loss, the return to invoice add-on can help you get back the entire value of your vehicle as specified in the invoice.

  • Round-the-Clock Spot Assistance

If you were to get stranded with your motorcycle, the 24x7 bike roadside assistance cover can ensure that you get timely assistance.

Claiming BMW S 1000 RR Insurance

Check out the documents needed, so you can be prepared in the event of a claim.


  • Your BMW S 1000 RR insurance policy document

  • The particulars of your insurer

  • The particulars of your vehicle

  • An FIR copy if your bike is stolen

  • The details of the incident for which you are raising a claim

  • The original bills in case of a reimbursement claim

There are two kinds of claims that you can register with your insurance provider, namely a cashless claim and a reimbursement claim. You can raise an S 1000 RR insurance claim in the following two ways:

  • Cashless Claim Under Bike Insurance

To utilise the cashless facility, you first need to register your claim through the insurer’s website or their toll-free number. Then, you must visit the nearest partner garage and get your bike repaired. Post evaluation, the insurer will settle the bills directly.

  • Reimbursement Claim Under Bike Insurance

Insurers allow you to repair your bike in any garage. So, if you have a preferred garage, take your bike there for repair purposes. However, ensure that you inform the insurer about the incident. Once the bill is paid, submit the original bills as well as the payment receipt to the insurer. Your expenses will be reimbursed after document verification.


Read More About: Bike Insurance Claim Process

How to Reduce Your BMW S 1000 RR Insurance Price in India?

Here are a few tips to reduce the insurance premiums rates on your BMW S 1000 RR:

  • Compare Insurance Plans Online

You could miss out on lucrative insurance plans if you simply opt for a policy suggested by your friend or agent. Hence, it is recommended to compare plans online and go for an insurance cover that best suits your needs. By doing so, you can also be confident that you chose the right plan.

  • Use the NCB

You can avail the No Claim Bonus in Two-wheeler insurance if you have made no claims during the policy period. The NCB enables you to avail lower premiums during renewal.

  • Install Anti-theft Device

Equipping your bike with an ARAI-approved anti-theft device offers a small discount on your insurance premiums.

  • Avoid Making Small Claims

In case of minor damages, avoid raising a claim and protect your no claim bonus.

  • Maintaining Your BMW S 1000 RR: Important Tips

Here are a few tips to maintain your prized possession:

  • Regularly Service Your Bike

Keeping your BMW S 1000 RR in check will ensure that it runs smoothly. It will help you identify potential issues, thereby helping you take care of it even before it becomes a matter of concern.

  • Maintain Tyre Pressure

Maintaining the pressure of your tyre will ascertain there is no pressure on the bike's engine.

  • Engine Maintenance

The engine is like the heart of a bike! You must monitor the engine regularly so that the bike glides effortlessly.

  • Avoid Overloading

Overloading your bike can damage its engine and other internal components, thus, avoid adding any unnecessary stress by carrying extra weight on your superbike.

BMW S 1000 RR Maintenance Cost

You can contact any authorised BMW service centre to get the BMW S 1000 RR maintenance cost and service schedule.

About BMW S 1000 RR

Unlike the previous generation of the motorbike, which had quirky headlights, the current BMW S 1000 RR has been bestowed with a more traditional design. The understatement has been restricted to only the design though, as the engine and its performance figures are as crazy as ever.


The BMW S 1000 RR, this time, features an improved version of the in-line four-cylinder engine. The powertrain is not only lighter by around 4 kilograms, but it generates significantly more power as well. If reading about the BMW S 1000 RR has piqued your interest, then you must get to know more about the motorcycle.

BMW S 1000 RR Specifications

The best way to get to know any vehicle is to take it out for a ride. The next best thing? Getting to know its specifications. Here’s everything you need to know about the BMW S 1000 RR’s technical package.


Technical Specifications

Engine Displacement

999 cc


Max Power

207 HP @ 13,500 RPM

Max Torque

113 Nm @ 11,000 RPM


6-Speed Manual Transmission

Fuel Tank Capacity

16.5 litres


15 kilometres per litre


Front - Twin 320 mm ventilated discs


Rear - Single 220 mm ventilated disc

Wheels and Tyres

Front - 120/70 R17


Rear - 190/55 R17

BMW S 1000 RR Weight

197 kilograms

BMW S 1000 RR Features

Boasting of lower weight and higher performance, the BMW S 1000 RR takes everything that its predecessor had - and makes it better. It’s more powerful, it has an impressive design, and it promises a riding experience you’ll never forget. Not convinced? Take a look at some of the top features of the BMW S 1000 RR and see for yourself what sets it apart.


  1. Traction Control

  2. Adjustable Suspension

  3. ABS Mode Selector

  4. Launch Control

  5. Cruise Control

  6. Bluetooth Mobile Connectivity

BMW S 1000 RR On-Road Price Across Major Cities

The on-road price is the price you need to pay to bring your BMW S 1000 RR from the showroom to the roads. Naturally, it’s higher than the ex-showroom price since it includes road taxes, RTO registration charges, insurance and other costs. Interestingly, it’s also not constant across India. Here’s how the BMW S 1000 RR on-road price changes across the country’s major cities.


On-Road Price

BMW S 1000 RR price in Delhi

₹21.69 lakh (S 1000 RR STD)

BMW S 1000 RR price in Mumbai

₹24.83 lakh (S 1000 RR STD)

BMW S 1000 RR price in Bangalore

₹23.64 lakh (S 1000 RR STD)

BMW S 1000 RR price in Chennai

₹21.69 lakh (S 1000 RR STD)

BMW S 1000 RR price in Pune

₹22.47 lakh (S 1000 RR STD)


The BMW S 1000 RR is certainly an impressive bike and one that will undoubtedly make it to your wishlist sooner or later. And whenever you realise your dream of owning this two-wheeler, keep in mind that a good insurance cover can go a long way in securing your BMW S 1000 RR and your finances. At Finserv MARKETS, we offer a wide spectrum of bike insurance policies that offer maximum coverage at affordable premiums. So, choose from our range of insurance plans and leave the onus of taking care of your bike amid grim situations on us.

FAQs on the BMW S 1000 RR

What is the engine capacity of the BMW S 1000 RR?

The BMW S 1000 RR is equipped with a 999cc petrol engine.

What is the fuel economy of the BMW S 1000 RR?

This BMW bike’s mileage is around 15 kilometres per litre of fuel. 

What is the ex-showroom price of the BMW S 1000 RR?

Depending on the variant that you opt for, the ex-showroom price of the BMW S 1000 RR can range between ₹19.5 lakh and ₹23.75 lakh.

What kind of transmission does the BMW S 1000 RR feature?

The BMW S 1000 RR comes with a 6-Speed manual transmission. 

Does the BMW S 1000 RR come with an Anti-Lock Braking System?

Yes. The motorcycle comes with a selectable Anti-Lock Braking System with four different modes.

What is the recommended IDV for BMW S 1000 RR insurance?

It is recommended to ensure that your IDV is similar to your vehicle’s market value.

Can I buy insurance for BMW S 1000 RR online?

Yes, you can buy S 1000 RR insurance online.

Happy Customers of Finserv MARKETS

Loan Offer
Download App
Credit Score