Ducati Panigale V4 Insurance

The Panigale V4 is one of Ducati’s best selling superbikes in not only India but in the global market too. With an engine displacement of 1103cc, the Ducati Panigale V4 price is around ₹23.50 lakh to ₹28.40 lakh (ex-showroom price Delhi) depending on the variant. If you wish to purchase this power-packed bike, you should also have it insured. In this article, you’ll find out all about the types of Ducati Panigale V4 insurance plans available, what they include and exclude, and all the other details of buying bike insurance and raising a claim. Before we get into that, let’s first have a look at the different variants of the bike and Ducati Panigale V4 insurance cost.

Ducati Panigale V4 Insurance Price and its Variants

The Panigale V4 is offered in two different variants - Panigale V4 and Panigale V4 S. While almost everything is the same between these two variants, the only difference between them lies in the suspension system. Here’s a quick look at the price of the variants and Ducati Panigale V4 insurance cost.

Ducati Panigale V4 Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium Rates (Rs.) FY 2022-23

Ducati Panigale V4 STD

₹23.50 Lakh*



Ducati Panigale V4 S

₹28.40 Lakh*



Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Ducati Panigale V4 Insurance Online in Simple Steps

Most financial processes have made the transition from the physical to the digital, and insurance application is no different. Today, it’s very easy to purchase bike insurance for Ducati Panigale V4. You just need to go through the steps outlined below to get Ducati Panigale V4 bike insurance.


Step 1: Enter the details of your Ducati and your mobile number.


Step 2: Fill out the other information needed in the application form.


Step 3: Check the insurance plans available and choose the one that best suits your needs.


Step 4: Pay the premium for that plan online.


Step 5: Simple! Your insurance policy will then be sent to your registered email.


How to Renew Ducati Panigale V4 Insurance

Once your Ducati Panigale V4 insurance plan has expired, you need to renew it to enjoy continued financial protection. And the process for renewing your Ducati Panigale V4 insurance is just as simple as the purchase process. Here are the steps to renew your cover.


Step 1: Head to the Finserv MARKETS website online and enter the details of your old policy.


Step 2: Then, fill out the details of your bike as well as your personal details.


Step 3: Check for any updates to your premium.


Step 4: Pay the renewal premium online.


Step 5: You’re done! You’ll receive your renewed insurance policy in a while.


Read More: Bike Insurance Renewal


Why is it Important to Insure Your Ducati Panigale V4?

If this bike is on your wishlist, perhaps you already have a financial plan in place to fund your purchase. Remember to include bike insurance as a part of that plan, because it is mandatory to have a third party insurance cover in India. Furthermore, bike insurance also helps protect your finances in case your Ducati needs any major repairs or any emergency assistance. The repair and replacement costs of your Ducati Panigale V4 can go as high as ₹1 lakh to ₹1.5 lakh and sometimes even more than that. Having an insurance plan will take care of such expenses and also give you financial backing in times of any unfortunate events like an accident, theft, or damage to your vehicle.

Types of Ducati Panigale V4 Insurance

There are two different types of insurance plans that you can choose from if you wish to protect your Ducati and get coverage for its repair costs and more. These are third party insurance and comprehensive insurance plans. The first is not just an option, it’s mandatory as per the Motor Vehicle Act, 1988. However, the second, while optional, offers all-around protection. Here’s everything you need to know about Ducati Panigale V4 insurance plans.

  • Third-Party Bike Insurance

A third party bike insurance plan covers any liabilities that you may incur towards any third parties. This includes the compensation you need to pay if your bike causes injury to another person or any damage to their property, due to an accident. In such a situation, your insurance plan will take care of the expenses incurred, and you need not pay for them yourself.

  • Comprehensive Bike Insurance

If you want more effective protection and coverage beyond merely third party liabilities, this kind of insurance is just what you are looking for. It covers any repairs and expenses incurred to restore your Ducati to its original condition following a fire, an accident or any other natural or man-made disaster. Furthermore, this kind of bike insurance also covers personal accidents and theft of your vehicle.

What is Covered Under Ducati Panigale V4 Insurance

A third party Ducati Panigale V4 insurance will offer coverage against damage caused to the third-party, bodily injuries, death of the victim, etc. A comprehensive policy will give extensive coverage like own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What is Not Covered Under Ducati Panigale V4 Insurance

Some of the important exclusions of Ducati Panigale V4 insurance are any non-accidental damage like regular wear and tear, damage during a war-like situation, damage that occurs if you are driving illegally, i.e. without a valid licence or under the influence of any intoxicant, damage that occurs when your policy has not been renewed, etc.

Read About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your Ducati Panigale V4 Insurance

There are many ways to extend the protection of your Ducati Panigale V4 insurance plan, over and above the basic benefits. For this, you need to purchase the optional add-on covers you think you’ll require. This can be done at the time of purchase or renewal of your two-wheeler insurance plan. Here is a closer look at the add-on covers or riders available on Finserv MARKETS.

  • Zero Depreciation Cover

This add-on rider ensures that your claim amount is not reduced on account of any depreciation cuts, whatsoever.

  • Personal Accident Cover

With this rider, you can rest assured that your treatment costs are covered in case you are injured in an accident involving your Ducati.

  • Return to Invoice

This rider is useful because when you register a claim for total loss, it helps you get the entire amount as mentioned on the purchase invoice.

  • Round-the-Clock Spot Assistance

If you are stranded on the way to your destination, the round-the-clock spot assistance comes in handy with benefits like emergency repairs, towing assistance, fuel delivery, and more.

Claim Process of Ducati Panigale V4 Insurance

The documents needed for registering your claim are quite simple, and you need not worry about burdensome paperwork during an already stressful situation. Here are the documents that you need to keep ready before you register a claim for your Ducati’s repair expenses or other claims.

  • Your original Ducati Panigale V4 insurance policy document

  • Your vehicle’s details

  • Your Ducati Panigale V4 insurance provider’s details

  • The particulars of the insured incident

  • The FIR copy if your bike has been stolen

  • The original bills and receipts if you are asking for a reimbursement

If you do not want to pay out of pocket, a cashless claim may be what you need, since your insurer will directly settle your bills with the garage in such cases. However, for some damages, you may have to pay for the costs of repair first and then file a reimbursement claim later. Here is how you can raise these claims, based on your needs.

Process for Filing a Cashless Claim

Let your insurer know about the incident using their toll-free number or their website. Take your Ducati to the nearest partner garage for repairs. Then, submit the paperwork needed to your insurer. The insurer will settle the claim with the network garage directly.

Process for Filing a Reimbursement Claim

Let your insurer know about the incident and the claim. Then, pay for the repairs and other rectifications on your own. Gather the original bills and payment recipes and send it to your insurer. The insurer will reimburse the expenses after verifying the bills.

Read More About: Bike Insurance Claim Process

How to Get Ducati Panigale V4 Insurance Premium Down

With the help of the following tips, you can get the Ducati Panigale V4 insurance premium price down.

  • Compare Quotes

Before buying a Ducati Panigale V4 insurance, do proper research and compare plans offered by different insurers to get the best suited and cost-effective policy.

  • Avoid Small Claims

If you take care of small expenses out of your own pocket and do not include it in your insurance claim, your insurance premium price will be lowered as a result.

  • Long Term Bike Insurance Policy

As the tenor of such policies are high, the insurance premiums will be on the lower side.

  • No Claim Bonus

If your total claims in the Ducati Panigale V4 insurance policy tenor are zero, you can secure the no claim bonus that will lower the insurance renewal premium prices.

Tips to Keep Your Ducati Panigale V4 Running Smoothly

  • Check Tyres

Keep a tab on tyre pressure and maintain its pressure always. This should be done to avoid wear and tear and also to avoid any sudden tyre burst.

  • Inspecting Brakes and Clutch

The brakes and clutch of your Ducati Panigale V4 should be functioning properly as any issues in it can cause problems while riding.

  • Engine and Engine Oil

In a powerful bike like Ducati Panigale V4, taking good care of the engine and maintaining the engine oil is important for a seamless riding experience.

  • Regular Servicing

Following the maintenance schedule and having the bike regularly serviced will keep any technical problems at bay.

Ducati Panigale V4 Maintenance Cost

You can contact any authorised Ducati service centre to get the Ducati Panigale V4 maintenance cost and service schedule.

About Ducati Panigale V4

Each year the Panigale V4 is given new features and technologies in a bid to make it faster and agile. The current generation Panigale V4 keeps this tradition going. The 1,103 cc engine of the superbike is now BS6 compliant and makes almost 214 BHP of power.

And considering the low Ducati Panigale V4 weight of just 195 kilograms, the bike can reach speeds of over 250 kilometres per hour. And to keep things grounded, the motorcycle is also equipped with tons of safety features like launch control, Bosch cornering ABS, wheelie control, traction control system, slide control, and engine brake control, among others.

Ducati Panigale V4 Specifications

If you’ve got a superbike like the Ducati Panigale V4 on your radar, it’s very important to know the two-wheeler more intimately before you go ahead and purchase it. That way, you get more clarity on what exactly you’re buying. Taking a closer look at the Ducati Panigale V4 specifications can help you get better acquainted with this superbike. So, here’s everything you need to know about Ducati Panigale V4 fuel economy, bike engine, transmission, and more.


Technical Specifications



Displacement - 1,103 cc



Power - 214 PS @ 13,000 RPM



Torque - 124 Nm @ 9,500 RPM



Cylinders - 4



6-Speed Manual Transmission

Fuel Tank Capacity

16 litres

Ducati Panigale V4 Mileage

8 to 15 kilometres per litre


Front - Twin 330 mm ventilated discs

Rear - Single 245 mm ventilated disc

Wheels and Tyres

Front - 120/70 R17

Rear - 200/60 R17

Ducati Panigale V4 Weight

194 to 198 kilograms

Note: The actual specifications may vary depending on the variant.

Ducati Panigale V4 Features

Built for the amateur and the professional rider, the Ducati Panigale V4 is a superbike that’s constantly and consistently being innovated year after year. So, the new Ducati Panigale V4 takes everything its predecessor had and makes them better. Take a look at the superbike’s top features to see for yourself how true this is.

  • Dual Ventilated Discs

The dual 330 millimetre ventilated discs at the front offer maximum braking performance, allowing you to quickly bring the superbike to a stop.

  • Adjustable Suspension System

The front and the rear suspension systems of the superbike are fully adjustable for both preload and compression.

  • Selectable Riding Modes

You can select the riding mode depending on the type of road that you’re riding on.

Ducati Panigale V4 On Road Price

The Ducati Panigale V4 price at showrooms across India may be the same. But the costs involved in bringing the bike from the showroom to the roads are different in various parts of the country. More specifically, expenses like insurance, road taxes and RTO registration charges are different depending on where you buy your Ducati Panigale V4 from. Take a look at the Ducati Panigale V4 on road price in some of the major Indian cities.


On-Road Price

Ducati Panigale V4 on road price in Delhi

₹26.12 Lakh

Ducati Panigale V4 on road price in Mumbai

₹27.06 Lakh

Ducati Panigale V4 on road price in Bangalore

₹28.93 Lakh

Ducati Panigale V4 on road price in Chennai

₹26.12 Lakh

Ducati Panigale V4 on road price in Pune

₹27.06 Lakh

Note: The actual prices for the Ducati Panigale V4 are subject to change and can vary from time to time based on the variant.


This article gives you a clearer insight into what the Ducati Panigale V4 offers the rider. And having seen its technical specifications and features, you may now have a fair idea of whether or not this is the bike of your dreams. If you do decide to go ahead and purchase this superbike, ensure that it is protected with a good insurance plan right from day one. You can get the Ducati Panigale V4 insurance at Finserv MARKETS. Browse through a wide range of options and then choose the best-suited two-wheeler insurance from Finserv MARKETS.

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs on Ducati Panigale V4 Insurance

What is the Ducati Panigale V4 mileage?

The Ducati Panigale V4 offers a mileage of 8 to 15 kilometres per litre.

What is the price of the Ducati Panigale V4 in showrooms across India?

The ex-showroom price of the Panigale V4 is ₹23.50 lakh.

What is the fuel tank capacity of the Ducati Panigale V4?

The Ducati Panigale V4 has a fuel tank capacity of 16 litres.

How much does the Ducati Panigale V4 weigh?

The Ducati Panigale V4 weight is 195 to 198 kilograms.

What is the tyre size of the Ducati Panigale V4?

The Ducati Panigale V4 has front tyres that come in the size of 120/70 R17 and rear tyres that come in the size of 200/60 R17.

Can I increase the IDV of my Ducati Panigale V4?

Yes, by paying a higher premium, you can increase the insured declared value, i.e. IDV of your Ducati Panigale V4.

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